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Richmond Mutual Bancorporation, Inc. (RMBI)

NASDAQ: RMBI · USD

$15.7

-0.19 (-1.2%)· Recorded snapshot

Market cap	250.4M
Revenue (ttm)	49.9M
Net income (ttm)	12M
EPS (ttm)	$1.22
Shares out	16M
P/E (trailing)	12.8x
Dividend	$0.60 (3.82%)
Volume	10,081
Beta	0.34

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Mua mạnh
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Mua mạnh
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Giữ

Metric	Value
Amount currency	USD
CIK code	0001767837
Company name	Richmond Mutual Bancorporation, Inc.
Country	United States
Country code	US
CUSIP number	76525P100
Earnings date	2026-11-10
Earnings time	amc
Employees	180
Employees change	7
Employees growth	4.05%
Enterprise value	$456.8M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1887
In index	RUSSELL2000
Industry	Banks - Regional
IPO date	2019-07-02
Is primary listing	Yes
Is SPAC	No
ISIN number	US76525P1003
Last 10-K release date	2026-03-23
Last earnings date	2026-07-27
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$250.4M
Market cap category	Micro-Cap
Next earnings date	2026-11-10
Options	No
Price	$15.67
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	RMBI
U.S. state	Indiana
Website	https://www.firstbankrichmond.com

Metric

Value

Amount currency

USD

CIK code

0001767837

Company name

Richmond Mutual Bancorporation, Inc.

Country

United States

Country code

CUSIP number

76525P100

Earnings date

2026-11-10

Earnings time

amc

Employees

180

Employees change

Employees growth

4.05%

Enterprise value

$456.8M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

1887

In index

RUSSELL2000

Industry

Banks - Regional

IPO date

2019-07-02

Is primary listing

Yes

Is SPAC

ISIN number

US76525P1003

Last 10-K release date

2026-03-23

Last earnings date

2026-07-27

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$250.4M

Market cap category

Micro-Cap

Next earnings date

2026-11-10

Options

Price

$15.67

Price currency

USD

Sector

Financials

SIC code

6022

Stock price date

2026-10-28

Symbol

RMBI

U.S. state

Indiana

Website

https://www.firstbankrichmond.com

Metric	Value
Average P/E ratio (3Y)	12.93x
Average P/E ratio (5Y)	13.17x
Earnings yield	7.79%
EV/Earnings	37.95x
EV/FCF	33.82x
EV/Sales	9.15x
FCF / EV yield	2.96%
FCF yield	5.4%
Graham number	20.46564
Graham upside	30.98%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$6.11
Lynch upside	-60.92%
P/B ratio	1.04x
P/E ratio	12.83x
P/FCF ratio	18.52x
P/OCF ratio	16.92x
P/S ratio	5.01x
Price / tangible book value	1.68x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Average P/E ratio (3Y)

12.93x

Average P/E ratio (5Y)

13.17x

Earnings yield

7.79%

EV/Earnings

37.95x

EV/FCF

33.82x

EV/Sales

9.15x

FCF / EV yield

2.96%

FCF yield

5.4%

Graham number

20.46564

Graham upside

30.98%

Industry forward P/E

10.04x

Industry P/E

11.85x

Lynch fair value

$6.11

Lynch upside

-60.92%

P/B ratio

1.04x

P/E ratio

12.83x

P/FCF ratio

18.52x

P/OCF ratio

16.92x

P/S ratio

5.01x

Price / tangible book value

1.68x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
Effective tax rate	16.32%
FCF margin	27.05%
Operating margin	34.8%
Pretax margin	28.81%
Profit margin	24.11%
Profit per employee	$66,770
Profitable quarters	26
Profitable years	6
Revenue per employee	$276,966
ROA	0.79%
ROA (5Y)	0.8%
ROE	8.57%
ROE (5Y)	7.34%
SBC / revenue	2.06%
Tax / revenue	4.7%

Metric

Value

Effective tax rate

16.32%

FCF margin

27.05%

Operating margin

34.8%

Pretax margin

28.81%

Profit margin

24.11%

Profit per employee

$66,770

Profitable quarters

Profitable years

Revenue per employee

$276,966

ROA

0.79%

ROA (5Y)

0.8%

ROE

8.57%

ROE (5Y)

7.34%

SBC / revenue

2.06%

Tax / revenue

4.7%

Metric	Value
EPS growth	28.5%
EPS growth (Q)	-15.39%
EPS growth (QoQ)	-21.43%
EPS growth 3Y	2.9%
EPS growth 5Y	7.02%
EPS growth years	2
FCF growth	-14.45%
FCF growth (Q)	-35.04%
FCF growth (QoQ)	11.31%
FCF growth 3Y	-1.26%
FCF growth 5Y	19.84%
Net income growth	26.27%
Net income growth (Q)	-14.42%
Net income growth (QoQ)	-20.05%
Net income growth 3Y	-0.11%
Net income growth 5Y	2.93%
Net income growth years	1
OCF growth	-11.61%
OCF growth (Q)	-37.47%
OCF growth (QoQ)	8.76%
OCF growth 3Y	0.41%
OCF growth 5Y	17.38%
Revenue growth	14.6%
Revenue growth (Q)	15.65%
Revenue growth (QoQ)	6.47%
Revenue growth 3Y	3.61%
Revenue growth 5Y	4.61%
Revenue growth quarters	5
Revenue growth years	2

Metric

Value

EPS growth

28.5%

EPS growth (Q)

-15.39%

EPS growth (QoQ)

-21.43%

EPS growth 3Y

2.9%

EPS growth 5Y

7.02%

EPS growth years

FCF growth

-14.45%

FCF growth (Q)

-35.04%

FCF growth (QoQ)

11.31%

FCF growth 3Y

-1.26%

FCF growth 5Y

19.84%

Net income growth

26.27%

Net income growth (Q)

-14.42%

Net income growth (QoQ)

-20.05%

Net income growth 3Y

-0.11%

Net income growth 5Y

2.93%

Net income growth years

OCF growth

-11.61%

OCF growth (Q)

-37.47%

OCF growth (QoQ)

8.76%

OCF growth 3Y

0.41%

OCF growth 5Y

17.38%

Revenue growth

14.6%

Revenue growth (Q)

15.65%

Revenue growth (QoQ)

6.47%

Revenue growth 3Y

3.61%

Revenue growth 5Y

4.61%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-1.3M
EPS	$1.22
FCF per share	$0.84
Financing cash flow	$21.5M
Free cash flow	$13.5M
Gross profit	$49.9M
Income taxes	$2.3M
Investing cash flow	$-28.8M
Net borrowing	$-23M
Net cash flow	$7.5M
Net income	$12M
Operating income	$17.3M
Revenue	$49.9M
Stock-based compensation	$1M

Metric

Value

Capital expenditures

$-1.3M

EPS

$1.22

FCF per share

$0.84

Financing cash flow

$21.5M

Free cash flow

$13.5M

Gross profit

$49.9M

Income taxes

$2.3M

Investing cash flow

$-28.8M

Net borrowing

$-23M

Net cash flow

$7.5M

Net income

$12M

Operating income

$17.3M

Revenue

$49.9M

Stock-based compensation

$1M

Metric	Value
Book value per share	$15.24
Debt / equity	1.65
Debt / FCF	18.09
Net cash (debt)	$-206.4M
Net cash / market cap	-82.67%
Net debt / equity	1.39
Net debt / FCF	15.31
Piotroski F-Score	4
Property, plant and equipment	$13.6M
Shareholders' equity	$148.3M
Tangible book value	$148.3M
Tangible book value per share	$15.24
Total assets	$1.6B
Total cash	$37.6M
Total debt	$244M
Total liabilities	$1.4B
WACC	3.08%

Metric

Value

Book value per share

$15.24

Debt / equity

1.65

Debt / FCF

18.09

Net cash (debt)

$-206.4M

Net cash / market cap

-82.67%

Net debt / equity

1.39

Net debt / FCF

15.31

Piotroski F-Score

Property, plant and equipment

$13.6M

Shareholders' equity

$148.3M

Tangible book value

$148.3M

Tangible book value per share

$15.24

Total assets

$1.6B

Total cash

$37.6M

Total debt

$244M

Total liabilities

$1.4B

WACC

3.08%

Metric	Value
Working capital	$-1.1B

Metric

Value

Working capital

$-1.1B

Metric	Value
Buyback yield / dilution	2.43%
Dividend growth	1.69%
Dividend growth (3Y)	4.89%
Dividend growth (5Y)	18.2%
Dividend growth years	1
Dividend payment date	2026-09-17
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	$0.60
Dividend yield	3.82%
Ex-dividend date	2026-09-03
FCF payout ratio	71.1%
Last dividend	$0.15
Payout ratio	49.14%
Shareholder yield	6.27%

Metric

Value

Buyback yield / dilution

2.43%

Dividend growth

1.69%

Dividend growth (3Y)

4.89%

Dividend growth (5Y)

18.2%

Dividend growth years

Dividend payment date

2026-09-17

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$0.60

Dividend yield

3.82%

Ex-dividend date

2026-09-03

FCF payout ratio

71.1%

Last dividend

$0.15

Payout ratio

49.14%

Shareholder yield

6.27%

Metric	Value
150-day SMA	$15.16
1D price change	-1.2%
1M price change	2.65%
1M total return	2.65%
1W price change	0.61%
1W total return	0.61%
1Y price change	17.87%
1Y return CAGR	22.84%
1Y total return	22.82%
20-day SMA	$15.46
200-day SMA	$14.84
3M price change	1.72%
3M total return	2.69%
3Y price change	59.85%
3Y return CAGR	22.19%
3Y total return	82.47%
50-day SMA	$15.61
50-day SMA vs 200-day SMA	50over200
52-week high	$16.59
52-week high date	2026-06-26
52-week low	$12.77
52-week low date	2025-11-12
5Y price change	-0.48%
5Y return CAGR	3.97%
5Y total return	21.49%
6M price change	3.33%
6M total return	5.39%
All-time high	$18.16
All-time high date	2022-03-04
All-time low	$8.61
All-time low date	2023-05-04
Average true range (ATR)	$0.38
Average volume	45.7K
Beta (1Y)	-0.05
Beta (2Y)	0.43
Beta (5Y)	0.34
Change from 52-week high	-5.55%
Change from 52-week low	22.71%
Change from all-time high	-13.74%
Change from all-time low	81.94%
Dollar volume	$157,969
Monthly RSI	58.31
Open price	$0.00
Previous close	$15.86
Price vs 150-day SMA	3.36%
Price vs 20-day SMA	1.33%
Price vs 200-day SMA	5.55%
Price vs 50-day SMA	0.34%
Relative volume	0.22
Return from IPO open	17.3%
Return from IPO price	56.25%
RSI	53.4
Sharpe ratio	0.82
Sharpe ratio (3Y)	0.72
Sharpe ratio (5Y)	0.14
Sortino ratio	1.56
Sortino ratio (3Y)	1.27
Sortino ratio (5Y)	0.41
Volume	10.1K
Weekly RSI	54.98
YTD price change	11.57%
YTD total return	15.03%

Metric

Value

150-day SMA

$15.16

1D price change

-1.2%

1M price change

2.65%

1M total return

2.65%

1W price change

0.61%

1W total return

0.61%

1Y price change

17.87%

1Y return CAGR

22.84%

1Y total return

22.82%

20-day SMA

$15.46

200-day SMA

$14.84

3M price change

1.72%

3M total return

2.69%

3Y price change

59.85%

3Y return CAGR

22.19%

3Y total return

82.47%

50-day SMA

$15.61

50-day SMA vs 200-day SMA

50over200

52-week high

$16.59

52-week high date

2026-06-26

52-week low

$12.77

52-week low date

2025-11-12

5Y price change

-0.48%

5Y return CAGR

3.97%

5Y total return

21.49%

6M price change

3.33%

6M total return

5.39%

All-time high

$18.16

All-time high date

2022-03-04

All-time low

$8.61

All-time low date

2023-05-04

Average true range (ATR)

$0.38

Average volume

45.7K

Beta (1Y)

-0.05

Beta (2Y)

0.43

Beta (5Y)

0.34

Change from 52-week high

-5.55%

Change from 52-week low

22.71%

Change from all-time high

-13.74%

Change from all-time low

81.94%

Dollar volume

$157,969

Monthly RSI

58.31

Open price

$0.00

Previous close

$15.86

Price vs 150-day SMA

3.36%

Price vs 20-day SMA

1.33%

Price vs 200-day SMA

5.55%

Price vs 50-day SMA

0.34%

Relative volume

0.22

Return from IPO open

17.3%

Return from IPO price

56.25%

RSI

53.4

Sharpe ratio

0.82

Sharpe ratio (3Y)

0.72

Sharpe ratio (5Y)

0.14

Sortino ratio

1.56

Sortino ratio (3Y)

1.27

Sortino ratio (5Y)

0.41

Volume

10.1K

Weekly RSI

54.98

YTD price change

11.57%

YTD total return

15.03%

Metric	Value
Float	13.5M
Float percentage	84.29%
Shares change (QoQ)	0.54%
Shares change (YoY)	-2.43%
Shares held by insiders	9.04%
Shares held by institutions	18.82%
Shares outstanding	16M
Short % of float	3.42%
Short % of shares	2.89%
Short ratio	3.2 days

Metric

Value

Float

13.5M

Float percentage

84.29%

Shares change (QoQ)

0.54%

Shares change (YoY)

-2.43%

Shares held by insiders

9.04%

Shares held by institutions

18.82%

Shares outstanding

16M

Short % of float

3.42%

Short % of shares

2.89%

Short ratio

3.2 days

Richmond Mutual Bancorporation, Inc. (RMBI)

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