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VRM (VRM)

NASDAQ: VRM · USD

$8.12

-0.18 (-2.2%)· Recorded snapshot

Market cap	42.5M
Revenue (ttm)	208.1M
Net income (ttm)	-57.9M
EPS (ttm)	-$11.1
Shares out	5.2M
Volume	2,899
Beta	1.63

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 208.1M
Net income (ttm): -57.9M
EPS (ttm): -$11.1
Market cap: 42.5M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Mua mạnh
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Mua mạnh
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Giữ

Metric	Value
Amount currency	USD
CIK code	0001580864
Country	United States
Country code	US
CUSIP number	92918V307
Earnings date	2026-11-09
Earnings time	amc
Employees	655
Employees change	-55
Employees growth	-7.75%
Enterprise value	$804.8M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-10-09
Fiscal year end	December
Founded	2012
Industry	Credit Services
IPO date	2020-06-09
Is primary listing	Yes
Is SPAC	No
ISIN number	US92918V3078
Last 10-K release date	2026-03-26
Last earnings date	2026-08-04
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$42.5M
Market cap category	Nano-Cap
Next earnings date	2026-11-09
Price	$8.12
Price currency	USD
Sector	Financials
SIC code	5500
Stock price date	2026-10-28
Symbol	VRM
U.S. state	Texas
Website	https://www.vroom.com

Metric

Value

Amount currency

USD

CIK code

0001580864

Country

United States

Country code

CUSIP number

92918V307

Earnings date

2026-11-09

Earnings time

amc

Employees

655

Employees change

-55

Employees growth

-7.75%

Enterprise value

$804.8M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-10-09

Fiscal year end

December

Founded

2012

Industry

Credit Services

IPO date

2020-06-09

Is primary listing

Yes

Is SPAC

ISIN number

US92918V3078

Last 10-K release date

2026-03-26

Last earnings date

2026-08-04

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$42.5M

Market cap category

Nano-Cap

Next earnings date

2026-11-09

Price

$8.12

Price currency

USD

Sector

Financials

SIC code

5500

Stock price date

2026-10-28

Symbol

VRM

U.S. state

Texas

Website

https://www.vroom.com

Metric	Value
Earnings yield	-136.95%
EV/EBIT	117.83x
EV/EBITDA	68.87x
EV/FCF	11.34x
EV/Sales	3.87x
FCF / EV yield	8.82%
FCF yield	166.92%
Industry forward P/E	19.55x
Industry P/E	22.96x
P/(FCF - SBC) ratio	0.65x
P/(OCF - SBC) ratio	0.59x
P/B ratio	0.44x
P/FCF ratio	0.6x
P/OCF ratio	0.55x
P/S ratio	0.2x
Price / tangible book value	0.48x
Price/EBITDA ratio	3.64x
Sector forward P/E	13.61x
Sector P/E	15.68x

Metric

Value

Earnings yield

-136.95%

EV/EBIT

117.83x

EV/EBITDA

68.87x

EV/FCF

11.34x

EV/Sales

3.87x

FCF / EV yield

8.82%

FCF yield

166.92%

Industry forward P/E

19.55x

Industry P/E

22.96x

P/(FCF - SBC) ratio

0.65x

P/(OCF - SBC) ratio

0.59x

P/B ratio

0.44x

P/FCF ratio

0.6x

P/OCF ratio

0.55x

P/S ratio

0.2x

Price / tangible book value

0.48x

Price/EBITDA ratio

3.64x

Sector forward P/E

13.61x

Sector P/E

15.68x

Metric	Value
EBIT margin	3.28%
EBITDA margin	5.61%
FCF margin	34.09%
Gross margin	65.9%
Operating margin	3.28%
Pretax margin	-27.95%
Profit margin	-27.81%
Profit per employee	$-88,354
Revenue per employee	$317,737
ROA	0.44%
ROA (5Y)	-5.1%
ROCE	1.02%
ROE	-42.8%
ROE (5Y)	-86.92%
ROIC	0.47%
SBC / revenue	2.75%
Tax / revenue	0.12%

Metric

Value

EBIT margin

3.28%

EBITDA margin

5.61%

FCF margin

34.09%

Gross margin

65.9%

Operating margin

3.28%

Pretax margin

-27.95%

Profit margin

-27.81%

Profit per employee

$-88,354

Revenue per employee

$317,737

ROA

0.44%

ROA (5Y)

-5.1%

ROCE

1.02%

ROE

-42.8%

ROE (5Y)

-86.92%

ROIC

0.47%

SBC / revenue

2.75%

Tax / revenue

0.12%

Metric	Value
EPS growth quarters	1
EPS growth years	3
FCF growth (Q)	8.45%
FCF growth (QoQ)	2.58%
Gross profit growth	-3.58%
Gross profit growth (Q)	0.15%
Gross profit growth 3Y	-4.01%
Gross profit growth 5Y	-1.09%
Net income growth quarters	1
Net income growth years	3
OCF growth (Q)	5.24%
OCF growth (QoQ)	1.08%
Operating income growth (Q)	107.08%
Revenue growth	-8.82%
Revenue growth (Q)	-4.2%
Revenue growth (QoQ)	5.23%
Revenue growth 3Y	-31.68%
Revenue growth 5Y	-36.91%
Revenue growth quarters	1
Revenue growth years	1

Metric

Value

EPS growth quarters

EPS growth years

FCF growth (Q)

8.45%

FCF growth (QoQ)

2.58%

Gross profit growth

-3.58%

Gross profit growth (Q)

0.15%

Gross profit growth 3Y

-4.01%

Gross profit growth 5Y

-1.09%

Net income growth quarters

Net income growth years

OCF growth (Q)

5.24%

OCF growth (QoQ)

1.08%

Operating income growth (Q)

107.08%

Revenue growth

-8.82%

Revenue growth (Q)

-4.2%

Revenue growth (QoQ)

5.23%

Revenue growth 3Y

-31.68%

Revenue growth 5Y

-36.91%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-6.7M
Depreciation and amortization	$4.9M
EBIT	$6.8M
EBITDA	$11.7M
EPS	$-11.12
FCF per share	$13.55
Financing cash flow	$27.8M
Free cash flow	$70.9M
Free cash flow minus SBC	$65.2M
Gross profit	$137.2M
Income taxes	$253,000
Investing cash flow	$-97.4M
Net borrowing	$8.1M
Net cash flow	$8.1M
Net income	$-57.9M
Operating cash flow minus SBC	$71.9M
Operating income	$6.8M
Revenue	$208.1M
Stock-based compensation	$5.7M

Metric

Value

Capital expenditures

$-6.7M

Depreciation and amortization

$4.9M

EBIT

$6.8M

EBITDA

$11.7M

EPS

$-11.12

FCF per share

$13.55

Financing cash flow

$27.8M

Free cash flow

$70.9M

Free cash flow minus SBC

$65.2M

Gross profit

$137.2M

Income taxes

$253,000

Investing cash flow

$-97.4M

Net borrowing

$8.1M

Net cash flow

$8.1M

Net income

$-57.9M

Operating cash flow minus SBC

$71.9M

Operating income

$6.8M

Revenue

$208.1M

Stock-based compensation

$5.7M

Metric	Value
Altman Z-Score	1.02
Book value per share	$19.06
Debt / EBITDA	54.23
Debt / equity	6.43
Debt / FCF	10.97
Interest coverage	0.12
Long-term assets	$35.9M
Long-term liabilities	$551.4M
Net cash (debt)	$-762.3M
Net cash / market cap	-1,793.43%
Net debt / EBITDA	65.23
Net debt / equity	6.3
Net debt / FCF	10.74
Piotroski F-Score	6
Property, plant and equipment	$13M
Shareholders' equity	$121M
Tangible book value	$88.4M
Tangible book value per share	$16.88
Total assets	$941.3M
Total cash	$16.4M
Total debt	$778.6M
Total liabilities	$820.3M
WACC	6.02%

Metric

Value

Altman Z-Score

1.02

Book value per share

$19.06

Debt / EBITDA

54.23

Debt / equity

6.43

Debt / FCF

10.97

Interest coverage

0.12

Long-term assets

$35.9M

Long-term liabilities

$551.4M

Net cash (debt)

$-762.3M

Net cash / market cap

-1,793.43%

Net debt / EBITDA

65.23

Net debt / equity

6.3

Net debt / FCF

10.74

Piotroski F-Score

Property, plant and equipment

$13M

Shareholders' equity

$121M

Tangible book value

$88.4M

Tangible book value per share

$16.88

Total assets

$941.3M

Total cash

$16.4M

Total debt

$778.6M

Total liabilities

$820.3M

WACC

6.02%

Metric	Value
Asset turnover	0.22
Current assets	$905.5M
Current liabilities	$268.9M
Current ratio	3.37
Net working capital	$861M
Quick ratio	3.11
Working capital	$636.5M
Working capital turnover	0.31

Metric

Value

Asset turnover

0.22

Current assets

$905.5M

Current liabilities

$268.9M

Current ratio

3.37

Net working capital

$861M

Quick ratio

3.11

Working capital

$636.5M

Working capital turnover

0.31

Metric	Value
Buyback yield / dilution	-54.44%
Dividend yield	0%
Shareholder yield	-54.44%

Metric

Value

Buyback yield / dilution

-54.44%

Dividend yield

Shareholder yield

-54.44%

Metric	Value
150-day SMA	$10.37
1D price change	-2.17%
1M price change	-13.25%
1M total return	-13.25%
1W price change	1.82%
1W total return	1.82%
1Y price change	-66.64%
1Y return CAGR	-66.66%
1Y total return	-66.64%
20-day SMA	$8.70
200-day SMA	$11.81
3M price change	16.47%
3M total return	16.47%
50-day SMA	$9.37
50-day SMA vs 200-day SMA	50under200
52-week high	$27.75
52-week high date	2025-12-15
52-week low	$6.80
52-week low date	2026-08-03
6M price change	-47.26%
6M total return	-47.26%
All-time high	$41.36
All-time high date	2025-04-25
All-time low	$6.80
All-time low date	2026-08-03
Average true range (ATR)	$0.58
Average volume	8.2K
Beta (1Y)	1.82
Beta (2Y)	0.8
Beta (5Y)	1.63
Change from 52-week high	-70.74%
Change from 52-week low	19.41%
Change from all-time high	-79.74%
Change from all-time low	23.24%
Change from open	0%
Day's gap	-2.17%
Dollar volume	$23,540
High price	$8.19
Low price	$8.12
Monthly RSI	37.47
Open price	$8.12
Position in 52-week range	0%
Previous close	$8.30
Price vs 150-day SMA	-19.21%
Price vs 20-day SMA	-3.72%
Price vs 200-day SMA	-29.07%
Price vs 50-day SMA	-10.59%
Relative volume	0.36
Return from IPO price	-63.09%
RSI	43.27
Sharpe ratio	-0.59
Sortino ratio	-0.89
Volume	2.9K
Weekly RSI	40.75
YTD price change	-57.85%
YTD total return	-57.85%

Metric

Value

150-day SMA

$10.37

1D price change

-2.17%

1M price change

-13.25%

1M total return

-13.25%

1W price change

1.82%

1W total return

1.82%

1Y price change

-66.64%

1Y return CAGR

-66.66%

1Y total return

-66.64%

20-day SMA

$8.70

200-day SMA

$11.81

3M price change

16.47%

3M total return

16.47%

50-day SMA

$9.37

50-day SMA vs 200-day SMA

50under200

52-week high

$27.75

52-week high date

2025-12-15

52-week low

$6.80

52-week low date

2026-08-03

6M price change

-47.26%

6M total return

-47.26%

All-time high

$41.36

All-time high date

2025-04-25

All-time low

$6.80

All-time low date

2026-08-03

Average true range (ATR)

$0.58

Average volume

8.2K

Beta (1Y)

1.82

Beta (2Y)

0.8

Beta (5Y)

1.63

Change from 52-week high

-70.74%

Change from 52-week low

19.41%

Change from all-time high

-79.74%

Change from all-time low

23.24%

Change from open

Day's gap

-2.17%

Dollar volume

$23,540

High price

$8.19

Low price

$8.12

Monthly RSI

37.47

Open price

$8.12

Position in 52-week range

Previous close

$8.30

Price vs 150-day SMA

-19.21%

Price vs 20-day SMA

-3.72%

Price vs 200-day SMA

-29.07%

Price vs 50-day SMA

-10.59%

Relative volume

0.36

Return from IPO price

-63.09%

RSI

43.27

Sharpe ratio

-0.59

Sortino ratio

-0.89

Volume

2.9K

Weekly RSI

40.75

YTD price change

-57.85%

YTD total return

-57.85%

Metric	Value
Float	742.7K
Float percentage	14.19%
Shares change (QoQ)	0.23%
Shares change (YoY)	54.44%
Shares held by insiders	1.14%
Shares held by institutions	9.41%
Shares outstanding	5.2M
Short % of float	3.98%
Short % of shares	0.56%
Short ratio	0.5 days

Metric

Value

Float

742.7K

Float percentage

14.19%

Shares change (QoQ)

0.23%

Shares change (YoY)

54.44%

Shares held by insiders

1.14%

Shares held by institutions

9.41%

Shares outstanding

5.2M

Short % of float

3.98%

Short % of shares

0.56%

Short ratio

0.5 days

VRM (VRM)

Price

Financial snapshot

Fair-value bridge

Latest news · VRM

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All VRM indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on VRM

Frequently asked questions