Winchester Bancorp, Inc. (WSBK)

NASDAQ: WSBK · USD

$13.3

-0.03 (-0.2%)· Recorded snapshot

Market cap	123.6M
Revenue (ttm)	25.5M
Net income (ttm)	4.4M
EPS (ttm)	$0.49
Shares out	9.3M
P/E (trailing)	27.0x
Volume	2,959

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 25.5M
Net income (ttm): 4.4M
EPS (ttm): $0.49
P/E (trailing): 27.0x
Market cap: 123.6M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Mua mạnh
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Mua mạnh
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Giữ

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 8.7P50 10.4P75 12.8

Trailing P/E27

P25 10.7P50 13.5P75 31.8

ROE3.7

P25 4.9P50 11P75 15.4

ROICn/a

P25 -0.7P50 6.7P75 12.6

Benchmarks · 1M

All WSBK indicators

Market & fundamental data

Available fields

176

Groups with data

Currency

USD

Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0002047235
Company name	Winchester Bancorp, Inc.
Country	United States
Country code	US
CUSIP number	97269D103
Earnings date	2026-11-10
Earnings time	amc
Employees	79
Employees change	8
Employees growth	11.27%
Enterprise value	$223.1M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	June
Founded	2024
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US97269D1037
Last 10-K release date	2026-09-16
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$123.6M
Market cap category	Micro-Cap
Next earnings date	2026-11-10
Options	No
Price	$13.30
Price currency	USD
Sector	Financials
SIC code	6036
Stock price date	2026-10-28
Symbol	WSBK
U.S. state	Massachusetts
Website	https://www.winchestersavings.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	3.71%
EV/Earnings	50.53x
EV/FCF	42.51x
EV/Sales	8.77x
FCF / EV yield	2.35%
FCF yield	4.24%
Graham number	11.98982
Graham upside	-10.02%
Industry forward P/E	9.95x
Industry P/E	11.8x
P/B ratio	1.03x
P/E ratio	26.99x
P/FCF ratio	23.57x
P/OCF ratio	22.95x
P/S ratio	4.86x
Price / tangible book value	1.03x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	22.71%
FCF margin	20.63%
Operating margin	25.26%
Pretax margin	22.46%
Profit margin	17.36%
Profit per employee	$55,962
Profitable quarters	4
Profitable years	1
Revenue per employee	$322,430
ROA	0.43%
ROE	3.75%
Tax / revenue	5.1%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (QoQ)	8.25%
EPS growth years	1
FCF growth	140.95%
FCF growth (Q)	-44.14%
FCF growth (QoQ)	-23.01%
Net income growth (QoQ)	8.3%
Net income growth quarters	4
Net income growth years	1
OCF growth	118.95%
OCF growth (Q)	-40.18%
OCF growth (QoQ)	-16.45%
Revenue growth	47.68%
Revenue growth (Q)	32.2%
Revenue growth (QoQ)	9.84%
Revenue growth quarters	6
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-142,000
EPS	$0.49
FCF per share	$0.57
Financing cash flow	$141.3M
Free cash flow	$5.3M
Gross profit	$25.5M
Income taxes	$1.3M
Investing cash flow	$-141.9M
Net borrowing	$11.2M
Net cash flow	$4.8M
Net income	$4.4M
Operating income	$6.4M
Revenue	$25.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$12.96
Debt / equity	1.32
Debt / FCF	30.37
Net cash (debt)	$-99.5M
Net cash / market cap	-80.34%
Net debt / equity	0.83
Net debt / FCF	18.94
Piotroski F-Score	4
Property, plant and equipment	$5.6M
Shareholders' equity	$120.5M
Tangible book value	$120.5M
Tangible book value per share	$12.96
Total assets	$1.1B
Total cash	$60.1M
Total debt	$159.6M
Total liabilities	$975.4M

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-809.2M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.11%
Dividend yield	0%
Shareholder yield	-0.11%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$12.93
1D price change	-0.19%
1M price change	4.12%
1M total return	4.12%
1W price change	2.51%
1W total return	2.51%
1Y price change	37.89%
1Y return CAGR	37.92%
1Y total return	37.89%
20-day SMA	$13.00
200-day SMA	$12.75
3M price change	1.8%
3M total return	1.8%
50-day SMA	$12.96
50-day SMA vs 200-day SMA	50over200
52-week high	$13.49
52-week high date	2026-10-27
52-week low	$9.51
52-week low date	2025-10-29
6M price change	2.91%
6M total return	2.91%
All-time high	$13.49
All-time high date	2026-10-27
All-time low	$8.76
All-time low date	2025-06-13
Average true range (ATR)	$0.11
Average volume	7.8K
Beta (1Y)	-0.08
Beta (2Y)	-0.06
Change from 52-week high	-1.41%
Change from 52-week low	39.85%
Change from all-time high	-1.67%
Change from all-time low	51.43%
Dollar volume	$39,355
Monthly RSI	79.05
Open price	$0.00
Previous close	$13.33
Price vs 150-day SMA	2.59%
Price vs 20-day SMA	2.06%
Price vs 200-day SMA	4.07%
Price vs 50-day SMA	2.32%
Relative volume	0.38
RSI	66.67
Sharpe ratio	1.91
Sortino ratio	4.11
Volume	3K
Weekly RSI	68.79
YTD price change	26.94%
YTD total return	26.94%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3.8M
Float percentage	40.7%
Shares change (QoQ)	0.05%
Shares change (YoY)	0.11%
Shares held by insiders	4.3%
Shares held by institutions	8.37%
Shares outstanding	9.3M
Short % of float	0.54%
Short % of shares	0.22%
Short ratio	2.7 days

Deeper analysis on WSBK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this WSBK report

Is a complete WSBK research report available?

No complete published report is available for Winchester Bancorp, Inc. (WSBK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Winchester Bancorp, Inc. (WSBK)

Price

Financial snapshot

Fair-value bridge

Latest news · WSBK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All WSBK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on WSBK

Frequently asked questions