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BVMF/SANB3 (BVMF/SANB3)

Brazil Stock Exchange: BVMF/SANB3 · BRL

R$12.2

+0.20 (+1.7%)· Recorded snapshot

Market cap	92.2B
Revenue (ttm)	46.5B
Net income (ttm)	12.8B
P/E (trailing)	7.2x
Dividend	R$0.86 (7.01%)
Volume	260,900
Beta	0.14

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 46.5B
Net income (ttm): 12.8B
P/E (trailing): 7.2x
Market cap: 92.2B

Metric	Value
Amount currency	BRL
Country	Brazil
Country code	BR
Earnings date	2026-10-28
Employees	47,327
Employees change	-554
Employees growth	-1.12%
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1970
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRSANBACNOR8
Last earnings date	2026-10-28
Last refreshed	2026-10-30
Last stock split date	2014-06-02
Last stock split type	Reverse
Market cap	BRL 92.2B
Next earnings date	2027-01-29
Price	BRL 12.20
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	bvmf/SANB3
Website	https://www.santander.com.br

Metric

Value

Amount currency

BRL

Country

Brazil

Country code

Earnings date

2026-10-28

Employees

47,327

Employees change

-554

Employees growth

-1.12%

Exchange

Brazil Stock Exchange

Financial currency

BRL

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1970

Industry

Banks - Regional

Is primary listing

ISIN number

BRSANBACNOR8

Last earnings date

2026-10-28

Last refreshed

2026-10-30

Last stock split date

2014-06-02

Last stock split type

Reverse

Market cap

BRL 92.2B

Next earnings date

2027-01-29

Price

BRL 12.20

Price currency

BRL

Sector

Financials

SIC code

6020

Stock price date

2026-10-29

Symbol

bvmf/SANB3

Website

https://www.santander.com.br

Metric	Value
Average P/E ratio (10Y)	10.01x
Average P/E ratio (3Y)	9.06x
Average P/E ratio (5Y)	8.65x
Earnings yield	13.87%
FCF yield	57.9%
Graham number	25.61962
Graham upside	110%
Industry forward P/E	6.58x
Industry P/E	7.43x
Lynch fair value	BRL 8.46
Lynch upside	-30.64%
P/B ratio	0.71x
P/E ratio	7.21x
P/FCF ratio	1.73x
P/OCF ratio	1.66x
P/S ratio	1.98x
Price / tangible book value	0.97x
Sector forward P/E	7.73x
Sector P/E	8.81x

Metric

Value

Average P/E ratio (10Y)

10.01x

Average P/E ratio (3Y)

9.06x

Average P/E ratio (5Y)

8.65x

Earnings yield

13.87%

FCF yield

57.9%

Graham number

25.61962

Graham upside

110%

Industry forward P/E

6.58x

Industry P/E

7.43x

Lynch fair value

BRL 8.46

Lynch upside

-30.64%

P/B ratio

0.71x

P/E ratio

7.21x

P/FCF ratio

1.73x

P/OCF ratio

1.66x

P/S ratio

1.98x

Price / tangible book value

0.97x

Sector forward P/E

7.73x

Sector P/E

8.81x

Metric	Value
Effective tax rate	21.35%
FCF margin	114.88%
Operating margin	40.38%
Pretax margin	35.64%
Profit margin	27.53%
Profit per employee	BRL 270,396
Profitable quarters	73
Profitable years	20
Revenue per employee	BRL 982,325
ROA	1.01%
ROA (5Y)	1.25%
ROE	10.2%
ROE (5Y)	11.66%
Tax / revenue	7.61%

Metric

Value

Effective tax rate

21.35%

FCF margin

114.88%

Operating margin

40.38%

Pretax margin

35.64%

Profit margin

27.53%

Profit per employee

BRL 270,396

Profitable quarters

Profitable years

Revenue per employee

BRL 982,325

ROA

1.01%

ROA (5Y)

1.25%

ROE

10.2%

ROE (5Y)

11.66%

Tax / revenue

7.61%

Metric	Value
EPS growth years	0
FCF growth (Q)	491.99%
FCF growth (QoQ)	6.55%
FCF growth 3Y	3.25%
FCF growth 5Y	63.32%
Net income growth	7.32%
Net income growth (Q)	-27.27%
Net income growth (QoQ)	-3.78%
Net income growth 3Y	7.53%
Net income growth 5Y	-3%
Net income growth years	0
OCF growth (Q)	457.17%
OCF growth (QoQ)	1.71%
OCF growth 10Y	49.77%
OCF growth 3Y	3.95%
OCF growth 5Y	61.06%
Revenue growth	4.78%
Revenue growth (Q)	-14.62%
Revenue growth (QoQ)	-8.59%
Revenue growth 10Y	2.28%
Revenue growth 3Y	6.1%
Revenue growth 5Y	-5.2%
Revenue growth quarters	4
Revenue growth years	5

Metric

Value

EPS growth years

FCF growth (Q)

491.99%

FCF growth (QoQ)

6.55%

FCF growth 3Y

3.25%

FCF growth 5Y

63.32%

Net income growth

7.32%

Net income growth (Q)

-27.27%

Net income growth (QoQ)

-3.78%

Net income growth 3Y

7.53%

Net income growth 5Y

-3%

Net income growth years

OCF growth (Q)

457.17%

OCF growth (QoQ)

1.71%

OCF growth 10Y

49.77%

OCF growth 3Y

3.95%

OCF growth 5Y

61.06%

Revenue growth

4.78%

Revenue growth (Q)

-14.62%

Revenue growth (QoQ)

-8.59%

Revenue growth 10Y

2.28%

Revenue growth 3Y

6.1%

Revenue growth 5Y

-5.2%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	BRL -2.1B
Financing cash flow	BRL -1.9B
Free cash flow	BRL 53.4B
Gross profit	BRL 45.7B
Income taxes	BRL 3.5B
Investing cash flow	BRL -9.3B
Net borrowing	BRL 3.5B
Net cash flow	BRL 44.4B
Net income	BRL 12.8B
Operating income	BRL 18.8B
Revenue	BRL 46.5B

Metric

Value

Capital expenditures

BRL -2.1B

Financing cash flow

BRL -1.9B

Free cash flow

BRL 53.4B

Gross profit

BRL 45.7B

Income taxes

BRL 3.5B

Investing cash flow

BRL -9.3B

Net borrowing

BRL 3.5B

Net cash flow

BRL 44.4B

Net income

BRL 12.8B

Operating income

BRL 18.8B

Revenue

BRL 46.5B

Metric	Value
Debt / equity	1.67
Debt / FCF	4.07
Goodwill	BRL 27.8B
Net cash (debt)	BRL -54.6B
Net cash / market cap	-59.14%
Net debt / equity	0.42
Net debt / FCF	1.02
Piotroski F-Score	4
Property, plant and equipment	BRL 5.9B
Shareholders' equity	BRL 130.3B
Tangible book value	BRL 95.2B
Total assets	BRL 1.3T
Total cash	BRL 162.7B
Total debt	BRL 217.2B
Total liabilities	BRL 1.2T
WACC	1.5%

Metric

Value

Debt / equity

1.67

Debt / FCF

4.07

Goodwill

BRL 27.8B

Net cash (debt)

BRL -54.6B

Net cash / market cap

-59.14%

Net debt / equity

0.42

Net debt / FCF

1.02

Piotroski F-Score

Property, plant and equipment

BRL 5.9B

Shareholders' equity

BRL 130.3B

Tangible book value

BRL 95.2B

Total assets

BRL 1.3T

Total cash

BRL 162.7B

Total debt

BRL 217.2B

Total liabilities

BRL 1.2T

WACC

1.5%

Metric	Value
Working capital	BRL -558.5B

Metric

Value

Working capital

BRL -558.5B

Metric	Value
Dividend growth	12.64%
Dividend growth (10Y)	2.53%
Dividend growth (3Y)	7.83%
Dividend growth (5Y)	-7.64%
Dividend growth years	1
Dividend payment date	2026-11-09
Dividend payment years	21
Dividend payout frequency	Quarterly
Dividend per share	BRL 0.86
Dividend yield	7.01%
Ex-dividend date	2026-10-21
Last dividend	BRL 0.16
Payout ratio	33.94%
Shareholder yield	7.01%

Metric

Value

Dividend growth

12.64%

Dividend growth (10Y)

2.53%

Dividend growth (3Y)

7.83%

Dividend growth (5Y)

-7.64%

Dividend growth years

Dividend payment date

2026-11-09

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

BRL 0.86

Dividend yield

7.01%

Ex-dividend date

2026-10-21

Last dividend

BRL 0.16

Payout ratio

33.94%

Shareholder yield

7.01%

Metric	Value
10Y price change	-27.14%
10Y return CAGR	2.87%
10Y total return	32.65%
150-day SMA	BRL 14.03
15Y price change	55.84%
15Y return CAGR	9.69%
15Y total return	300.57%
1D price change	1.67%
1M price change	-18.86%
1M total return	-17.94%
1W price change	-14.16%
1W total return	-14.16%
1Y price change	-14.35%
1Y return CAGR	-9.29%
1Y total return	-9.28%
20-day SMA	BRL 13.87
200-day SMA	BRL 14.68
3M price change	-12.41%
3M total return	-11.41%
3Y price change	-6.32%
3Y return CAGR	3.37%
3Y total return	10.47%
50-day SMA	BRL 14.45
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 18.68
52-week high date	2026-01-29
52-week low	BRL 11.98
52-week low date	2026-10-29
5Y price change	-27.1%
5Y return CAGR	-0.25%
5Y total return	-1.22%
6M price change	-16.84%
6M total return	-14.55%
All-time high	BRL 28.99
All-time high date	2019-10-25
All-time low	BRL 5.50
All-time low date	2014-01-30
Average true range (ATR)	BRL 0.50
Average volume	208.5K
Beta (5Y)	0.14
Change from 52-week high	-34.69%
Change from 52-week low	1.84%
Change from all-time high	-58.61%
Change from all-time low	118.18%
Change from open	0.83%
Day's gap	0.83%
Dollar volume	BRL 3.2M
High price	BRL 12.61
Low price	BRL 11.98
Monthly RSI	41.99
Open price	BRL 12.10
Position in 52-week range	34.92%
Previous close	BRL 12.00
Price vs 150-day SMA	-14.45%
Price vs 20-day SMA	-13.5%
Price vs 200-day SMA	-18.23%
Price vs 50-day SMA	-16.96%
Relative volume	1.25
RSI	25.02
Sharpe ratio	-0.1
Sharpe ratio (3Y)	0.17
Sharpe ratio (5Y)	0.01
Sortino ratio	0.01
Sortino ratio (3Y)	0.47
Sortino ratio (5Y)	0.23
Volume	260.9K
Weekly RSI	34.14
YTD price change	-27.14%
YTD total return	-22.83%

Metric

Value

10Y price change

-27.14%

10Y return CAGR

2.87%

10Y total return

32.65%

150-day SMA

BRL 14.03

15Y price change

55.84%

15Y return CAGR

9.69%

15Y total return

300.57%

1D price change

1.67%

1M price change

-18.86%

1M total return

-17.94%

1W price change

-14.16%

1W total return

-14.16%

1Y price change

-14.35%

1Y return CAGR

-9.29%

1Y total return

-9.28%

20-day SMA

BRL 13.87

200-day SMA

BRL 14.68

3M price change

-12.41%

3M total return

-11.41%

3Y price change

-6.32%

3Y return CAGR

3.37%

3Y total return

10.47%

50-day SMA

BRL 14.45

50-day SMA vs 200-day SMA

50under200

52-week high

BRL 18.68

52-week high date

2026-01-29

52-week low

BRL 11.98

52-week low date

2026-10-29

5Y price change

-27.1%

5Y return CAGR

-0.25%

5Y total return

-1.22%

6M price change

-16.84%

6M total return

-14.55%

All-time high

BRL 28.99

All-time high date

2019-10-25

All-time low

BRL 5.50

All-time low date

2014-01-30

Average true range (ATR)

BRL 0.50

Average volume

208.5K

Beta (5Y)

0.14

Change from 52-week high

-34.69%

Change from 52-week low

1.84%

Change from all-time high

-58.61%

Change from all-time low

118.18%

Change from open

0.83%

Day's gap

0.83%

Dollar volume

BRL 3.2M

High price

BRL 12.61

Low price

BRL 11.98

Monthly RSI

41.99

Open price

BRL 12.10

Position in 52-week range

34.92%

Previous close

BRL 12.00

Price vs 150-day SMA

-14.45%

Price vs 20-day SMA

-13.5%

Price vs 200-day SMA

-18.23%

Price vs 50-day SMA

-16.96%

Relative volume

1.25

RSI

25.02

Sharpe ratio

-0.1

Sharpe ratio (3Y)

0.17

Sharpe ratio (5Y)

0.01

Sortino ratio

0.01

Sortino ratio (3Y)

0.47

Sortino ratio (5Y)

0.23

Volume

260.9K

Weekly RSI

34.14

YTD price change

-27.14%

YTD total return

-22.83%

Metric	Value
Float	3.7B
Shares held by insiders	0.1%
Shares held by institutions	2.76%

Metric

Value

Float

3.7B

Shares held by insiders

0.1%

Shares held by institutions

2.76%

BVMF/SANB3 (BVMF/SANB3)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/SANB3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/SANB3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

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Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/SANB3

Frequently asked questions