SNSE/USBCL (SNSE/USBCL)

Santiago Stock Exchange: SNSE/USBCL · CLP

CLP 56,801

+0.00 (0.0%)· Recorded snapshot

Market cap	91.4T
Revenue (ttm)	27.1T
Net income (ttm)	7.8T
EPS (ttm)	CLP 5,068
P/E (trailing)	11.2x
P/E (forward)	10.5x
Dividend	CLP 1,959 (3.45%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 27.1T
Net income (ttm): 7.8T
EPS (ttm): CLP 5,068
P/E (trailing): 11.2x
P/E (forward): 10.5x
Market cap: 91.4T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.5

P25 n/aP50 n/aP75 n/a

Trailing P/E11.2

P25 n/aP50 n/aP75 n/a

ROE12.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All SNSE/USBCL indicators

Market & fundamental data

Available fields

164

Groups with data

Currency

USD

Showing 164 of 164 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CLP
Country	United States
Country code	CL
Earnings date	2026-10-15
Employees	70,000
Employees change	-1,743
Employees growth	-2.48%
Exchange	Santiago Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-09-03
Fiscal year end	December
Founded	1863
Industry	Banks - Regional
Is primary listing	No
ISIN number	US9029733048
Last earnings date	2026-10-15
Last refreshed	2026-10-28
Market cap	CLP 91.4T
Next earnings date	2027-01-19
Price	CLP 56,801.00
Price currency	CLP
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	snse/USBCL
Website	https://www.usbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	12.32x
Average P/E ratio (3Y)	12.13x
Average P/E ratio (5Y)	11.47x
Earnings yield	8.92%
Forward P/E	10.52x
Graham number	66322.12769
Graham upside	16.76%
Industry P/E	14.3x
Lynch fair value	CLP 24,175.80
Lynch upside	-57.44%
P/B ratio	1.4x
P/E ratio	11.21x
P/OCF ratio	7.41x
P/S ratio	3.37x
Price / tangible book value	2.1x
Sector forward P/E	11.93x
Sector P/E	12.62x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	19.87%
Operating margin	39.27%
Pretax margin	37.56%
Profit margin	30.01%
Profit per employee	CLP 111.2M
Profitable quarters	126
Profitable years	33
Revenue per employee	CLP 387.6M
ROA	1.2%
ROA (5Y)	1.04%
ROE	12.84%
ROE (5Y)	11.8%
Tax / revenue	7.46%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	17.76%
EPS growth (Q)	10.22%
EPS growth (QoQ)	-0.74%
EPS growth 10Y	4.77%
EPS growth 3Y	15.26%
EPS growth 5Y	0.64%
EPS growth quarters	9
EPS growth years	2
Net income growth	16.43%
Net income growth (Q)	10.05%
Net income growth (QoQ)	-0.14%
Net income growth 3Y	15.9%
Net income growth 5Y	1.44%
Net income growth quarters	9
Net income growth years	2
OCF growth	68.8%
OCF growth 10Y	4.5%
OCF growth 3Y	-4.87%
OCF growth 5Y	7.47%
Revenue growth	7.2%
Revenue growth (Q)	8.4%
Revenue growth (QoQ)	2.04%
Revenue growth 10Y	3.83%
Revenue growth 3Y	4.18%
Revenue growth 5Y	3.58%
Revenue growth quarters	7
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EPS	CLP 5,067.71
Financing cash flow	CLP 24.4T
Gross profit	CLP 27.1T
Income taxes	CLP 2T
Investing cash flow	CLP -27.9T
Net borrowing	CLP 15.2T
Net cash flow	CLP 8.6T
Net income	CLP 7.8T
Operating income	CLP 10.7T
Revenue	CLP 27.1T

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CLP 37,227.33
Debt / equity	1.09
Goodwill	CLP 13T
Net cash (debt)	CLP -22.9T
Net cash / market cap	-25.03%
Net debt / equity	0.35
Piotroski F-Score	4
Property, plant and equipment	CLP 3.8T
Shareholders' equity	CLP 65.1T
Tangible book value	CLP 43.5T
Tangible book value per share	CLP 27,895.05
Total assets	CLP 683.9T
Total cash	CLP 48.2T
Total debt	CLP 71.1T
Total liabilities	CLP 618.8T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	CLP -487.2T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.24%
Dividend growth	0.93%
Dividend growth (3Y)	6.74%
Dividend growth (5Y)	8.83%
Dividend growth years	2
Dividend payment date	2026-10-15
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	CLP 1,958.59
Dividend yield	3.45%
Ex-dividend date	2026-09-30
Last dividend	CLP 526.31
Payout ratio	38.45%
Shareholder yield	3.69%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1D price change	0%
1M price change	-1.28%
1M total return	-0.36%
20-day SMA	CLP 56,441.20
3M price change	-3.58%
3M total return	-2.68%
3Y price change	117.7%
3Y return CAGR	39.02%
3Y total return	168.73%
50-day SMA	CLP 57,438.72
52-week high	CLP 60,018.00
52-week high date	2026-09-21
52-week low	CLP 50,026.00
52-week low date	2026-04-13
6M price change	117.7%
6M total return	123.84%
All-time high	CLP 60,018.00
All-time high date	2026-09-15
All-time low	CLP 26,092.00
All-time low date	2023-06-23
Average true range (ATR)	CLP 256.06
Average volume	0
Change from 52-week high	-5.36%
Change from 52-week low	13.54%
Change from all-time high	-5.36%
Change from all-time low	117.7%
Monthly RSI	84.7
Previous close	CLP 56,801.00
Price vs 20-day SMA	0.64%
Price vs 50-day SMA	-1.11%
RSI	53.13
Sharpe ratio	1.67
Sortino ratio	17.27
Weekly RSI	84.61

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.6B
Shares change (QoQ)	0.26%
Shares change (YoY)	-0.24%
Shares held by insiders	0.2%
Shares held by institutions	82.58%
Short ratio	3.5 days

Deeper analysis on SNSE/USBCL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this SNSE/USBCL report

Is a complete SNSE/USBCL research report available?

No complete published report is available for snse/USBCL (SNSE/USBCL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

SNSE/USBCL (SNSE/USBCL)

Price

Financial snapshot

Fair-value bridge

Latest news · SNSE/USBCL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SNSE/USBCL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SNSE/USBCL

Frequently asked questions