BIT/1PYPL (BIT/1PYPL)

Borsa Italiana: BIT/1PYPL · EUR

€46.9

-0.22 (-0.5%)· Recorded snapshot

Market cap	42.1B
Revenue (ttm)	30.2B
Net income (ttm)	4.2B
EPS (ttm)	€4.73
P/E (trailing)	9.9x
P/E (forward)	9.9x
Dividend	€0.49 (1.04%)
Volume	3,818
Beta	1.28

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 30.2B
Net income (ttm): 4.2B
EPS (ttm): €4.73
P/E (trailing): 9.9x
P/E (forward): 9.9x
Market cap: 42.1B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.9

P25 n/aP50 n/aP75 n/a

Trailing P/E9.9

P25 n/aP50 n/aP75 n/a

ROE23.8

P25 n/aP50 n/aP75 n/a

ROIC22.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BIT/1PYPL indicators

Market & fundamental data

Available fields

247

Groups with data

Currency

USD

Showing 247 of 247 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	IT
Earnings date	2026-10-27
Employees	23,800
Employees change	-600
Employees growth	-2.46%
Enterprise value	EUR 45B
Exchange	Borsa Italiana
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1998
Industry	Credit Services
Is primary listing	No
ISIN number	US70450Y1038
Last earnings date	2026-10-27
Last refreshed	2026-10-28
Market cap	EUR 42.1B
Next earnings date	2027-02-03
Price	EUR 46.88
Price currency	EUR
Sector	Financials
SIC code	7389
Stock price date	2026-10-02
Symbol	bit/1PYPL
Website	https://www.paypal.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	37.87x
Average P/E ratio (3Y)	13.59x
Average P/E ratio (5Y)	21.86x
Earnings yield	10.09%
EV/Earnings	10.81x
EV/EBIT	8.14x
EV/EBITDA	7.59x
EV/FCF	8.11x
EV/Sales	1.46x
FCF / EV yield	12.33%
FCF yield	13.16%
Forward P/E	9.87x
Graham number	44.59504
Graham upside	-4.86%
Lynch fair value	EUR 23.15
Lynch upside	-50.6%
P/(FCF - SBC) ratio	8.99x
P/(OCF - SBC) ratio	7.82x
P/B ratio	2.46x
P/E ratio	9.91x
P/FCF ratio	7.6x
P/OCF ratio	6.75x
P/S ratio	1.4x
Price / tangible book value	5.72x
Price/EBITDA ratio	7.24x
Sector forward P/E	10.84x
Sector P/E	11.71x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	17.95%
EBITDA margin	19.27%
Effective tax rate	17.13%
FCF margin	17.99%
Gross margin	40.55%
Operating margin	17.95%
Pretax margin	16.63%
Profit margin	13.78%
Profit per employee	EUR 174,899
Profitable quarters	17
Profitable years	14
Revenue per employee	EUR 1.3M
ROA	4.77%
ROA (5Y)	4%
ROCE	18.25%
ROE	23.83%
ROE (5Y)	19.55%
ROIC	22.45%
ROIC (5Y)	20.09%
SBC / revenue	2.85%
Tax / revenue	2.85%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	5.66%
EPS growth (Q)	-3.85%
EPS growth (QoQ)	0%
EPS growth 10Y	16.63%
EPS growth 3Y	16.19%
EPS growth 5Y	4.81%
EPS growth years	3
FCF growth	13.19%
FCF growth (Q)	-16.71%
FCF growth (QoQ)	-19.38%
FCF growth 3Y	25.54%
FCF growth 5Y	4.71%
Gross profit growth	1.82%
Gross profit growth (Q)	2.69%
Gross profit growth 3Y	5.9%
Gross profit growth 5Y	3.43%
Net income growth	-3.86%
Net income growth (Q)	-14.02%
Net income growth (QoQ)	-2.81%
Net income growth 3Y	7.88%
Net income growth 5Y	-0.86%
Net income growth years	1
OCF growth	10.38%
OCF growth (Q)	-19.35%
OCF growth (QoQ)	-19.72%
OCF growth 10Y	9.12%
OCF growth 3Y	22.91%
OCF growth 5Y	3.67%
Operating income growth	0.28%
Operating income growth (Q)	-2.23%
Operating income growth 3Y	9.08%
Operating income growth 5Y	7.58%
Revenue growth	4.36%
Revenue growth (Q)	1.98%
Revenue growth (QoQ)	-1.13%
Revenue growth 10Y	12.65%
Revenue growth 3Y	5.59%
Revenue growth 5Y	6.9%
Revenue growth quarters	46
Revenue growth years	13

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -699.2M
Depreciation and amortization	EUR 406.4M
EBIT	EUR 5.4B
EBITDA	EUR 5.8B
EPS	EUR 4.73
Financing cash flow	EUR -4B
Free cash flow	EUR 5.5B
Free cash flow minus SBC	EUR 4.7B
Gross profit	EUR 12.2B
Income taxes	EUR 860.3M
Investing cash flow	EUR -5.5B
Net borrowing	EUR 1.8B
Net cash flow	EUR -3.3B
Net income	EUR 4.2B
Operating cash flow minus SBC	EUR 5.4B
Operating income	EUR 5.4B
Revenue	EUR 30.2B
Stock-based compensation	EUR 860.3M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	1.93
Book value per share	EUR 20.50
Debt / EBITDA	2.04
Debt / equity	0.69
Debt / FCF	2.14
Goodwill	EUR 9.9B
Interest coverage	13.96
Long-term assets	EUR 17.4B
Long-term liabilities	EUR 11.7B
Net cash (debt)	EUR -2.8B
Net cash / market cap	-6.67%
Net debt / EBITDA	0.48
Net debt / equity	0.16
Net debt / FCF	0.51
Piotroski F-Score	6
Property, plant and equipment	EUR 1.5B
Shareholders' equity	EUR 17.2B
Tangible book value	EUR 7.4B
Tangible book value per share	EUR 8.80
Total assets	EUR 71.9B
Total cash	EUR 9.1B
Total debt	EUR 11.9B
Total liabilities	EUR 54.7B
WACC	9.41%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.42
Current assets	EUR 54.4B
Current liabilities	EUR 43.1B
Current ratio	1.26
Net working capital	EUR 4.3B
Quick ratio	0.23
Working capital	EUR 11.1B
Working capital turnover	2.16

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	8.79%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-09-25
Dividend payment years	2
Dividend payout frequency	Quarterly
Dividend per share	EUR 0.49
Dividend yield	1.04%
Ex-dividend date	2026-09-04
Last dividend	EUR 0.14
Payout ratio	10.58%
Shareholder yield	9.84%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 42.93
1D price change	-0.47%
1M price change	3.22%
1M total return	3.48%
1W price change	2.22%
1W total return	2.22%
1Y price change	-18.29%
1Y return CAGR	-17.39%
1Y total return	-17.38%
20-day SMA	EUR 46.55
200-day SMA	EUR 43.04
3M price change	19.44%
3M total return	19.75%
3Y price change	-15.54%
3Y return CAGR	-5.12%
3Y total return	-14.59%
50-day SMA	EUR 48.95
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 70.40
52-week high date	2025-10-28
52-week low	EUR 32.75
52-week low date	2026-02-12
5Y price change	-79.36%
5Y return CAGR	-26.9%
5Y total return	-79.13%
6M price change	22.07%
6M total return	22.79%
All-time high	EUR 263.45
All-time high date	2021-07-26
All-time low	EUR 32.75
All-time low date	2026-02-12
Average true range (ATR)	EUR 1.19
Average volume	3.7K
Beta (5Y)	1.28
Change from 52-week high	-33.42%
Change from 52-week low	43.15%
Change from all-time high	-82.21%
Change from all-time low	43.15%
Change from open	-0.49%
Day's gap	0.02%
Dollar volume	EUR 178,969
High price	EUR 47.50
Low price	EUR 46.88
Monthly RSI	43.36
Open price	EUR 47.11
Position in 52-week range	0%
Previous close	EUR 47.10
Price vs 150-day SMA	9.2%
Price vs 20-day SMA	0.69%
Price vs 200-day SMA	8.92%
Price vs 50-day SMA	-4.24%
Relative volume	1.05
RSI	47.59
Sharpe ratio	-0.35
Sharpe ratio (3Y)	-0.03
Sharpe ratio (5Y)	-0.66
Sortino ratio	-0.34
Sortino ratio (3Y)	0.1
Sortino ratio (5Y)	-0.74
Volume	3.8K
Weekly RSI	52.46
YTD price change	-7.03%
YTD total return	-6.2%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	853.5M
Shares change (QoQ)	-2.72%
Shares change (YoY)	-8.79%
Shares held by insiders	0.11%
Shares held by institutions	80.55%
Short ratio	2.3 days

Deeper analysis on BIT/1PYPL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BIT/1PYPL report

Is a complete BIT/1PYPL research report available?

No complete published report is available for bit/1PYPL (BIT/1PYPL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BIT/1PYPL (BIT/1PYPL)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1PYPL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1PYPL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1PYPL

Frequently asked questions