Everything on this page comes from the data refreshed twice on each trading day. A full report (fair value, risks, scorecard) is published here once one is produced; requests inform which companies are covered next.
Profitability
trailing twelve months
From revenue to free cash flow
Margins
share of revenue
Operating margin45.0%
Net margin30.6%
Free cash flow margin41.4%
Returns on capital
Return on equity
Growth
per year beyond one year
Revenue, EPS and free cash flow growth
BVFL growth by horizon
Period
Revenue
EPS
Free cash flow
1 year
+8.2%
+45.3%
−4.2%
3 years
+3.4%
+4.2%
−35.6%
5 years
+10.0%
+14.5%
n/a
10 years
+21.2%
+27.2%
n/a
RevenueEPSFree cash flow
Growth record
Revenue growth, 1 year8.2%
Revenue growth, 3 years per year3.4%
Revenue growth, 5 years per year10.0%
EPS growth, 1 year45.3%
EPS growth, 5 years per year14.5%
Free cash flow growth, 1 year−4.2%
Revenue growth, last quarter−13.6%
Years of revenue growth1
Employees104 (−8.0%)
Valuation
at the price recorded 2026-11-04
Forward P/E against its own history and the sector
Multiples
Trailing P/E14.3x
EV / sales3.1x
Price to sales4.2x
Price to book0.9x
Free cash flow yield10.25%
Earnings yield6.99%
Balance sheet, dividends and ownership
Cash against debt
Cash and investments$50.0M
Total debt$5.0M
Cash and investments$50.0M
Total debt$5.0M
Net cash$45.0M
Debt to equity0.03
Piotroski F-score4 of 9
Dividends and buybacks
Dividend yield0.00%
Dividend per share$0.00
Buyback yield17.27%
Shareholder yield17.27%
Paid$0.03
Who owns the shares
Insiders16.3%
Institutions52.6%
Float6.6M · 83.7% of shares
Short interest1.38% of float
Against Financial Services peers
sector and archetype peers, from the screener
Revenue growth, trailing year
AIZAssurant, Inc.9.4%
BVFLBV Financial, Inc.8.2%
AIGAmerican International Group Inc.2.4%
ACGLArch Capital Group Ltd.−3.9%
Performance and technicals
Against the market
price change
BVFL price change against the market, by horizon
Period
BVFL
S&P 500
Nasdaq
1 week
+0.8%
−2.5%
−5.1%
1 month
+4.9%
−3.2%
−9.6%
3 months
+3.3%
−2.6%
−5.8%
Year to date
+22.8%
+9.7%
+6.9%
1 year
+34.1%
+10.7%
+5.7%
BVFLS&P 500Nasdaq
Longer horizons
total return per year
3 years, per year+29.4%
5 years, per year+1.8%
10 years, per year+13.2%
Events
Next earnings
earnings calendar
Loading the earnings calendar…
Last earnings2026-10-23
Quarter reported2026-09-30
Annual report, 10-K2026-03-27
Last splitForward on 2023-08-01
News
Headlines are listed once the company joins the coverage universe.
Every field we track for BVFL
230 fields in 10 groups, refreshed twice each trading day
230 fields in 10 groups
Ticker identity, listing, currency, market cap, and source dates.
No complete published report is available for BV Financial, Inc. (BVFL) on this page. The market and fundamental data here is refreshed twice on each trading day, at the open and shortly before the close, and each figure carries its own recorded date; it is not a substitute for a validated stock analysis, which can be requested.
Screener refreshed 2026-11-04, twice each trading dayFundamentals trailing twelve months to 2026-09-30, 10-K filed 2026-03-27