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CNFinance Holdings Limited (CNF)

NYSE: CNF · USD

$1.95

-0.07 (-3.5%)· Recorded snapshot

Market cap	32.9M
Revenue (ttm)	-136.9M
Net income (ttm)	-122.1M
EPS (ttm)	-$14.4
Shares out	16.9M
Volume	890
Beta	0.22

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): -136.9M
Net income (ttm): -122.1M
EPS (ttm): -$14.4
Market cap: 32.9M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35.9B	9.0x	1.9x	15.9%	+15.1%	+28.1%	强力买入
AIG	American International Group Inc.	42.7B	13.0x	1.5x	7.9%	-10.3%	+5.5%	强力买入
AIZ	Assurant, Inc.	15.3B	14.6x	1.1x	14.4%	+6.5%	+49.1%	持有

Metric	Value
Amount currency	USD
CIK code	0001733868
Company name	CNFinance Holdings Limited
Country	China
Country code	US
CUSIP number	18979T204
Earnings date	2026-08-28
Earnings time	bmo
Employees	326
Employees change	-365
Employees growth	-52.82%
Enterprise value	$441.8M
Exchange	NYSE
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1999
Industry	Mortgage Finance
IPO date	2018-11-07
Is primary listing	Yes
Is SPAC	No
ISIN number	US18979T2042
Last 10-K release date	2026-04-30
Last earnings date	2026-08-28
Last refreshed	2026-11-04
Last stock split date	2025-09-05
Last stock split type	Reverse
Market cap	$32.9M
Market cap category	Nano-Cap
Next earnings date	2027-04-29
Options	No
Price	$1.95
Price currency	USD
Sector	Financials
SIC code	6199
Stock price date	2026-11-04
Symbol	CNF
Website	https://www.cashchina.cn

Metric

Value

Amount currency

USD

CIK code

0001733868

Company name

CNFinance Holdings Limited

Country

China

Country code

CUSIP number

18979T204

Earnings date

2026-08-28

Earnings time

bmo

Employees

326

Employees change

-365

Employees growth

-52.82%

Enterprise value

$441.8M

Exchange

NYSE

Financial currency

CNY

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

1999

Industry

Mortgage Finance

IPO date

2018-11-07

Is primary listing

Yes

Is SPAC

ISIN number

US18979T2042

Last 10-K release date

2026-04-30

Last earnings date

2026-08-28

Last refreshed

2026-11-04

Last stock split date

2025-09-05

Last stock split type

Reverse

Market cap

$32.9M

Market cap category

Nano-Cap

Next earnings date

2027-04-29

Options

Price

$1.95

Price currency

USD

Sector

Financials

SIC code

6199

Stock price date

2026-11-04

Symbol

CNF

Website

https://www.cashchina.cn

Metric	Value
Average P/E ratio (5Y)	50.34x
Earnings yield	-737.84%
EV/FCF	36.56x
FCF / EV yield	2.74%
FCF yield	35.59%
Forward EV/Sales	6.04x
Forward P/S	0.46x
Industry forward P/E	17.84x
Industry P/E	34.55x
P/B ratio	0.07x
P/FCF ratio	2.81x
Price / tangible book value	0.07x
Sector forward P/E	13.72x
Sector P/E	15.79x

Metric

Value

Average P/E ratio (5Y)

50.34x

Earnings yield

-737.84%

EV/FCF

36.56x

FCF / EV yield

2.74%

FCF yield

35.59%

Forward EV/Sales

6.04x

Forward P/S

0.46x

Industry forward P/E

17.84x

Industry P/E

34.55x

P/B ratio

0.07x

P/FCF ratio

2.81x

Price / tangible book value

0.07x

Sector forward P/E

13.72x

Sector P/E

15.79x

Metric	Value
Operating margin	113.18%
Pretax margin	110.28%
Profit per employee	$-374,586
ROA	-7.67%
ROA (5Y)	-0.2%
ROE	-23.02%
ROE (5Y)	-0.4%
ROIC	-16.97%
ROIC (5Y)	-0.89%

Metric

Value

Operating margin

113.18%

Pretax margin

110.28%

Profit per employee

$-374,586

ROA

-7.67%

ROA (5Y)

-0.2%

ROE

-23.02%

ROE (5Y)

-0.4%

ROIC

-16.97%

ROIC (5Y)

-0.89%

Metric	Value
EPS growth years	0
Net income growth years	0
Revenue growth years	0

Metric

Value

EPS growth years

Net income growth years

Revenue growth years

Metric	Value
Capital expenditures	$-534,213
EPS	$-14.39
FCF per share	$0.72
Free cash flow	$12.1M
Gross profit	$-137.5M
Income taxes	$-28.9M
Net income	$-122.1M
Operating income	$-155M
Revenue	$-136.9M

Metric

Value

Capital expenditures

$-534,213

EPS

$-14.39

FCF per share

$0.72

Free cash flow

$12.1M

Gross profit

$-137.5M

Income taxes

$-28.9M

Net income

$-122.1M

Operating income

$-155M

Revenue

$-136.9M

Metric	Value
Book value per share	$27.72
Debt / equity	0.95
Debt / FCF	36.81
Net cash (debt)	$-409M
Net cash / market cap	-1,200.96%
Net debt / equity	0.88
Net debt / FCF	33.75
Piotroski F-Score	1
Property, plant and equipment	$28.1M
Shareholders' equity	$467.3M
Tangible book value	$467.3M
Tangible book value per share	$27.72
Total assets	$1.3B
Total cash	$37.1M
Total debt	$446.1M
Total liabilities	$875.4M
WACC	0.39%

Metric

Value

Book value per share

$27.72

Debt / equity

0.95

Debt / FCF

36.81

Net cash (debt)

$-409M

Net cash / market cap

-1,200.96%

Net debt / equity

0.88

Net debt / FCF

33.75

Piotroski F-Score

Property, plant and equipment

$28.1M

Shareholders' equity

$467.3M

Tangible book value

$467.3M

Tangible book value per share

$27.72

Total assets

$1.3B

Total cash

$37.1M

Total debt

$446.1M

Total liabilities

$875.4M

WACC

0.39%

Metric	Value
Current ratio	1.85
Quick ratio	0.72
Working capital	$351.5M
Working capital turnover	-0.02

Metric

Value

Current ratio

1.85

Quick ratio

0.72

Working capital

$351.5M

Working capital turnover

-0.02

Metric	Value
Buyback yield / dilution	-17.45%
Dividend yield	0%
Shareholder yield	-17.45%

Metric

Value

Buyback yield / dilution

-17.45%

Dividend yield

Shareholder yield

-17.45%

Metric	Value
150-day SMA	$2.54
1D price change	-3.47%
1M price change	1.04%
1M total return	1.04%
1W price change	8.33%
1W total return	8.33%
1Y price change	-62.43%
1Y return CAGR	-62.45%
1Y total return	-62.43%
20-day SMA	$1.92
200-day SMA	$3.18
3M price change	-8.88%
3M total return	-8.88%
3Y price change	-92.14%
3Y return CAGR	-57.15%
3Y total return	-92.14%
50-day SMA	$1.96
50-day SMA vs 200-day SMA	50under200
52-week high	$6.49
52-week high date	2025-12-30
52-week low	$1.37
52-week low date	2026-10-07
5Y price change	-96.27%
5Y return CAGR	-48.21%
5Y total return	-96.27%
6M price change	-29.86%
6M total return	-29.86%
All-time high	$77.40
All-time high date	2018-11-07
All-time low	$1.37
All-time low date	2026-10-07
Average true range (ATR)	$0.13
Average volume	3.8K
Beta (1Y)	0.21
Beta (2Y)	0.84
Beta (5Y)	0.22
Change from 52-week high	-69.95%
Change from 52-week low	42.34%
Change from all-time high	-97.48%
Change from all-time low	42.34%
Change from open	-6.7%
Day's gap	3.47%
Dollar volume	$1,736
High price	$2.09
Low price	$1.95
Monthly RSI	32.53
Open price	$2.09
Position in 52-week range	0%
Previous close	$2.02
Price vs 150-day SMA	-23.17%
Price vs 20-day SMA	1.46%
Price vs 200-day SMA	-38.58%
Price vs 50-day SMA	-0.66%
Relative volume	0.23
RSI	51.21
Sharpe ratio	-0.74
Sharpe ratio (3Y)	-0.39
Sharpe ratio (5Y)	-0.3
Sortino ratio	-0.98
Sortino ratio (3Y)	-0.59
Sortino ratio (5Y)	-0.41
Volume	890
Weekly RSI	34.9
YTD price change	-67.77%
YTD total return	-67.77%

Metric

Value

150-day SMA

$2.54

1D price change

-3.47%

1M price change

1.04%

1M total return

1.04%

1W price change

8.33%

1W total return

8.33%

1Y price change

-62.43%

1Y return CAGR

-62.45%

1Y total return

-62.43%

20-day SMA

$1.92

200-day SMA

$3.18

3M price change

-8.88%

3M total return

-8.88%

3Y price change

-92.14%

3Y return CAGR

-57.15%

3Y total return

-92.14%

50-day SMA

$1.96

50-day SMA vs 200-day SMA

50under200

52-week high

$6.49

52-week high date

2025-12-30

52-week low

$1.37

52-week low date

2026-10-07

5Y price change

-96.27%

5Y return CAGR

-48.21%

5Y total return

-96.27%

6M price change

-29.86%

6M total return

-29.86%

All-time high

$77.40

All-time high date

2018-11-07

All-time low

$1.37

All-time low date

2026-10-07

Average true range (ATR)

$0.13

Average volume

3.8K

Beta (1Y)

0.21

Beta (2Y)

0.84

Beta (5Y)

0.22

Change from 52-week high

-69.95%

Change from 52-week low

42.34%

Change from all-time high

-97.48%

Change from all-time low

42.34%

Change from open

-6.7%

Day's gap

3.47%

Dollar volume

$1,736

High price

$2.09

Low price

$1.95

Monthly RSI

32.53

Open price

$2.09

Position in 52-week range

Previous close

$2.02

Price vs 150-day SMA

-23.17%

Price vs 20-day SMA

1.46%

Price vs 200-day SMA

-38.58%

Price vs 50-day SMA

-0.66%

Relative volume

0.23

RSI

51.21

Sharpe ratio

-0.74

Sharpe ratio (3Y)

-0.39

Sharpe ratio (5Y)

-0.3

Sortino ratio

-0.98

Sortino ratio (3Y)

-0.59

Sortino ratio (5Y)

-0.41

Volume

890

Weekly RSI

34.9

YTD price change

-67.77%

YTD total return

-67.77%

Metric	Value
Float	4.9M
Float percentage	28.97%
Shares change (QoQ)	42.92%
Shares change (YoY)	17.45%
Shares held by insiders	4.47%
Shares held by institutions	4.44%
Shares outstanding	16.9M
Short % of shares	0.11%
Short ratio	0.5 days

Metric

Value

Float

4.9M

Float percentage

28.97%

Shares change (QoQ)

42.92%

Shares change (YoY)

17.45%

Shares held by insiders

4.47%

Shares held by institutions

4.44%

Shares outstanding

16.9M

Short % of shares

0.11%

Short ratio

0.5 days

CNFinance Holdings Limited (CNF)

Price

Financial snapshot

Fair-value bridge

Latest news · CNF

Valuation

Profitability

Balance sheet

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Profile and market data

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Dividends and buybacks

Performance and technicals

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