Ellington Credit Company (EARN)

NYSE: EARN · USD

$3.35

+0.02 (+0.6%)· Recorded snapshot

Market cap	127.9M
Revenue (ttm)	41.6M
Net income (ttm)	-33.8M
EPS (ttm)	-$0.88
Shares out	38.2M
P/E (forward)	4.1x
Dividend	$0.96 (28.66%)
Volume	294,949.178
Beta	1.29

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 41.6M
Net income (ttm): -33.8M
EPS (ttm): -$0.88
P/E (forward): 4.1x
Market cap: 127.9M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35B	8.8x	1.9x	15.9%	+15.1%	+24.9%	强力买入
AIG	American International Group Inc.	42.1B	12.8x	1.5x	7.9%	-10.3%	+4.5%	强力买入
AIZ	Assurant, Inc.	14.6B	13.7x	1.1x	14.3%	+6.5%	+41.9%	持有

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-11-04 14:30 UTC

Forward P/E4.1

P25 8.7P50 10.4P75 12.8

Trailing P/En/a

P25 10.7P50 13.5P75 31.8

ROEn/a

P25 4.9P50 11P75 15.4

ROIC7.2

P25 -0.7P50 6.7P75 12.6

Benchmarks · 1M

All EARN indicators

Market & fundamental data

Available fields

209

Groups with data

Currency

USD

Showing 209 of 209 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001560672
Company name	Ellington Credit Company
Country	United States
Country code	US
CUSIP number	288578107
Earnings date	2026-12-18
Earnings time	amc
Enterprise value	$310.2M
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	March
Founded	2012
Industry	Asset Management
IPO date	2013-05-01
Is primary listing	Yes
Is SPAC	No
ISIN number	US2885781078
Last 10-K release date	2025-06-23
Last earnings date	2026-08-12
Last refreshed	2026-11-04
Last stock split type	Never
Market cap	$127.9M
Market cap category	Micro-Cap
Next earnings date	2026-12-18
Options	Yes
Price	$3.35
Price currency	USD
Sector	Financials
SIC code	6798
Stock price date	2026-11-03
Symbol	EARN
U.S. state	Connecticut
Website	https://www.ellingtoncredit.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	4.29x
Average P/E ratio (10Y)	173.12x
Earnings yield	-26.41%
EV/FCF	0.82x
EV/Sales	7.46x
FCF / EV yield	122.53%
FCF yield	297.21%
Forward EV/Sales	7.44x
Forward P/E	4.05x
Forward P/S	3.07x
Industry forward P/E	13.01x
Industry P/E	27.53x
P/(FCF - SBC) ratio	0.34x
P/(OCF - SBC) ratio	0.34x
P/B ratio	0.8x
P/FCF ratio	0.34x
P/OCF ratio	0.34x
P/S ratio	3.07x
Price / tangible book value	0.8x
Sector forward P/E	13.72x
Sector P/E	15.79x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	869.09%
Gross margin	100%
Operating margin	64.01%
Pretax margin	-81.2%
Profit margin	-81.2%
Profitable years	2
ROIC	7.17%
ROIC (5Y)	1.41%
SBC / revenue	0.22%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	69.82%
EPS growth years	0
Net income growth (Q)	70.09%
Net income growth years	2
OCF growth 10Y	31.29%
OCF growth 3Y	140.3%
OCF growth 5Y	85.06%
Operating income growth (Q)	-19.07%
Operating income growth 3Y	-31.9%
Revenue growth (Q)	-19.25%
Revenue growth (QoQ)	-12.36%
Revenue growth 10Y	29.7%
Revenue growth 3Y	-22.54%
Revenue growth 5Y	133.44%
Revenue growth quarters	5
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EPS	$-0.88
FCF per share	$9.96
Financing cash flow	$-339.7M
Free cash flow	$380.1M
Free cash flow minus SBC	$380M
Gross profit	$41.6M
Net borrowing	$-299.8M
Net cash flow	$40.4M
Net income	$-33.8M
Operating cash flow minus SBC	$380M
Operating income	$26.6M
Revenue	$41.6M
Stock-based compensation	$98,000

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$4.18
Debt / equity	1.29
Debt / FCF	0.54
Net cash (debt)	$-182.3M
Net cash / market cap	-142.56%
Net debt / equity	1.14
Net debt / FCF	0.48
Piotroski F-Score	2
Shareholders' equity	$159.7M
Tangible book value	$159.7M
Tangible book value per share	$4.18
Total assets	$382.5M
Total cash	$23.5M
Total debt	$205.8M
Total liabilities	$222.8M
WACC	4.38%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.11
Quick ratio	0.11
Working capital	$-182.3M
Working capital turnover	-0.25

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-85.71%
Dividend growth	0%
Dividend growth (10Y)	-5.55%
Dividend growth (3Y)	0%
Dividend growth (5Y)	-5.29%
Dividend growth years	0
Dividend payment date	2026-11-30
Dividend payment years	14
Dividend payout frequency	Monthly
Dividend per share	$0.96
Dividend yield	28.66%
Ex-dividend date	2026-10-30
FCF payout ratio	9.64%
Last dividend	$0.08
Shareholder yield	-57.05%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-72.85%
10Y return CAGR	0.52%
10Y total return	5.28%
150-day SMA	$4.35
1D price change	0.6%
1M price change	-16.87%
1M total return	-15.01%
1W price change	-10.43%
1W total return	-8.41%
1Y price change	-34.18%
1Y return CAGR	-19.09%
1Y total return	-19.07%
20-day SMA	$3.50
200-day SMA	$4.51
3M price change	-22.45%
3M total return	-17.72%
3Y price change	-40.6%
3Y return CAGR	-0.24%
3Y total return	-0.73%
50-day SMA	$3.94
50-day SMA vs 200-day SMA	50under200
52-week high	$5.72
52-week high date	2026-01-28
52-week low	$3.22
52-week low date	2026-10-14
5Y price change	-72.63%
5Y return CAGR	-9.9%
5Y total return	-40.62%
6M price change	-29.92%
6M total return	-21.66%
All-time high	$19.85
All-time high date	2013-05-24
All-time low	$2.70
All-time low date	2020-03-18
Average true range (ATR)	$0.16
Average volume	474.1K
Beta (1Y)	0.32
Beta (2Y)	0.84
Beta (5Y)	1.29
Change from 52-week high	-41.43%
Change from 52-week low	4.04%
Change from all-time high	-83.12%
Change from all-time low	24.07%
Change from open	1.21%
Day's gap	-0.6%
Dollar volume	$988,080
High price	$3.35
Low price	$3.27
Monthly RSI	25.46
Open price	$3.31
Position in 52-week range	100%
Premarket change	0.6%
Premarket close	$3.35
Premarket price	$3.37
Premarket volume	2.5K
Previous close	$3.33
Price vs 150-day SMA	-23.06%
Price vs 20-day SMA	-4.29%
Price vs 200-day SMA	-25.7%
Price vs 50-day SMA	-14.89%
Relative volume	0.62
RSI	34.61
Sharpe ratio	-0.83
Sharpe ratio (3Y)	0.08
Sharpe ratio (5Y)	-0.39
Sortino ratio	-0.86
Sortino ratio (3Y)	0.33
Sortino ratio (5Y)	-0.32
Volume	294.9K
Weekly RSI	23.29
YTD price change	-36.43%
YTD total return	-24.13%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Shares change (QoQ)	0.15%
Shares change (YoY)	85.71%
Shares held by insiders	1.36%
Shares held by institutions	3.97%
Shares outstanding	38.2M
Short % of shares	0.97%
Short ratio	0.8 days

Deeper analysis on EARN

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this EARN report

Is a complete EARN research report available?

No complete published report is available for Ellington Credit Company (EARN) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Ellington Credit Company (EARN)

Price

Financial snapshot

Fair-value bridge

Latest news · EARN

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All EARN indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on EARN

Frequently asked questions