FirstCash Holdings, Inc. (FCFS)

NASDAQ: FCFS · USD

$190

+4.62 (+2.5%)· Recorded snapshot

Market cap	8.1B
Revenue (ttm)	4.3B
Net income (ttm)	406.5M
EPS (ttm)	$9.24
Shares out	42.9M
P/E (trailing)	20.6x
P/E (forward)	15.6x
Dividend	$1.84 (0.97%)
Volume	994,695
Beta	0.55

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 4.3B
Net income (ttm): 406.5M
EPS (ttm): $9.24
P/E (trailing): 20.6x
P/E (forward): 15.6x
Market cap: 8.1B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	强力买入
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	强力买入
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	持有

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E15.6

P25 n/aP50 n/aP75 n/a

Trailing P/E20.6

P25 n/aP50 n/aP75 n/a

ROE18.2

P25 n/aP50 n/aP75 n/a

ROIC10.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All FCFS indicators

Market & fundamental data

Available fields

291

Groups with data

Currency

USD

Showing 291 of 291 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000840489
Company name	FirstCash Holdings, Inc.
Country	United States
Country code	US
CUSIP number	33768G107
Earnings date	2026-10-22
Earnings time	bmo
Employees	20,000
Employees change	1,000
Employees growth	5.26%
Enterprise value	$10.8B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1988
In index	RUSSELL2000
Industry	Credit Services
IPO date	1991-04-25
Is primary listing	Yes
Is SPAC	No
ISIN number	US33768G1076
Last 10-K release date	2026-02-09
Last earnings date	2026-10-22
Last refreshed	2026-10-28
Last stock split date	2006-02-22
Last stock split type	Forward
Market cap	$8.1B
Market cap category	Mid-Cap
Next earnings date	2027-02-04
Options	Yes
Price	$189.97
Price currency	USD
Sector	Financials
SIC code	5900
Stock price date	2026-10-28
Symbol	FCFS
U.S. state	Texas
Website	https://firstcash.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	18.08x
Average P/E ratio (10Y)	23.07x
Average P/E ratio (3Y)	21.67x
Average P/E ratio (5Y)	20.93x
Earnings yield	4.87%
EV/Earnings	26.19x
EV/EBIT	15.39x
EV/EBITDA	12.99x
EV/FCF	17.58x
EV/Sales	2.48x
FCF / EV yield	5.69%
FCF yield	7.53%
Forward EV/Sales	2.32x
Forward P/E	15.6x
Forward P/S	1.75x
Graham number	103.50527
Graham upside	-44.79%
Industry forward P/E	19.82x
Industry P/E	22.96x
Lynch fair value	$231.10
Lynch upside	23.26%
P/(FCF - SBC) ratio	13.76x
P/(OCF - SBC) ratio	12.22x
P/B ratio	3.6x
P/E ratio	20.55x
P/FCF ratio	13.28x
P/OCF ratio	11.84x
P/S ratio	1.88x
Price / tangible book value	152.35x
Price/EBITDA ratio	9.81x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	16.14%
EBITDA margin	19.12%
Effective tax rate	26.57%
FCF margin	14.13%
Gross margin	57.01%
Operating margin	16.14%
Pretax margin	12.92%
Profit margin	9.48%
Profit per employee	$20,325
Profitable quarters	40
Profitable years	17
Revenue per employee	$214,296
ROA	8.05%
ROA (5Y)	5.66%
ROCE	13.49%
ROE	18.18%
ROE (5Y)	12.24%
ROIC	10.44%
ROIC (5Y)	7.77%
SBC / revenue	0.5%
Tax / revenue	3.43%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	33.53%
EPS growth (Q)	25.27%
EPS growth (QoQ)	9.91%
EPS growth 10Y	20.46%
EPS growth 3Y	22.68%
EPS growth 5Y	24.17%
EPS growth quarters	11
EPS growth years	2
FCF growth	14.74%
FCF growth (Q)	-0.28%
FCF growth (QoQ)	-22.09%
FCF growth 3Y	14.08%
FCF growth 5Y	33.76%
Gross profit growth	17.16%
Gross profit growth (Q)	10.72%
Gross profit growth 3Y	9.97%
Gross profit growth 5Y	21.66%
Net income growth	31.23%
Net income growth (Q)	22.15%
Net income growth (QoQ)	8.22%
Net income growth 3Y	20.94%
Net income growth 5Y	25.95%
Net income growth quarters	11
Net income growth years	2
OCF growth	17.59%
OCF growth (Q)	4.55%
OCF growth (QoQ)	-19.68%
OCF growth 10Y	25.86%
OCF growth 3Y	13.82%
OCF growth 5Y	30.02%
Operating income growth	28.92%
Operating income growth (Q)	18.84%
Operating income growth 3Y	23.82%
Operating income growth 5Y	27.06%
Revenue growth	22.93%
Revenue growth (Q)	17.7%
Revenue growth (QoQ)	2.46%
Revenue growth 10Y	18.02%
Revenue growth 3Y	12.02%
Revenue growth 5Y	21.95%
Revenue growth quarters	5
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-73.4M
Depreciation and amortization	$127.6M
EBIT	$691.9M
EBITDA	$819.5M
EPS	$9.24
FCF per share	$14.12
Financing cash flow	$-138.1M
Free cash flow	$605.6M
Free cash flow minus SBC	$584.4M
Gross profit	$2.4B
Income taxes	$147.1M
Investing cash flow	$-472.3M
Net borrowing	$239.6M
Net cash flow	$72.9M
Net income	$406.5M
Operating cash flow minus SBC	$657.8M
Operating income	$691.9M
Revenue	$4.3B
Stock-based compensation	$21.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	3.56
Book value per share	$51.51
Debt / EBITDA	2.8
Debt / equity	1.24
Debt / FCF	4.64
Goodwill	$2B
Interest coverage	4.83
Long-term assets	$3.5B
Long-term liabilities	$2.9B
Net cash (debt)	$-2.6B
Net cash / market cap	-32.39%
Net debt / EBITDA	3.18
Net debt / equity	1.15
Net debt / FCF	4.3
Piotroski F-Score	5
Property, plant and equipment	$1.2B
Shareholders' equity	$2.3B
Tangible book value	$52.8M
Tangible book value per share	$1.20
Total assets	$5.6B
Total cash	$203.2M
Total debt	$2.8B
Total liabilities	$3.3B
WACC	6.36%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.8
Current assets	$2.1B
Current liabilities	$429.8M
Current ratio	4.81
Inventory turnover	3.49
Net working capital	$1.5B
Quick ratio	3.16
Working capital	$1.6B
Working capital turnover	2.79

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.64%
Dividend growth	7.5%
Dividend growth (3Y)	8.14%
Dividend growth (5Y)	8.01%
Dividend growth years	9
Dividend payment date	2026-11-24
Dividend payment years	11
Dividend payout frequency	Quarterly
Dividend per share	$1.84
Dividend yield	0.97%
Ex-dividend date	2026-11-13
FCF payout ratio	13.02%
Last dividend	$0.46
Payout ratio	19.91%
Shareholder yield	2.62%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	282.62%
10Y return CAGR	15.89%
10Y total return	336.9%
150-day SMA	$214.20
15Y price change	346.25%
15Y return CAGR	11.53%
15Y total return	413.82%
1D price change	2.49%
1M price change	-12.64%
1M total return	-12.64%
1W price change	-12.36%
1W total return	-12.36%
1Y price change	26.03%
1Y return CAGR	27.16%
1Y total return	27.14%
20-day SMA	$205.78
200-day SMA	$206.23
20Y price change	756.88%
20Y return CAGR	12.13%
20Y total return	886.61%
3M price change	-8.11%
3M total return	-7.93%
3Y price change	77.38%
3Y return CAGR	22.42%
3Y total return	83.5%
50-day SMA	$214.39
50-day SMA vs 200-day SMA	50over200
52-week high	$238.93
52-week high date	2026-08-25
52-week low	$146.77
52-week low date	2025-10-29
5Y price change	103.5%
5Y return CAGR	16.75%
5Y total return	116.92%
6M price change	-12.6%
6M total return	-12.26%
All-time high	$238.93
All-time high date	2026-08-25
All-time low	$0.55
All-time low date	2000-11-15
Average true range (ATR)	$8.12
Average volume	551.2K
Beta (1Y)	0.71
Beta (2Y)	0.21
Beta (5Y)	0.55
Change from 52-week high	-20.49%
Change from 52-week low	29.43%
Change from all-time high	-20.49%
Change from all-time low	34,308.62%
Change from open	1.32%
Day's gap	1.16%
Dollar volume	$189M
High price	$190.92
Low price	$186.75
Monthly RSI	59.73
Open price	$187.50
Position in 52-week range	77.22%
Premarket change	1.49%
Premarket close	$185.35
Premarket price	$188.10
Premarket volume	771
Previous close	$185.35
Price vs 150-day SMA	-11.31%
Price vs 20-day SMA	-7.68%
Price vs 200-day SMA	-7.88%
Price vs 50-day SMA	-11.39%
Relative volume	1.88
RSI	38.26
Sharpe ratio	0.74
Sharpe ratio (3Y)	0.75
Sharpe ratio (5Y)	0.55
Sortino ratio	1.16
Sortino ratio (3Y)	1.23
Sortino ratio (5Y)	0.98
Volume	994.7K
Weekly RSI	43.18
YTD price change	19.19%
YTD total return	19.93%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	39.7M
Float percentage	92.6%
Shares change (QoQ)	-1.59%
Shares change (YoY)	-1.64%
Shares held by insiders	8.49%
Shares held by institutions	101.99%
Shares outstanding	42.9M
Short % of float	7.06%
Short % of shares	6.54%
Short ratio	6.4 days

Deeper analysis on FCFS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this FCFS report

Is a complete FCFS research report available?

No complete published report is available for FirstCash Holdings, Inc. (FCFS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

FirstCash Holdings, Inc. (FCFS)

Price

Financial snapshot

Fair-value bridge

Latest news · FCFS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FCFS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FCFS

Frequently asked questions