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First Citizens BancShares, Inc. (FCNCA)

NASDAQ: FCNCA · USD

$2,324

-31.33 (-1.3%)· Recorded snapshot

Market cap	25.8B
Revenue (ttm)	9.5B
Net income (ttm)	2.3B
EPS (ttm)	$195
Shares out	11.1M
P/E (trailing)	11.9x
P/E (forward)	11.4x
Dividend	$9.00 (0.39%)
Volume	93,578
Beta	0.58

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	强力买入
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	强力买入
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	持有

Metric	Value
Amount currency	USD
CIK code	0000798941
Company name	First Citizens BancShares, Inc.
Country	United States
Country code	US
CUSIP number	31946M103
Earnings date	2026-10-23
Earnings time	bmo
Employees	17,876
Employees change	401
Employees growth	2.29%
Enterprise value	$32.4B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1898
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US31946M1036
Last 10-K release date	2026-02-24
Last earnings date	2026-10-23
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$25.8B
Market cap category	Large-Cap
Next earnings date	2027-01-22
Options	Yes
Price	$2,324.30
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	FCNCA
U.S. state	North Carolina
Website	https://www.firstcitizens.com

Metric

Value

Amount currency

USD

CIK code

0000798941

Company name

First Citizens BancShares, Inc.

Country

United States

Country code

CUSIP number

31946M103

Earnings date

2026-10-23

Earnings time

bmo

Employees

17,876

Employees change

401

Employees growth

2.29%

Enterprise value

$32.4B

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-09

Fiscal year end

December

Founded

1898

Industry

Banks - Regional

Is primary listing

Yes

Is SPAC

ISIN number

US31946M1036

Last 10-K release date

2026-02-24

Last earnings date

2026-10-23

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$25.8B

Market cap category

Large-Cap

Next earnings date

2027-01-22

Options

Yes

Price

$2,324.30

Price currency

USD

Sector

Financials

SIC code

6022

Stock price date

2026-10-28

Symbol

FCNCA

U.S. state

North Carolina

Website

https://www.firstcitizens.com

Metric	Value
Adjusted P/E ratio	11.14x
Average P/E ratio (10Y)	11.24x
Average P/E ratio (3Y)	9.6x
Average P/E ratio (5Y)	9.49x
Earnings yield	8.38%
EV/Earnings	14.21x
EV/FCF	20.25x
EV/Sales	3.43x
FCF / EV yield	4.94%
FCF yield	6.19%
Forward EV/Sales	3.48x
Forward P/E	11.36x
Forward P/S	2.78x
Graham number	2774.06272
Graham upside	18.64%
Industry forward P/E	9.95x
Industry P/E	11.8x
Lynch fair value	$4,868.27
Lynch upside	108.2%
P/B ratio	1.34x
P/E ratio	11.94x
P/FCF ratio	16.16x
P/OCF ratio	8.17x
P/S ratio	2.74x
PEG ratio	1.19x
Price / tangible book value	1.39x
Sector forward P/E	13.65x
Sector P/E	15.7x

Metric

Value

Adjusted P/E ratio

11.14x

Average P/E ratio (10Y)

11.24x

Average P/E ratio (3Y)

9.6x

Average P/E ratio (5Y)

9.49x

Earnings yield

8.38%

EV/Earnings

14.21x

EV/FCF

20.25x

EV/Sales

3.43x

FCF / EV yield

4.94%

FCF yield

6.19%

Forward EV/Sales

3.48x

Forward P/E

11.36x

Forward P/S

2.78x

Graham number

2774.06272

Graham upside

18.64%

Industry forward P/E

9.95x

Industry P/E

11.8x

Lynch fair value

$4,868.27

Lynch upside

108.2%

P/B ratio

1.34x

P/E ratio

11.94x

P/FCF ratio

16.16x

P/OCF ratio

8.17x

P/S ratio

2.74x

PEG ratio

1.19x

Price / tangible book value

1.39x

Sector forward P/E

13.65x

Sector P/E

15.7x

Metric	Value
Effective tax rate	25.53%
FCF margin	17.23%
Operating margin	37.07%
Pretax margin	33.86%
Profit margin	25.21%
Profit per employee	$128,161
Profitable quarters	126
Profitable years	33
Revenue per employee	$530,712
ROA	1.01%
ROA (5Y)	2.33%
ROE	10.98%
ROE (5Y)	24.86%
Tax / revenue	8.64%

Metric

Value

Effective tax rate

25.53%

FCF margin

17.23%

Operating margin

37.07%

Pretax margin

33.86%

Profit margin

25.21%

Profit per employee

$128,161

Profitable quarters

126

Profitable years

Revenue per employee

$530,712

ROA

1.01%

ROA (5Y)

2.33%

ROE

10.98%

ROE (5Y)

24.86%

Tax / revenue

8.64%

Metric	Value
EPS growth	15.03%
EPS growth (Q)	18.92%
EPS growth (QoQ)	-7.66%
EPS growth 10Y	26.92%
EPS growth 3Y	-36.66%
EPS growth 5Y	28.6%
EPS growth quarters	2
EPS growth years	0
FCF growth	4.35%
FCF growth 3Y	23.58%
Net income growth	2.84%
Net income growth (Q)	6.69%
Net income growth (QoQ)	-9.84%
Net income growth 3Y	-40.99%
Net income growth 5Y	33.34%
Net income growth quarters	2
Net income growth years	0
OCF growth	3.72%
OCF growth 10Y	28.94%
OCF growth 3Y	14.59%
Revenue growth	6.63%
Revenue growth (Q)	6.91%
Revenue growth (QoQ)	-2.12%
Revenue growth 10Y	21.53%
Revenue growth 3Y	13.62%
Revenue growth 5Y	37.37%
Revenue growth quarters	3
Revenue growth years	0

Metric

Value

EPS growth

15.03%

EPS growth (Q)

18.92%

EPS growth (QoQ)

-7.66%

EPS growth 10Y

26.92%

EPS growth 3Y

-36.66%

EPS growth 5Y

28.6%

EPS growth quarters

EPS growth years

FCF growth

4.35%

FCF growth 3Y

23.58%

Net income growth

2.84%

Net income growth (Q)

6.69%

Net income growth (QoQ)

-9.84%

Net income growth 3Y

-40.99%

Net income growth 5Y

33.34%

Net income growth quarters

Net income growth years

OCF growth

3.72%

OCF growth 10Y

28.94%

OCF growth 3Y

14.59%

Revenue growth

6.63%

Revenue growth (Q)

6.91%

Revenue growth (QoQ)

-2.12%

Revenue growth 10Y

21.53%

Revenue growth 3Y

13.62%

Revenue growth 5Y

37.37%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-1.6B
EPS	$194.73
FCF per share	$144.71
Financing cash flow	$4.9B
Free cash flow	$1.6B
Gross profit	$9.5B
Income taxes	$820M
Investing cash flow	$-7.5B
Net borrowing	$-6B
Net cash flow	$630M
Net income	$2.3B
Operating income	$3.5B
Revenue	$9.5B

Metric

Value

Capital expenditures

$-1.6B

EPS

$194.73

FCF per share

$144.71

Financing cash flow

$4.9B

Free cash flow

$1.6B

Gross profit

$9.5B

Income taxes

$820M

Investing cash flow

$-7.5B

Net borrowing

$-6B

Net cash flow

$630M

Net income

$2.3B

Operating income

$3.5B

Revenue

$9.5B

Metric	Value
Book value per share	$1,756.37
Debt / equity	1.21
Debt / FCF	16.2
Goodwill	$418M
Net cash (debt)	$-6.6B
Net cash / market cap	-25.33%
Net debt / equity	0.3
Net debt / FCF	4.09
Piotroski F-Score	4
Property, plant and equipment	$12.5B
Shareholders' equity	$21.6B
Tangible book value	$18.7B
Tangible book value per share	$1,687.34
Total assets	$241.2B
Total cash	$19.5B
Total debt	$26B
Total liabilities	$219.6B
WACC	3.72%

Metric

Value

Book value per share

$1,756.37

Debt / equity

1.21

Debt / FCF

16.2

Goodwill

$418M

Net cash (debt)

$-6.6B

Net cash / market cap

-25.33%

Net debt / equity

0.3

Net debt / FCF

4.09

Piotroski F-Score

Property, plant and equipment

$12.5B

Shareholders' equity

$21.6B

Tangible book value

$18.7B

Tangible book value per share

$1,687.34

Total assets

$241.2B

Total cash

$19.5B

Total debt

$26B

Total liabilities

$219.6B

WACC

3.72%

Metric	Value
Working capital	$-167.3B

Metric

Value

Working capital

$-167.3B

Metric	Value
Buyback yield / dilution	12.17%
Dividend growth	7.55%
Dividend growth (10Y)	21.7%
Dividend growth (3Y)	30.02%
Dividend growth (5Y)	35.38%
Dividend growth years	9
Dividend payment date	2026-12-15
Dividend payment years	41
Dividend payout frequency	Quarterly
Dividend per share	$9.00
Dividend yield	0.39%
Ex-dividend date	2026-11-30
FCF payout ratio	6.22%
Last dividend	$2.25
Payout ratio	4.62%
Shareholder yield	12.55%

Metric

Value

Buyback yield / dilution

12.17%

Dividend growth

7.55%

Dividend growth (10Y)

21.7%

Dividend growth (3Y)

30.02%

Dividend growth (5Y)

35.38%

Dividend growth years

Dividend payment date

2026-12-15

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

$9.00

Dividend yield

0.39%

Ex-dividend date

2026-11-30

FCF payout ratio

6.22%

Last dividend

$2.25

Payout ratio

4.62%

Shareholder yield

12.55%

Metric	Value
10Y price change	706.88%
10Y return CAGR	23.65%
10Y total return	735.19%
150-day SMA	$2,082.76
15Y price change	1,273.73%
15Y return CAGR	19.59%
15Y total return	1,362.87%
1D price change	-1.33%
1M price change	11.42%
1M total return	11.42%
1W price change	9.85%
1W total return	9.85%
1Y price change	30.4%
1Y return CAGR	30.97%
1Y total return	30.95%
20-day SMA	$2,146.50
200-day SMA	$2,060.77
20Y price change	1,150.48%
20Y return CAGR	14.02%
20Y total return	1,280.03%
3M price change	8.97%
3M total return	9.08%
3Y price change	72.72%
3Y return CAGR	20.46%
3Y total return	74.8%
50-day SMA	$2,141.90
50-day SMA vs 200-day SMA	50over200
52-week high	$2,429.96
52-week high date	2026-10-23
52-week low	$1,735.03
52-week low date	2025-10-29
5Y price change	184.09%
5Y return CAGR	23.66%
5Y total return	189.1%
6M price change	18.02%
6M total return	18.26%
All-time high	$2,429.96
All-time high date	2026-10-23
All-time low	$18.50
All-time low date	1990-10-26
Average true range (ATR)	$56.33
Average volume	81.2K
Beta (1Y)	0.42
Beta (2Y)	1.05
Beta (5Y)	0.58
Change from 52-week high	-4.35%
Change from 52-week low	33.96%
Change from all-time high	-4.15%
Change from all-time low	12,490%
Change from open	-1.52%
Day's gap	0.2%
Dollar volume	$217.5M
High price	$2,363.43
Low price	$2,317.20
Monthly RSI	64.13
Open price	$2,360.19
Position in 52-week range	15.35%
Premarket change	0.28%
Premarket close	$2,355.51
Premarket price	$2,361.99
Premarket volume	181
Previous close	$2,355.51
Price vs 150-day SMA	11.83%
Price vs 20-day SMA	8.51%
Price vs 200-day SMA	13.02%
Price vs 50-day SMA	8.74%
Relative volume	1.15
RSI	69.27
Sharpe ratio	0.99
Sharpe ratio (3Y)	0.65
Sharpe ratio (5Y)	0.59
Sortino ratio	1.68
Sortino ratio (3Y)	1.17
Sortino ratio (5Y)	1.25
Volume	93.6K
Weekly RSI	63.71
YTD price change	8.53%
YTD total return	8.86%

Metric

Value

10Y price change

706.88%

10Y return CAGR

23.65%

10Y total return

735.19%

150-day SMA

$2,082.76

15Y price change

1,273.73%

15Y return CAGR

19.59%

15Y total return

1,362.87%

1D price change

-1.33%

1M price change

11.42%

1M total return

11.42%

1W price change

9.85%

1W total return

9.85%

1Y price change

30.4%

1Y return CAGR

30.97%

1Y total return

30.95%

20-day SMA

$2,146.50

200-day SMA

$2,060.77

20Y price change

1,150.48%

20Y return CAGR

14.02%

20Y total return

1,280.03%

3M price change

8.97%

3M total return

9.08%

3Y price change

72.72%

3Y return CAGR

20.46%

3Y total return

74.8%

50-day SMA

$2,141.90

50-day SMA vs 200-day SMA

50over200

52-week high

$2,429.96

52-week high date

2026-10-23

52-week low

$1,735.03

52-week low date

2025-10-29

5Y price change

184.09%

5Y return CAGR

23.66%

5Y total return

189.1%

6M price change

18.02%

6M total return

18.26%

All-time high

$2,429.96

All-time high date

2026-10-23

All-time low

$18.50

All-time low date

1990-10-26

Average true range (ATR)

$56.33

Average volume

81.2K

Beta (1Y)

0.42

Beta (2Y)

1.05

Beta (5Y)

0.58

Change from 52-week high

-4.35%

Change from 52-week low

33.96%

Change from all-time high

-4.15%

Change from all-time low

12,490%

Change from open

-1.52%

Day's gap

0.2%

Dollar volume

$217.5M

High price

$2,363.43

Low price

$2,317.20

Monthly RSI

64.13

Open price

$2,360.19

Position in 52-week range

15.35%

Premarket change

0.28%

Premarket close

$2,355.51

Premarket price

$2,361.99

Premarket volume

181

Previous close

$2,355.51

Price vs 150-day SMA

11.83%

Price vs 20-day SMA

8.51%

Price vs 200-day SMA

13.02%

Price vs 50-day SMA

8.74%

Relative volume

1.15

RSI

69.27

Sharpe ratio

0.99

Sharpe ratio (3Y)

0.65

Sharpe ratio (5Y)

0.59

Sortino ratio

1.68

Sortino ratio (3Y)

1.17

Sortino ratio (5Y)

1.25

Volume

93.6K

Weekly RSI

63.71

YTD price change

8.53%

YTD total return

8.86%

Metric	Value
Float	8M
Float percentage	71.67%
Shares change (QoQ)	-2.47%
Shares change (YoY)	-12.17%
Shares held by insiders	25.45%
Shares held by institutions	119.51%
Shares outstanding	11.1M
Short % of float	5.96%
Short % of shares	4.27%
Short ratio	6.9 days

Metric

Value

Float

Float percentage

71.67%

Shares change (QoQ)

-2.47%

Shares change (YoY)

-12.17%

Shares held by insiders

25.45%

Shares held by institutions

119.51%

Shares outstanding

11.1M

Short % of float

5.96%

Short % of shares

4.27%

Short ratio

6.9 days

First Citizens BancShares, Inc. (FCNCA)

Price

Financial snapshot

Fair-value bridge

Latest news · FCNCA

Valuation

Profitability

Balance sheet

Trading

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All FCNCA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

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Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FCNCA

Frequently asked questions