Fidelity National Financial, Inc. (FNF)

NYSE: FNF · USD

$39.2

-0.24 (-0.6%)· Recorded snapshot

Market cap	10.5B
Revenue (ttm)	15.4B
Net income (ttm)	772M
EPS (ttm)	$2.86
Shares out	268.2M
P/E (trailing)	13.7x
P/E (forward)	7.7x
Dividend	$2.08 (5.31%)
Volume	2,603,704
Beta	0.99

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 15.4B
Net income (ttm): 772M
EPS (ttm): $2.86
P/E (trailing): 13.7x
P/E (forward): 7.7x
Market cap: 10.5B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	强力买入
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	强力买入
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	持有

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7.7

P25 n/aP50 n/aP75 n/a

Trailing P/E13.7

P25 n/aP50 n/aP75 n/a

ROE10.2

P25 n/aP50 n/aP75 n/a

ROIC8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All FNF indicators

Market & fundamental data

Available fields

271

Groups with data

Currency

USD

Showing 271 of 271 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001331875
Company name	Fidelity National Financial, Inc.
Country	United States
Country code	US
CUSIP number	31620R303
Earnings date	2026-11-05
Earnings time	amc
Employees	24,535
Employees change	1,002
Employees growth	4.26%
Enterprise value	$12.3B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1847
Industry	Insurance - Specialty
Is primary listing	Yes
Is SPAC	No
ISIN number	US31620R3030
Last 10-K release date	2026-02-26
Last earnings date	2026-08-05
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$10.5B
Market cap category	Large-Cap
Next earnings date	2026-11-05
Options	Yes
Price	$39.21
Price currency	USD
Sector	Financials
SIC code	6361
Stock price date	2026-10-28
Symbol	FNF
U.S. state	Florida
Website	https://www.fnf.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	7.32x
Average P/E ratio (10Y)	13.6x
Average P/E ratio (3Y)	17.95x
Average P/E ratio (5Y)	14.01x
Earnings yield	7.3%
EV/Earnings	15.85x
EV/EBIT	5.73x
EV/EBITDA	5.08x
EV/FCF	2.25x
EV/Sales	0.8x
FCF / EV yield	44.37%
FCF yield	51.76%
Forward EV/Sales	0.82x
Forward P/E	7.74x
Forward P/S	0.7x
Graham number	42.3204
Graham upside	8.24%
Industry forward P/E	8.93x
Industry P/E	10.02x
Lynch fair value	$14.31
Lynch upside	-63.4%
P/(FCF - SBC) ratio	1.97x
P/(OCF - SBC) ratio	1.92x
P/B ratio	1.42x
P/E ratio	13.7x
P/FCF ratio	1.93x
P/OCF ratio	1.89x
P/S ratio	0.68x
Price / tangible book value	11.41x
Price/EBITDA ratio	4.35x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	13.92%
EBITDA margin	15.69%
Effective tax rate	48.98%
FCF margin	35.36%
Gross margin	54.05%
Operating margin	13.92%
Pretax margin	11.49%
Profit margin	5.03%
Profit per employee	$31,465
Profitable quarters	2
Profitable years	17
Revenue per employee	$625,637
ROA	1.23%
ROA (5Y)	1.81%
ROCE	2.57%
ROE	10.21%
ROE (5Y)	16.06%
ROIC	8.05%
ROIC (5Y)	11.74%
SBC / revenue	0.61%
Tax / revenue	5.63%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-27.17%
EPS growth (Q)	5.75%
EPS growth (QoQ)	19.76%
EPS growth 10Y	3.85%
EPS growth 3Y	14.57%
EPS growth 5Y	-18.62%
EPS growth quarters	2
EPS growth years	0
FCF growth	-19.31%
FCF growth (Q)	-1.24%
FCF growth (QoQ)	116.39%
FCF growth 3Y	-2.57%
FCF growth 5Y	17.49%
Net income growth	-28.32%
Net income growth (Q)	3.6%
Net income growth (QoQ)	18.52%
Net income growth 3Y	14.3%
Net income growth 5Y	-19.86%
Net income growth quarters	2
Net income growth years	0
OCF growth	-19.05%
OCF growth (Q)	-1.32%
OCF growth (QoQ)	113.83%
OCF growth 10Y	19.51%
OCF growth 3Y	-2.48%
OCF growth 5Y	16.97%
Revenue growth	12.59%
Revenue growth (Q)	10.53%
Revenue growth (QoQ)	25.81%
Revenue growth 10Y	5.79%
Revenue growth 3Y	10.56%
Revenue growth 5Y	2.29%
Revenue growth quarters	5
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-135M
EBIT	$2.1B
EBITDA	$2.4B
EPS	$2.86
FCF per share	$20.24
Financing cash flow	$329M
Free cash flow	$5.4B
Free cash flow minus SBC	$5.3B
Gross profit	$8.3B
Income taxes	$864M
Investing cash flow	$-5.6B
Net cash flow	$310M
Net income	$772M
Operating cash flow minus SBC	$5.5B
Operating income	$2.1B
Revenue	$15.4B
Stock-based compensation	$93M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$27.81
Debt / EBITDA	1.89
Debt / equity	0.54
Debt / FCF	0.88
Goodwill	$5.2B
Interest coverage	8.79
Net cash (debt)	$-1.7B
Net cash / market cap	-16.66%
Net debt / EBITDA	0.73
Net debt / equity	0.2
Net debt / FCF	0.32
Piotroski F-Score	5
Property, plant and equipment	$524M
Shareholders' equity	$8.8B
Tangible book value	$919M
Tangible book value per share	$3.43
Total assets	$114.5B
Total cash	$4B
Total debt	$4.8B
Total liabilities	$105.7B
WACC	7.46%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.14
Current ratio	0.94
Net working capital	$-4.9B
Quick ratio	0.14
Working capital	$-1.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.46%
Dividend growth	4%
Dividend growth (10Y)	9.49%
Dividend growth (3Y)	4.94%
Dividend growth (5Y)	7.04%
Dividend growth years	14
Dividend payment date	2026-09-30
Dividend payment years	22
Dividend payout frequency	Quarterly
Dividend per share	$2.08
Dividend yield	5.31%
Ex-dividend date	2026-09-16
FCF payout ratio	10.28%
Last dividend	$0.52
Payout ratio	72.67%
Shareholder yield	6.79%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	9.03%
10Y return CAGR	8.89%
10Y total return	134.43%
150-day SMA	$46.82
15Y price change	145.55%
15Y return CAGR	14.16%
15Y total return	628.9%
1D price change	-0.61%
1M price change	-6.16%
1M total return	-6.16%
1W price change	-4.02%
1W total return	-4.02%
1Y price change	-31.8%
1Y return CAGR	-26.14%
1Y total return	-26.12%
20-day SMA	$39.63
200-day SMA	$48.11
20Y price change	72.22%
20Y return CAGR	9.9%
20Y total return	560.14%
3M price change	-25.28%
3M total return	-24.38%
3Y price change	1.46%
3Y return CAGR	5.66%
3Y total return	17.97%
50-day SMA	$42.57
50-day SMA vs 200-day SMA	50under200
52-week high	$60.37
52-week high date	2025-11-07
52-week low	$37.88
52-week low date	2026-10-07
5Y price change	-17.17%
5Y return CAGR	1.85%
5Y total return	9.61%
6M price change	-25.06%
6M total return	-23.33%
All-time high	$66.72
All-time high date	2025-04-02
All-time low	$6.66
All-time low date	2008-11-21
Average true range (ATR)	$1.09
Average volume	2.3M
Beta (1Y)	0.27
Beta (2Y)	0.56
Beta (5Y)	0.99
Change from 52-week high	-35.05%
Change from 52-week low	3.51%
Change from all-time high	-41.74%
Change from all-time low	483.63%
Change from open	0.54%
Day's gap	-1.14%
Dollar volume	$102.1M
High price	$39.26
Low price	$38.63
Monthly RSI	37.18
Open price	$39.00
Position in 52-week range	92.06%
Premarket change	0%
Premarket close	$39.45
Premarket price	$39.45
Previous close	$39.45
Price vs 150-day SMA	-16.26%
Price vs 20-day SMA	-1.06%
Price vs 200-day SMA	-18.49%
Price vs 50-day SMA	-7.88%
Relative volume	1.14
RSI	36.48
Sharpe ratio	-1.11
Sharpe ratio (3Y)	0.21
Sharpe ratio (5Y)	0.01
Sortino ratio	-1.29
Sortino ratio (3Y)	0.5
Sortino ratio (5Y)	0.21
Volume	2.6M
Weekly RSI	30.21
YTD price change	-28.8%
YTD total return	-26.35%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	253.4M
Float percentage	94.48%
Shares change (QoQ)	-0.74%
Shares change (YoY)	-1.46%
Shares held by insiders	5.45%
Shares held by institutions	84.04%
Shares outstanding	268.2M
Short % of float	4.61%
Short % of shares	4.36%
Short ratio	4.1 days

Deeper analysis on FNF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this FNF report

Is a complete FNF research report available?

No complete published report is available for Fidelity National Financial, Inc. (FNF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Fidelity National Financial, Inc. (FNF)

Price

Financial snapshot

Fair-value bridge

Latest news · FNF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FNF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FNF

Frequently asked questions