HCI Group, Inc. (HCI)

NYSE: HCI · USD

$195

-5.26 (-2.6%)· Recorded snapshot

Market cap	2.4B
Revenue (ttm)	952.1M
Net income (ttm)	297.8M
EPS (ttm)	$23.2
Shares out	12.4M
P/E (trailing)	8.4x
P/E (forward)	9.0x
Dividend	$1.60 (0.82%)
Volume	117,979
Beta	1.05

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 952.1M
Net income (ttm): 297.8M
EPS (ttm): $23.2
P/E (trailing): 8.4x
P/E (forward): 9.0x
Market cap: 2.4B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	强力买入
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	强力买入
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	持有

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9

P25 n/aP50 n/aP75 n/a

Trailing P/E8.4

P25 n/aP50 n/aP75 n/a

ROE35

P25 n/aP50 n/aP75 n/a

ROIC27.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All HCI indicators

Market & fundamental data

Available fields

267

Groups with data

Currency

USD

Showing 267 of 267 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001400810
Company name	HCI Group, Inc.
Country	United States
Country code	US
CUSIP number	40416E103
Earnings date	2026-11-04
Earnings time	amc
Employees	594
Employees change	42
Employees growth	7.61%
Enterprise value	$1.6B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2006
In index	RUSSELL2000
Industry	Insurance - Property & Casualty
Is primary listing	Yes
Is SPAC	No
ISIN number	US40416E1038
Last 10-K release date	2026-02-26
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$2.4B
Market cap category	Mid-Cap
Next earnings date	2026-11-04
Options	Yes
Price	$194.70
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	HCI
U.S. state	Florida
Website	https://www.hcigroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	8.39x
Average P/E ratio (10Y)	36.77x
Average P/E ratio (3Y)	10.08x
Average P/E ratio (5Y)	57.44x
Earnings yield	11.92%
EV/Earnings	5.52x
EV/EBIT	3.54x
EV/EBITDA	3.49x
EV/FCF	4.02x
EV/Sales	1.73x
FCF / EV yield	24.9%
FCF yield	16.72%
Forward EV/Sales	1.6x
Forward P/E	9.04x
Forward P/S	2.38x
Graham number	212.64888
Graham upside	8.01%
Industry forward P/E	12.54x
Industry P/E	10.1x
Lynch fair value	$580.18
Lynch upside	194.7%
P/(FCF - SBC) ratio	6.16x
P/(OCF - SBC) ratio	6.13x
P/B ratio	2.31x
P/E ratio	8.39x
P/FCF ratio	5.98x
P/OCF ratio	5.95x
P/S ratio	2.57x
Price / tangible book value	2.27x
Price/EBITDA ratio	5.19x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	48.84%
EBITDA margin	49.53%
Effective tax rate	25.41%
FCF margin	42.99%
Gross margin	59.73%
Operating margin	48.84%
Pretax margin	48.41%
Profit margin	32.6%
Profit per employee	$501,396
Profitable quarters	15
Profitable years	3
Revenue per employee	$1.6M
ROA	11.62%
ROA (5Y)	4.07%
ROCE	37.27%
ROE	34.97%
ROE (5Y)	16.28%
ROIC	27.84%
ROIC (5Y)	12.63%
SBC / revenue	1.26%
Tax / revenue	12.3%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	95.76%
EPS growth (Q)	8.22%
EPS growth (QoQ)	2.91%
EPS growth 10Y	22.25%
EPS growth 5Y	47.99%
EPS growth quarters	6
EPS growth years	3
FCF growth	-14.99%
FCF growth (Q)	-13.6%
FCF growth (QoQ)	-15.93%
FCF growth 5Y	46.53%
Net income growth	115.37%
Net income growth (Q)	11.54%
Net income growth (QoQ)	1.03%
Net income growth 5Y	64.48%
Net income growth quarters	6
Net income growth years	3
OCF growth	-15.33%
OCF growth (Q)	-13.71%
OCF growth (QoQ)	-15.92%
OCF growth 10Y	26.91%
OCF growth 5Y	45.55%
Revenue growth	22.77%
Revenue growth (Q)	11.15%
Revenue growth (QoQ)	1.55%
Revenue growth 10Y	14.46%
Revenue growth 3Y	23.96%
Revenue growth 5Y	23.33%
Revenue growth quarters	6
Revenue growth years	7

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-2M
EBIT	$465M
EBITDA	$471.6M
EPS	$23.21
FCF per share	$32.91
Financing cash flow	$47.9M
Free cash flow	$409.4M
Free cash flow minus SBC	$397.4M
Gross profit	$568.7M
Income taxes	$117.1M
Investing cash flow	$-533.1M
Net borrowing	$12.2M
Net cash flow	$-74.2M
Net income	$297.8M
Operating cash flow minus SBC	$399.4M
Operating income	$465M
Revenue	$952.1M
Stock-based compensation	$12M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$86.60
Debt / EBITDA	0.14
Debt / equity	0.06
Debt / FCF	0.16
Interest coverage	115.24
Net cash (debt)	$804.9M
Net cash / market cap	32.87%
Net cash growth	-9.62%
Net debt / EBITDA	-1.71
Net debt / equity	-0.68
Net debt / FCF	-1.97
Piotroski F-Score	5
Property, plant and equipment	$27.5M
Shareholders' equity	$1.2B
Tangible book value	$1.1B
Tangible book value per share	$86.45
Total assets	$2.6B
Total cash	$872.3M
Total debt	$67.5M
Total liabilities	$1.5B
WACC	9.86%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.38
Current ratio	0.86
Net working capital	$-1.1B
Quick ratio	0.68
Working capital	$-189.6M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-4.97%
Dividend growth	0%
Dividend growth (10Y)	2.92%
Dividend growth (3Y)	0%
Dividend growth (5Y)	0%
Dividend growth years	0
Dividend payment date	2026-12-18
Dividend payment years	17
Dividend payout frequency	Quarterly
Dividend per share	$1.60
Dividend yield	0.82%
Ex-dividend date	2026-11-20
FCF payout ratio	4.86%
Last dividend	$0.40
Payout ratio	6.89%
Shareholder yield	-4.15%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	624.08%
10Y return CAGR	25.09%
10Y total return	837.66%
150-day SMA	$173.01
15Y price change	2,324.75%
15Y return CAGR	27.47%
15Y total return	3,712.41%
1D price change	-2.63%
1M price change	10.88%
1M total return	10.88%
1W price change	-5.04%
1W total return	-5.04%
1Y price change	-4.91%
1Y return CAGR	-3.99%
1Y total return	-3.99%
20-day SMA	$195.51
200-day SMA	$170.42
3M price change	10.25%
3M total return	10.5%
3Y price change	241.88%
3Y return CAGR	52.6%
3Y total return	255.45%
50-day SMA	$188.52
50-day SMA vs 200-day SMA	50over200
52-week high	$208.80
52-week high date	2025-11-03
52-week low	$144.75
52-week low date	2026-05-07
5Y price change	50.68%
5Y return CAGR	10.59%
5Y total return	65.37%
6M price change	24.9%
6M total return	25.5%
All-time high	$210.50
All-time high date	2025-10-24
All-time low	$4.10
All-time low date	2008-10-10
Average true range (ATR)	$5.01
Average volume	162.3K
Beta (1Y)	0.48
Beta (2Y)	0.61
Beta (5Y)	1.05
Change from 52-week high	-6.75%
Change from 52-week low	34.51%
Change from all-time high	-7.85%
Change from all-time low	4,631.22%
Change from open	-2.23%
Day's gap	-0.41%
Dollar volume	$23M
High price	$199.14
Low price	$194.68
Monthly RSI	61.71
Open price	$199.14
Position in 52-week range	0.45%
Premarket change	-1.46%
Premarket close	$199.96
Premarket price	$197.05
Premarket volume	187
Previous close	$199.96
Price vs 150-day SMA	12.12%
Price vs 20-day SMA	-0.78%
Price vs 200-day SMA	13.83%
Price vs 50-day SMA	2.9%
Relative volume	0.73
RSI	49.74
Sharpe ratio	-0.13
Sharpe ratio (3Y)	1.21
Sharpe ratio (5Y)	0.35
Sortino ratio	0.01
Sortino ratio (3Y)	2.11
Sortino ratio (5Y)	0.66
Volume	118K
Weekly RSI	58.34
YTD price change	1.2%
YTD total return	1.94%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	9.9M
Float percentage	79.7%
Shares change (QoQ)	-1.85%
Shares change (YoY)	4.97%
Shares held by insiders	14.7%
Shares held by institutions	70.44%
Shares outstanding	12.4M
Short % of float	5.01%
Short % of shares	4%
Short ratio	3 days

Deeper analysis on HCI

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this HCI report

Is a complete HCI research report available?

No complete published report is available for HCI Group, Inc. (HCI) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

HCI Group, Inc. (HCI)

Price

Financial snapshot

Fair-value bridge

Latest news · HCI

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All HCI indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on HCI

Frequently asked questions