First Internet Bancorp (INBK)

NASDAQ: INBK · USD

$26.6

-0.22 (-0.8%)· Recorded snapshot

Market cap	232.2M
Revenue (ttm)	55.1M
Net income (ttm)	-31.4M
EPS (ttm)	-$3.60
Shares out	8.7M
P/E (forward)	7.0x
Dividend	$0.24 (0.90%)
Volume	35,834
Beta	0.88

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 55.1M
Net income (ttm): -31.4M
EPS (ttm): -$3.60
P/E (forward): 7.0x
Market cap: 232.2M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	强力买入
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	强力买入
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	持有

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-8.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All INBK indicators

Market & fundamental data

Available fields

232

Groups with data

Currency

USD

Showing 232 of 232 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001562463
Company name	First Internet Bancorp
Country	United States
Country code	US
CUSIP number	320557101
Earnings date	2026-10-29
Earnings time	amc
Employees	355
Employees change	29
Employees growth	8.9%
Enterprise value	$166.4M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1999
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US3205571017
Last 10-K release date	2026-03-11
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2013-06-24
Last stock split type	Forward
Market cap	$232.2M
Market cap category	Micro-Cap
Next earnings date	2026-10-29
Options	Yes
Price	$26.59
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	INBK
U.S. state	Indiana
Website	https://www.firstinternetbancorp.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	11.68x
Average P/E ratio (3Y)	15.11x
Average P/E ratio (5Y)	11.43x
Earnings yield	-13.55%
EV/FCF	1.05x
EV/Sales	3.05x
FCF / EV yield	95.06%
FCF yield	68.32%
Forward EV/Sales	1.1x
Forward P/E	6.97x
Forward P/S	1.53x
Industry forward P/E	9.97x
Industry P/E	11.81x
P/B ratio	0.64x
P/FCF ratio	1.46x
P/OCF ratio	1.46x
P/S ratio	4.24x
Price / tangible book value	0.65x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	289.96%
Operating margin	-71.49%
Pretax margin	-82.81%
Profit margin	-56.99%
Profit per employee	$-88,530
Profitable quarters	3
Revenue per employee	$155,349
ROA	-0.54%
ROA (5Y)	0.39%
ROE	-8.34%
ROE (5Y)	4.54%
SBC / revenue	3.84%
Tax / revenue	-25.82%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	1,250.07%
EPS growth (QoQ)	-6.01%
EPS growth quarters	2
EPS growth years	0
FCF growth (QoQ)	-67.77%
FCF growth 3Y	107.64%
FCF growth 5Y	31.88%
Net income growth (Q)	1,126.43%
Net income growth (QoQ)	-5.66%
Net income growth quarters	2
Net income growth years	0
OCF growth (QoQ)	-67.86%
OCF growth 3Y	83.78%
OCF growth 5Y	18.49%
Revenue growth	-48.08%
Revenue growth (Q)	38.97%
Revenue growth (QoQ)	3.35%
Revenue growth 10Y	2.62%
Revenue growth 3Y	-15.28%
Revenue growth 5Y	-13.37%
Revenue growth quarters	2
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-714,000
EPS	$-3.60
FCF per share	$18.31
Financing cash flow	$-495.2M
Free cash flow	$159.9M
Gross profit	$55.1M
Income taxes	$-14.2M
Investing cash flow	$299.2M
Net borrowing	$-25M
Net cash flow	$-35.4M
Net income	$-31.4M
Operating income	$-39.4M
Revenue	$55.1M
Stock-based compensation	$2.1M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$41.63
Debt / equity	0.95
Debt / FCF	2.16
Goodwill	$4.7M
Net cash (debt)	$65.8M
Net cash / market cap	28.13%
Net cash growth	-13.99%
Net debt / equity	-0.18
Net debt / FCF	-0.41
Piotroski F-Score	2
Property, plant and equipment	$65.7M
Shareholders' equity	$363.5M
Tangible book value	$358.9M
Tangible book value per share	$41.09
Total assets	$5.6B
Total cash	$411.1M
Total debt	$345.2M
Total liabilities	$5.2B
WACC	3.67%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-4.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.49%
Dividend growth	0%
Dividend growth (10Y)	0%
Dividend growth (3Y)	0%
Dividend growth (5Y)	0%
Dividend growth years	0
Dividend payment date	2026-10-15
Dividend payment years	15
Dividend payout frequency	Quarterly
Dividend per share	$0.24
Dividend yield	0.9%
Ex-dividend date	2026-10-01
FCF payout ratio	1.31%
Last dividend	$0.06
Shareholder yield	1.38%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	6.65%
10Y return CAGR	1.62%
10Y total return	17.39%
150-day SMA	$25.94
15Y price change	281.07%
15Y return CAGR	10.42%
15Y total return	342.54%
1D price change	-0.82%
1M price change	2.05%
1M total return	2.28%
1W price change	3.62%
1W total return	3.62%
1Y price change	39.97%
1Y return CAGR	41.47%
1Y total return	41.43%
20-day SMA	$26.39
200-day SMA	$24.69
20Y price change	149.35%
20Y return CAGR	5.46%
20Y total return	189.56%
3M price change	1.78%
3M total return	2.01%
3Y price change	67.27%
3Y return CAGR	19.79%
3Y total return	71.93%
50-day SMA	$27.26
50-day SMA vs 200-day SMA	50over200
52-week high	$31.09
52-week high date	2026-08-03
52-week low	$17.05
52-week low date	2025-11-18
5Y price change	-21.19%
5Y return CAGR	-3.75%
5Y total return	-17.38%
6M price change	18.32%
6M total return	18.85%
All-time high	$53.56
All-time high date	2022-01-20
All-time low	$2.84
All-time low date	2010-02-22
Average true range (ATR)	$0.78
Average volume	33K
Beta (1Y)	0.3
Beta (2Y)	0.77
Beta (5Y)	0.88
Change from 52-week high	-14.47%
Change from 52-week low	55.95%
Change from all-time high	-49.72%
Change from all-time low	848.24%
Change from open	-1.66%
Day's gap	0.86%
Dollar volume	$952,826
High price	$27.04
Low price	$26.59
Monthly RSI	51.95
Open price	$27.04
Position in 52-week range	0%
Premarket change	0.15%
Premarket close	$26.81
Premarket price	$26.85
Premarket volume	369
Previous close	$26.81
Price vs 150-day SMA	3.82%
Price vs 20-day SMA	2.05%
Price vs 200-day SMA	9.06%
Price vs 50-day SMA	-1.19%
Relative volume	1.09
RSI	53.54
Sharpe ratio	0.99
Sharpe ratio (3Y)	0.56
Sharpe ratio (5Y)	0.1
Sortino ratio	1.77
Sortino ratio (3Y)	0.96
Sortino ratio (5Y)	0.26
Volume	35.8K
Weekly RSI	53.02
YTD price change	29.04%
YTD total return	30%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	7.5M
Float percentage	85.95%
Shares change (QoQ)	0.55%
Shares change (YoY)	-0.49%
Shares held by insiders	12.82%
Shares held by institutions	72.14%
Shares outstanding	8.7M
Short % of float	2.29%
Short % of shares	1.97%
Short ratio	3.5 days

Deeper analysis on INBK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this INBK report

Is a complete INBK research report available?

No complete published report is available for First Internet Bancorp (INBK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

First Internet Bancorp (INBK)

Price

Financial snapshot

Fair-value bridge

Latest news · INBK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All INBK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on INBK

Frequently asked questions