Southside Bancshares, Inc. (SBSI)

NYSE: SBSI · USD

$31.4

-0.42 (-1.3%)· Recorded snapshot

Market cap	934.5M
Revenue (ttm)	245M
Net income (ttm)	76M
EPS (ttm)	$2.54
Shares out	29.8M
P/E (trailing)	12.3x
P/E (forward)	10.0x
Dividend	$1.48 (4.68%)
Volume	80,106
Beta	0.60

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 245M
Net income (ttm): 76M
EPS (ttm): $2.54
P/E (trailing): 12.3x
P/E (forward): 10.0x
Market cap: 934.5M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	强力买入
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	强力买入
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	持有

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10

P25 n/aP50 n/aP75 n/a

Trailing P/E12.3

P25 n/aP50 n/aP75 n/a

ROE9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All SBSI indicators

Market & fundamental data

Available fields

252

Groups with data

Currency

USD

Showing 252 of 252 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000705432
Company name	Southside Bancshares, Inc.
Country	United States
Country code	US
CUSIP number	84470P109
Earnings date	2026-10-29
Earnings time	bmo
Employees	781
Employees change	3
Employees growth	0.39%
Enterprise value	$2.2B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1960
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US84470P1093
Last 10-K release date	2026-02-27
Last earnings date	2026-07-24
Last refreshed	2026-10-28
Last stock split date	2017-05-25
Last stock split type	Forward
Market cap	$934.5M
Market cap category	Small-Cap
Next earnings date	2026-10-29
Options	Yes
Price	$31.35
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	SBSI
U.S. state	Texas
Website	https://www.southside.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	20.07x
Average P/E ratio (10Y)	13.84x
Average P/E ratio (3Y)	11.37x
Average P/E ratio (5Y)	11.11x
Earnings yield	8.11%
EV/Earnings	28.99x
EV/FCF	17.37x
EV/Sales	8.99x
FCF / EV yield	5.76%
FCF yield	13.37%
Forward EV/Sales	7.51x
Forward P/E	9.99x
Forward P/S	3.23x
Graham number	41.16864
Graham upside	29.5%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$12.72
Lynch upside	-59.99%
P/B ratio	1.07x
P/E ratio	12.32x
P/FCF ratio	7.48x
P/OCF ratio	6.53x
P/S ratio	3.87x
Price / tangible book value	1.39x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	16.26%
FCF margin	51.73%
Operating margin	39.29%
Pretax margin	37.04%
Profit margin	31.02%
Profit per employee	$97,256
Profitable quarters	46
Profitable years	33
Revenue per employee	$313,714
ROA	0.89%
ROA (5Y)	1.19%
ROE	9%
ROE (5Y)	11.25%
SBC / revenue	1.68%
Tax / revenue	6.02%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-9.47%
EPS growth (Q)	25%
EPS growth (QoQ)	15.38%
EPS growth 10Y	3.65%
EPS growth 3Y	-8.69%
EPS growth 5Y	-5.66%
EPS growth quarters	2
EPS growth years	0
FCF growth	226.54%
FCF growth (QoQ)	-38.82%
FCF growth 3Y	-5.25%
FCF growth 5Y	-2.69%
Net income growth	-11.25%
Net income growth (Q)	23.03%
Net income growth (QoQ)	15.37%
Net income growth 3Y	-10.38%
Net income growth 5Y	-7.48%
Net income growth quarters	2
Net income growth years	0
OCF growth	154.95%
OCF growth (Q)	442.37%
OCF growth (QoQ)	-34.25%
OCF growth 10Y	6.17%
OCF growth 3Y	-2.47%
OCF growth 5Y	-1.07%
Revenue growth	-3.9%
Revenue growth (Q)	8.31%
Revenue growth (QoQ)	3.46%
Revenue growth 10Y	3.86%
Revenue growth 3Y	-1.92%
Revenue growth 5Y	-0.61%
Revenue growth quarters	2
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-18.5M
EPS	$2.54
FCF per share	$4.25
Financing cash flow	$341.2M
Free cash flow	$126.7M
Gross profit	$245M
Income taxes	$14.8M
Investing cash flow	$-479.3M
Net borrowing	$858.7M
Net cash flow	$7.2M
Net income	$76M
Operating income	$96.3M
Revenue	$245M
Stock-based compensation	$4.1M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$29.61
Debt / equity	1.88
Debt / FCF	13.06
Goodwill	$201.1M
Net cash (debt)	$-1.3B
Net cash / market cap	-132.34%
Net debt / equity	1.42
Net debt / FCF	9.89
Piotroski F-Score	4
Property, plant and equipment	$169.1M
Shareholders' equity	$882.5M
Tangible book value	$680.6M
Tangible book value per share	$22.84
Total assets	$8.8B
Total cash	$400.9M
Total debt	$1.7B
Total liabilities	$7.9B
WACC	2.74%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-7.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.5%
Dividend growth	0.69%
Dividend growth (10Y)	4.22%
Dividend growth (3Y)	0.46%
Dividend growth (5Y)	1.44%
Dividend growth years	0
Dividend payment date	2026-09-03
Dividend payment years	29
Dividend payout frequency	Quarterly
Dividend per share	$1.48
Dividend yield	4.69%
Ex-dividend date	2026-08-20
FCF payout ratio	34.81%
Last dividend	$0.37
Payout ratio	58.18%
Shareholder yield	6.16%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-0.99%
10Y return CAGR	3.98%
10Y total return	47.75%
150-day SMA	$32.56
15Y price change	100.48%
15Y return CAGR	9.04%
15Y total return	266.09%
1D price change	-1.32%
1M price change	1.45%
1M total return	1.45%
1W price change	2.01%
1W total return	2.01%
1Y price change	12.8%
1Y return CAGR	18.2%
1Y total return	18.18%
20-day SMA	$30.77
200-day SMA	$32.39
20Y price change	104.18%
20Y return CAGR	7.68%
20Y total return	338.84%
3M price change	-2.83%
3M total return	-1.71%
3Y price change	15.66%
3Y return CAGR	10.07%
3Y total return	33.35%
50-day SMA	$31.31
50-day SMA vs 200-day SMA	50under200
52-week high	$36.20
52-week high date	2026-07-16
52-week low	$27.59
52-week low date	2025-11-03
5Y price change	-23.8%
5Y return CAGR	-1.04%
5Y total return	-5.09%
6M price change	-4.63%
6M total return	-2.42%
All-time high	$45.36
All-time high date	2021-11-22
All-time low	$2.93
All-time low date	2000-07-27
Average true range (ATR)	$0.59
Average volume	133.2K
Beta (1Y)	0.11
Beta (2Y)	0.6
Beta (5Y)	0.6
Change from 52-week high	-13.4%
Change from 52-week low	13.63%
Change from all-time high	-30.47%
Change from all-time low	977.92%
Change from open	-0.7%
Day's gap	-0.63%
Dollar volume	$2.5M
High price	$31.69
Low price	$31.35
Monthly RSI	50.52
Open price	$31.57
Position in 52-week range	0%
Premarket change	0.19%
Premarket close	$31.77
Premarket price	$31.83
Premarket volume	998
Previous close	$31.77
Price vs 150-day SMA	-3.14%
Price vs 20-day SMA	2.51%
Price vs 200-day SMA	-2.62%
Price vs 50-day SMA	0.75%
Relative volume	0.6
RSI	57.04
Sharpe ratio	0.69
Sharpe ratio (3Y)	0.32
Sharpe ratio (5Y)	0
Sortino ratio	1.28
Sortino ratio (3Y)	0.73
Sortino ratio (5Y)	0.22
Volume	80.1K
Weekly RSI	47.46
YTD price change	3.78%
YTD total return	7.36%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	28.2M
Float percentage	94.59%
Shares change (QoQ)	0.15%
Shares change (YoY)	-1.5%
Shares held by insiders	5.36%
Shares held by institutions	58.4%
Shares outstanding	29.8M
Short % of float	4.22%
Short % of shares	3.99%
Short ratio	7.2 days

Deeper analysis on SBSI

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this SBSI report

Is a complete SBSI research report available?

No complete published report is available for Southside Bancshares, Inc. (SBSI) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Southside Bancshares, Inc. (SBSI)

Price

Financial snapshot

Fair-value bridge

Latest news · SBSI

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SBSI indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SBSI

Frequently asked questions