Timberland Bancorp, Inc. (TSBK)

NASDAQ: TSBK · USD

$46.9

-1.03 (-2.1%)· Recorded snapshot

Market cap	364.4M
Revenue (ttm)	85.8M
Net income (ttm)	31.5M
EPS (ttm)	$3.99
Shares out	7.8M
P/E (trailing)	11.7x
Dividend	$1.20 (2.55%)
Volume	29,986
Beta	0.30

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 85.8M
Net income (ttm): 31.5M
EPS (ttm): $3.99
P/E (trailing): 11.7x
Market cap: 364.4M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	强力买入
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	强力买入
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	持有

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 8.7P50 10.4P75 12.8

Trailing P/E11.7

P25 10.7P50 13.5P75 31.8

ROE11.9

P25 4.9P50 11P75 15.4

ROICn/a

P25 -0.7P50 6.7P75 12.6

Benchmarks · 1M

All TSBK indicators

Market & fundamental data

Available fields

250

Groups with data

Currency

USD

Showing 250 of 250 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001046050
Company name	Timberland Bancorp, Inc.
Country	United States
Country code	US
CUSIP number	887098101
Earnings date	2026-11-10
Earnings time	amc
Employees	280
Employees change	-8
Employees growth	-2.78%
Enterprise value	$124.7M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	September
Founded	1915
In index	RUSSELL2000
Industry	Banks - Regional
IPO date	1998-01-13
Is primary listing	Yes
Is SPAC	No
ISIN number	US8870981011
Last 10-K release date	2025-12-09
Last earnings date	2026-07-28
Last refreshed	2026-10-28
Last stock split date	2007-06-06
Last stock split type	Forward
Market cap	$364.4M
Market cap category	Small-Cap
Next earnings date	2026-11-10
Options	Yes
Price	$46.87
Price currency	USD
Sector	Financials
SIC code	6036
Stock price date	2026-10-28
Symbol	TSBK
U.S. state	Washington
Website	https://www.timberlandbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.18x
Average P/E ratio (3Y)	9.42x
Average P/E ratio (5Y)	9.3x
Earnings yield	8.52%
EV/Earnings	4.08x
EV/FCF	4.42x
EV/Sales	1.5x
FCF / EV yield	22.62%
FCF yield	7.9%
Graham number	56.19231
Graham upside	18.65%
Industry forward P/E	9.95x
Industry P/E	11.8x
Lynch fair value	$19.96
Lynch upside	-57.87%
P/B ratio	1.36x
P/E ratio	11.74x
P/FCF ratio	12.66x
P/OCF ratio	11.79x
P/S ratio	4.29x
Price / tangible book value	1.43x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	19.49%
FCF margin	33.88%
Operating margin	47.44%
Pretax margin	45.61%
Profit margin	36.72%
Profit per employee	$112,550
Profitable quarters	59
Profitable years	15
Revenue per employee	$306,532
ROA	1.57%
ROA (5Y)	1.43%
ROE	11.89%
ROE (5Y)	11.74%
SBC / revenue	0.79%
Tax / revenue	8.89%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	17.37%
EPS growth (Q)	8.95%
EPS growth (QoQ)	8.89%
EPS growth 10Y	10.58%
EPS growth 3Y	6.31%
EPS growth 5Y	3.81%
EPS growth quarters	7
EPS growth years	1
FCF growth	15.12%
FCF growth (Q)	-24.92%
FCF growth (QoQ)	24.33%
FCF growth 3Y	-1.62%
FCF growth 5Y	-3.16%
Net income growth	16.42%
Net income growth (Q)	8.73%
Net income growth (QoQ)	8.26%
Net income growth 3Y	4.61%
Net income growth 5Y	2.45%
Net income growth quarters	7
Net income growth years	1
OCF growth	17.05%
OCF growth (Q)	-22.48%
OCF growth (QoQ)	24.31%
OCF growth 10Y	11.75%
OCF growth 3Y	-0.1%
OCF growth 5Y	-2.32%
Revenue growth	9.56%
Revenue growth (Q)	6.13%
Revenue growth (QoQ)	3.69%
Revenue growth 10Y	7.41%
Revenue growth 3Y	3.62%
Revenue growth 5Y	4.26%
Revenue growth quarters	7
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-2.2M
EPS	$3.99
FCF per share	$3.74
Financing cash flow	$68.8M
Free cash flow	$29.1M
Gross profit	$85.8M
Income taxes	$7.6M
Investing cash flow	$-47.6M
Net borrowing	$-10M
Net cash flow	$52.5M
Net income	$31.5M
Operating income	$40.7M
Revenue	$85.8M
Stock-based compensation	$678,000

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$35.16
Debt / equity	0.05
Debt / FCF	0.49
Goodwill	$15.1M
Net cash (debt)	$239.7M
Net cash / market cap	65.1%
Net cash growth	32.63%
Net debt / equity	-0.88
Net debt / FCF	-8.24
Piotroski F-Score	3
Property, plant and equipment	$26.3M
Shareholders' equity	$273.2M
Tangible book value	$257.9M
Tangible book value per share	$33.19
Total assets	$2.1B
Total cash	$254M
Total debt	$14.3M
Total liabilities	$1.8B
WACC	5.68%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-1.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.83%
Dividend growth	13.73%
Dividend growth (10Y)	12.11%
Dividend growth (3Y)	4.72%
Dividend growth (5Y)	2.41%
Dividend growth years	2
Dividend payment date	2026-08-24
Dividend payment years	14
Dividend payout frequency	Quarterly
Dividend per share	$1.20
Dividend yield	2.55%
Ex-dividend date	2026-08-10
FCF payout ratio	31.02%
Last dividend	$0.30
Payout ratio	29.07%
Shareholder yield	3.36%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	185.09%
10Y return CAGR	14.55%
10Y total return	288.89%
150-day SMA	$43.52
15Y price change	981.38%
15Y return CAGR	20.26%
15Y total return	1,491.19%
1D price change	-2.15%
1M price change	3.59%
1M total return	3.59%
1W price change	2.6%
1W total return	2.6%
1Y price change	47%
1Y return CAGR	51.44%
1Y total return	51.39%
20-day SMA	$45.74
200-day SMA	$42.21
20Y price change	162.43%
20Y return CAGR	7.74%
20Y total return	344.52%
3M price change	6.91%
3M total return	7.62%
3Y price change	69.82%
3Y return CAGR	23.21%
3Y total return	87.08%
50-day SMA	$45.84
50-day SMA vs 200-day SMA	50over200
52-week high	$49.38
52-week high date	2026-08-19
52-week low	$31.09
52-week low date	2025-10-29
5Y price change	68.91%
5Y return CAGR	14.74%
5Y total return	98.82%
6M price change	14.9%
6M total return	16.48%
All-time high	$49.38
All-time high date	2026-08-19
All-time low	$1.94
All-time low date	2009-02-23
Average true range (ATR)	$1.15
Average volume	29.5K
Beta (1Y)	-0.1
Beta (2Y)	0.46
Beta (5Y)	0.3
Change from 52-week high	-5.08%
Change from 52-week low	50.76%
Change from all-time high	-4.74%
Change from all-time low	2,324.74%
Change from open	-0.23%
Day's gap	-1.92%
Dollar volume	$1.4M
High price	$46.98
Low price	$46.87
Monthly RSI	75.71
Open price	$46.98
Position in 52-week range	0%
Premarket change	0.21%
Premarket close	$47.90
Premarket price	$48.00
Previous close	$47.90
Price vs 150-day SMA	8.08%
Price vs 20-day SMA	2.85%
Price vs 200-day SMA	11.44%
Price vs 50-day SMA	2.61%
Relative volume	1.02
RSI	59.05
Sharpe ratio	1.77
Sharpe ratio (3Y)	0.74
Sharpe ratio (5Y)	0.5
Sortino ratio	3.11
Sortino ratio (3Y)	1.31
Sortino ratio (5Y)	0.97
Volume	30K
Weekly RSI	68.75
YTD price change	31.4%
YTD total return	34.2%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	7.2M
Float percentage	92.17%
Shares change (QoQ)	-0.84%
Shares change (YoY)	-0.83%
Shares held by insiders	2.98%
Shares held by institutions	67.2%
Shares outstanding	7.8M
Short % of float	1.76%
Short % of shares	1.63%
Short ratio	4.3 days

Deeper analysis on TSBK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TSBK report

Is a complete TSBK research report available?

No complete published report is available for Timberland Bancorp, Inc. (TSBK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Timberland Bancorp, Inc. (TSBK)

Price

Financial snapshot

Fair-value bridge

Latest news · TSBK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TSBK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TSBK

Frequently asked questions