Unum Group (UNM)

NYSE: UNM · USD

$90.1

+0.98 (+1.1%)· Recorded snapshot

Market cap	14.3B
Revenue (ttm)	13.3B
Net income (ttm)	702.7M
EPS (ttm)	$4.24
Shares out	158.3M
P/E (trailing)	21.3x
P/E (forward)	10.0x
Dividend	$2.02 (2.26%)
Volume	1,121,069
Beta	0.24

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 13.3B
Net income (ttm): 702.7M
EPS (ttm): $4.24
P/E (trailing): 21.3x
P/E (forward): 10.0x
Market cap: 14.3B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	强力买入
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	强力买入
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	持有

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10

P25 n/aP50 n/aP75 n/a

Trailing P/E21.3

P25 n/aP50 n/aP75 n/a

ROE6.4

P25 n/aP50 n/aP75 n/a

ROIC5.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All UNM indicators

Market & fundamental data

Available fields

265

Groups with data

Currency

USD

Showing 265 of 265 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000005513
Company name	Unum Group
Country	United States
Country code	US
CUSIP number	91529Y106
Earnings date	2026-11-03
Earnings time	amc
Employees	10,910
Employees change	-153
Employees growth	-1.38%
Enterprise value	$18.1B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1848
Industry	Insurance - Life
IPO date	1986-11-06
Is primary listing	Yes
Is SPAC	No
ISIN number	US91529Y1064
Last 10-K release date	2026-02-17
Last earnings date	2026-07-28
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$14.3B
Market cap category	Large-Cap
Next earnings date	2026-11-03
Options	Yes
Price	$90.15
Price currency	USD
Sector	Financials
SIC code	6321
Stock price date	2026-10-28
Symbol	UNM
U.S. state	Tennessee
Website	https://www.unum.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	10.85x
Average P/E ratio (10Y)	9x
Average P/E ratio (3Y)	10.8x
Average P/E ratio (5Y)	8.87x
Earnings yield	4.7%
EV/Earnings	25.52x
EV/EBIT	16.07x
EV/EBITDA	14.22x
EV/FCF	25.88x
EV/Sales	1.34x
FCF / EV yield	3.86%
FCF yield	4.9%
Forward EV/Sales	1.48x
Forward P/E	10.01x
Forward P/S	1.17x
Graham number	80.67795
Graham upside	-9.73%
Industry forward P/E	9.9x
Industry P/E	12.37x
Lynch fair value	$21.18
Lynch upside	-76.3%
P/B ratio	1.31x
P/E ratio	21.28x
P/FCF ratio	20.42x
P/OCF ratio	17.04x
P/S ratio	1.06x
PEG ratio	0.84x
Price / tangible book value	1.35x
Price/EBITDA ratio	11.22x
Sector forward P/E	13.61x
Sector P/E	15.68x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	8.36%
EBITDA margin	9.45%
Effective tax rate	22.36%
FCF margin	5.19%
Gross margin	29.3%
Operating margin	8.36%
Pretax margin	6.78%
Profit margin	5.26%
Profit per employee	$64,409
Profitable quarters	31
Profitable years	21
Revenue per employee	$1.2M
ROA	1.1%
ROA (5Y)	1.73%
ROCE	1.78%
ROE	6.35%
ROE (5Y)	12.14%
ROIC	5.83%
ROIC (5Y)	10.18%
Tax / revenue	1.52%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-49.67%
EPS growth (Q)	-16.2%
EPS growth (QoQ)	14.12%
EPS growth 10Y	1.56%
EPS growth 3Y	-18.25%
EPS growth 5Y	4.31%
EPS growth years	0
FCF growth	-52.01%
FCF growth (Q)	48.17%
FCF growth (QoQ)	57.47%
FCF growth 3Y	-11.04%
Net income growth	-53.74%
Net income growth (Q)	-23.45%
Net income growth (QoQ)	10.73%
Net income growth 3Y	-23.19%
Net income growth 5Y	0.01%
Net income growth years	0
OCF growth	-47.36%
OCF growth (Q)	44.68%
OCF growth (QoQ)	47.74%
OCF growth 10Y	-3.01%
OCF growth 3Y	-8.9%
OCF growth 5Y	52.98%
Revenue growth	3.42%
Revenue growth (Q)	0.26%
Revenue growth (QoQ)	0.44%
Revenue growth 10Y	2.08%
Revenue growth 3Y	3.29%
Revenue growth 5Y	0.02%
Revenue growth quarters	5
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-137.4M
EBIT	$1.1B
EBITDA	$1.3B
EPS	$4.24
FCF per share	$4.38
Financing cash flow	$-997.5M
Free cash flow	$693M
Gross profit	$3.9B
Income taxes	$202.4M
Investing cash flow	$-828.5M
Net borrowing	$13.8M
Net cash flow	$-995.6M
Net income	$702.7M
Operating income	$1.1B
Revenue	$13.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$68.28
Debt / EBITDA	3.12
Debt / equity	0.37
Debt / FCF	5.75
Goodwill	$353M
Interest coverage	5.29
Net cash (debt)	$-3.8B
Net cash / market cap	-26.77%
Net debt / EBITDA	3
Net debt / equity	0.35
Net debt / FCF	5.46
Piotroski F-Score	6
Property, plant and equipment	$506.1M
Shareholders' equity	$10.8B
Tangible book value	$10.5B
Tangible book value per share	$66.05
Total assets	$63.5B
Total cash	$2.1B
Total debt	$4B
Total liabilities	$52.7B
WACC	5.25%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.21
Current ratio	17.26
Net working capital	$14.6B
Quick ratio	4.13
Working capital	$14.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	8.15%
Dividend growth	9.66%
Dividend growth (10Y)	9.62%
Dividend growth (3Y)	11.56%
Dividend growth (5Y)	10.53%
Dividend growth years	17
Dividend payment date	2026-11-20
Dividend payment years	40
Dividend payout frequency	Quarterly
Dividend per share	$2.02
Dividend yield	2.26%
Ex-dividend date	2026-10-30
FCF payout ratio	46.14%
Last dividend	$0.51
Payout ratio	47.68%
Shareholder yield	10.42%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	147.29%
10Y return CAGR	13.05%
10Y total return	240.78%
150-day SMA	$87.09
15Y price change	261.74%
15Y return CAGR	12.09%
15Y total return	453.71%
1D price change	1.1%
1M price change	-2.82%
1M total return	-2.82%
1W price change	-4.21%
1W total return	-4.21%
1Y price change	18.07%
1Y return CAGR	20.21%
1Y total return	20.19%
20-day SMA	$91.42
200-day SMA	$83.85
20Y price change	345.69%
20Y return CAGR	10.5%
20Y total return	636.76%
3M price change	3.56%
3M total return	3.56%
3Y price change	86.06%
3Y return CAGR	25.89%
3Y total return	99.53%
50-day SMA	$92.02
50-day SMA vs 200-day SMA	50over200
52-week high	$96.77
52-week high date	2026-09-04
52-week low	$69.02
52-week low date	2026-03-03
5Y price change	231.46%
5Y return CAGR	30.98%
5Y total return	285.47%
6M price change	16.03%
6M total return	16.71%
All-time high	$96.77
All-time high date	2026-09-04
All-time low	$5.91
All-time low date	2003-03-11
Average true range (ATR)	$2.24
Average volume	1.5M
Beta (1Y)	0.41
Beta (2Y)	0.75
Beta (5Y)	0.24
Change from 52-week high	-6.85%
Change from 52-week low	30.61%
Change from all-time high	-7.52%
Change from all-time low	1,414.3%
Change from open	0.78%
Day's gap	0.33%
Dollar volume	$101.1M
High price	$90.17
Low price	$88.97
Monthly RSI	63.15
Open price	$89.45
Position in 52-week range	97.92%
Premarket change	-0.18%
Premarket close	$89.16
Premarket price	$89.00
Previous close	$89.16
Price vs 150-day SMA	2.76%
Price vs 20-day SMA	-2.1%
Price vs 200-day SMA	6.73%
Price vs 50-day SMA	-2.74%
Relative volume	0.74
RSI	41.65
Sharpe ratio	0.73
Sharpe ratio (3Y)	0.87
Sharpe ratio (5Y)	0.89
Sortino ratio	1.36
Sortino ratio (3Y)	1.42
Sortino ratio (5Y)	1.53
Volume	1.1M
Weekly RSI	52.52
YTD price change	15.48%
YTD total return	17.56%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	143.4M
Float percentage	90.59%
Shares change (QoQ)	-2.66%
Shares change (YoY)	-8.15%
Shares held by insiders	0.96%
Shares held by institutions	82.23%
Shares outstanding	158.3M
Short % of float	3.12%
Short % of shares	2.83%
Short ratio	2.3 days

Deeper analysis on UNM

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this UNM report

Is a complete UNM research report available?

No complete published report is available for Unum Group (UNM) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Unum Group (UNM)

Price

Financial snapshot

Fair-value bridge

Latest news · UNM

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All UNM indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on UNM

Frequently asked questions