Wintrust Financial Corporation (WTFC)

NASDAQ: WTFC · USD

$150

-0.50 (-0.3%)· Recorded snapshot

Market cap	10.1B
Revenue (ttm)	2.8B
Net income (ttm)	889.7M
EPS (ttm)	$13.0
Shares out	67.5M
P/E (trailing)	11.5x
P/E (forward)	10.8x
Dividend	$2.20 (1.47%)
Volume	271,321
Beta	0.89

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 2.8B
Net income (ttm): 889.7M
EPS (ttm): $13.0
P/E (trailing): 11.5x
P/E (forward): 10.8x
Market cap: 10.1B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	强力买入
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	强力买入
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	持有

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.8

P25 8.7P50 10.4P75 12.8

Trailing P/E11.5

P25 10.7P50 13.5P75 31.8

ROE12.9

P25 4.9P50 11P75 15.4

ROICn/a

P25 -0.7P50 6.7P75 12.6

Benchmarks · 1M

All WTFC indicators

Market & fundamental data

Available fields

243

Groups with data

Currency

USD

Showing 243 of 243 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001015328
Company name	Wintrust Financial Corporation
Country	United States
Country code	US
CUSIP number	97650W108
Earnings date	2026-10-19
Earnings time	amc
Employees	5,902
Employees change	-1
Employees growth	-0.02%
Enterprise value	$10.3B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1991
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US97650W1080
Last 10-K release date	2026-02-26
Last earnings date	2026-10-19
Last refreshed	2026-10-28
Last stock split date	2002-03-15
Last stock split type	Forward
Market cap	$10.1B
Market cap category	Large-Cap
Next earnings date	2027-01-19
Options	Yes
Price	$150.29
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	WTFC
U.S. state	Illinois
Website	https://www.wintrust.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	11.54x
Average P/E ratio (10Y)	12.23x
Average P/E ratio (3Y)	11.4x
Average P/E ratio (5Y)	10.95x
Earnings yield	8.68%
EV/Earnings	11.52x
EV/FCF	6.52x
EV/Sales	3.64x
FCF / EV yield	15.35%
FCF yield	15.6%
Forward EV/Sales	3.27x
Forward P/E	10.83x
Forward P/S	3.22x
Graham number	172.76404
Graham upside	15.58%
Industry forward P/E	9.95x
Industry P/E	11.8x
Lynch fair value	$196.74
Lynch upside	31.62%
P/B ratio	1.48x
P/E ratio	11.53x
P/FCF ratio	6.41x
P/OCF ratio	6.14x
P/S ratio	3.58x
PEG ratio	1.06x
Price / tangible book value	1.7x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	26%
FCF margin	57.03%
Operating margin	46.45%
Pretax margin	44.33%
Profit margin	32.81%
Profit per employee	$150,744
Profitable quarters	62
Profitable years	29
Revenue per employee	$476,785
ROA	1.27%
ROA (5Y)	1.09%
ROE	12.88%
ROE (5Y)	11.59%
Tax / revenue	11.52%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	19.77%
EPS growth (Q)	21.22%
EPS growth (QoQ)	2.12%
EPS growth 10Y	14.5%
EPS growth 3Y	9.46%
EPS growth 5Y	11.34%
EPS growth quarters	5
EPS growth years	5
FCF growth	89.04%
FCF growth 3Y	19.56%
FCF growth 5Y	27.75%
Net income growth	17.42%
Net income growth (Q)	10.54%
Net income growth (QoQ)	2.38%
Net income growth 3Y	13.04%
Net income growth 5Y	15.09%
Net income growth quarters	8
Net income growth years	5
OCF growth	87.19%
OCF growth 10Y	57.03%
OCF growth 3Y	19.64%
OCF growth 5Y	26.88%
Revenue growth	9.79%
Revenue growth (Q)	8.22%
Revenue growth (QoQ)	2.33%
Revenue growth 10Y	11.31%
Revenue growth 3Y	9.7%
Revenue growth 5Y	9.77%
Revenue growth quarters	16
Revenue growth years	17

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-70.7M
EPS	$13.04
FCF per share	$23.31
Financing cash flow	$4.8B
Free cash flow	$1.6B
Gross profit	$2.8B
Income taxes	$324.3M
Investing cash flow	$-6.5B
Net borrowing	$60.3M
Net cash flow	$-99.7M
Net income	$889.7M
Operating income	$1.3B
Revenue	$2.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$101.74
Debt / equity	0.6
Debt / FCF	2.77
Goodwill	$804.7M
Net cash (debt)	$-165.4M
Net cash / market cap	-1.64%
Net debt / equity	0.02
Net debt / FCF	0.11
Piotroski F-Score	4
Property, plant and equipment	$792.2M
Shareholders' equity	$7.3B
Tangible book value	$5.9B
Tangible book value per share	$88.18
Total assets	$76B
Total cash	$4.2B
Total debt	$4.4B
Total liabilities	$68.7B
WACC	6.4%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-57.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.62%
Dividend growth	10%
Dividend growth (10Y)	16.44%
Dividend growth (3Y)	11.2%
Dividend growth (5Y)	12.15%
Dividend growth years	12
Dividend payment date	2026-11-19
Dividend payment years	27
Dividend payout frequency	Quarterly
Dividend per share	$2.20
Dividend yield	1.47%
Ex-dividend date	2026-11-05
FCF payout ratio	9.44%
Last dividend	$0.55
Payout ratio	16.87%
Shareholder yield	0.85%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	176.69%
10Y return CAGR	12.41%
10Y total return	222.21%
150-day SMA	$151.63
15Y price change	399.23%
15Y return CAGR	12.72%
15Y total return	502.23%
1D price change	-0.33%
1M price change	2.13%
1M total return	2.13%
1W price change	2.01%
1W total return	2.01%
1Y price change	13.61%
1Y return CAGR	15.29%
1Y total return	15.28%
20-day SMA	$145.60
200-day SMA	$150.14
20Y price change	211.39%
20Y return CAGR	7.1%
20Y total return	294.08%
3M price change	-6.08%
3M total return	-5.76%
3Y price change	104.66%
3Y return CAGR	29.06%
3Y total return	115%
50-day SMA	$148.00
50-day SMA vs 200-day SMA	50under200
52-week high	$167.22
52-week high date	2026-07-16
52-week low	$122.00
52-week low date	2025-11-18
5Y price change	68.55%
5Y return CAGR	12.86%
5Y total return	83.12%
6M price change	-0.01%
6M total return	0.71%
All-time high	$167.22
All-time high date	2026-07-16
All-time low	$8.00
All-time low date	1996-09-25
Average true range (ATR)	$2.95
Average volume	585K
Beta (1Y)	0.56
Beta (2Y)	1.07
Beta (5Y)	0.89
Change from 52-week high	-10.12%
Change from 52-week low	23.18%
Change from all-time high	-10.76%
Change from all-time low	1,765.25%
Change from open	-0.81%
Day's gap	0.48%
Dollar volume	$40.8M
High price	$151.51
Low price	$149.18
Monthly RSI	59.48
Open price	$151.51
Position in 52-week range	47.42%
Previous close	$150.79
Price vs 150-day SMA	-1.59%
Price vs 20-day SMA	2.48%
Price vs 200-day SMA	-0.61%
Price vs 50-day SMA	0.82%
Relative volume	0.46
RSI	55.8
Sharpe ratio	0.56
Sharpe ratio (3Y)	0.88
Sharpe ratio (5Y)	0.39
Sortino ratio	1.08
Sortino ratio (3Y)	1.54
Sortino ratio (5Y)	0.76
Volume	271.3K
Weekly RSI	49.36
YTD price change	6.72%
YTD total return	7.87%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	66.5M
Float percentage	98.61%
Shares change (QoQ)	0.13%
Shares change (YoY)	0.62%
Shares held by insiders	1.31%
Shares held by institutions	96.92%
Shares outstanding	67.5M
Short % of float	4.42%
Short % of shares	4.36%
Short ratio	6.9 days

Deeper analysis on WTFC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this WTFC report

Is a complete WTFC research report available?

No complete published report is available for Wintrust Financial Corporation (WTFC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Wintrust Financial Corporation (WTFC)

Price

Financial snapshot

Fair-value bridge

Latest news · WTFC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All WTFC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on WTFC

Frequently asked questions