BUL/IES (BUL/IES)

Bulgarian Stock Exchange: BUL/IES · EUR

€5.96

+0.00 (0.0%)· Recorded snapshot

Market cap	103.6B
Revenue (ttm)	26.1B
Net income (ttm)	9.7B
EPS (ttm)	€0.55
P/E (trailing)	10.7x
P/E (forward)	9.6x
Volume	500

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 26.1B
Net income (ttm): 9.7B
EPS (ttm): €0.55
P/E (trailing): 10.7x
P/E (forward): 9.6x
Market cap: 103.6B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E9.6

P25 n/aP50 n/aP75 n/a

Trailing P/E10.7

P25 n/aP50 n/aP75 n/a

ROE14.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BUL/IES indicators

Market & fundamental data

Available fields

165

Groups with data

Currency

EUR

Showing 165 of 165 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Italy
Country code	BG
Earnings date	2026-11-03
Employees	89,725
Employees change	-2,100
Employees growth	-2.29%
Exchange	Bulgarian Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-10-10
Fiscal year end	December
Industry	Banks - Regional
Is primary listing	No
ISIN number	IT0000072618
Last refreshed	2026-10-29
Market cap	EUR 103.6B
Next earnings date	2026-11-03
Price	EUR 5.96
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-20
Symbol	bul/IES
Website	https://www.intesasanpaolo.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.11x
Average P/E ratio (3Y)	8.69x
Average P/E ratio (5Y)	11.04x
Earnings yield	9.31%
FCF yield	3.39%
Forward P/E	9.62x
Graham number	7.05141
Graham upside	18.35%
Lynch fair value	EUR 11.63
Lynch upside	95.22%
P/B ratio	1.5x
P/E ratio	10.74x
P/FCF ratio	29.52x
P/OCF ratio	27.41x
P/S ratio	3.96x
Price / tangible book value	1.75x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	27.38%
FCF margin	13.43%
Operating margin	59.05%
Pretax margin	51.03%
Profit margin	36.96%
Profit per employee	EUR 107,651
Profitable quarters	22
Profitable years	12
Revenue per employee	EUR 291,234
ROA	1%
ROA (5Y)	0.7%
ROE	14.26%
ROE (5Y)	10.65%
Tax / revenue	13.97%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	10.23%
EPS growth (Q)	13.93%
EPS growth (QoQ)	-0.19%
EPS growth 10Y	14.32%
EPS growth 3Y	18.74%
EPS growth 5Y	23.32%
EPS growth quarters	3
EPS growth years	5
FCF growth 3Y	-62.93%
FCF growth 5Y	-6.84%
Net income growth	5.96%
Net income growth (Q)	7.38%
Net income growth (QoQ)	1.16%
Net income growth 3Y	15.59%
Net income growth 5Y	20.93%
Net income growth quarters	3
Net income growth years	5
OCF growth 3Y	-62.1%
OCF growth 5Y	-6.98%
Revenue growth	3.29%
Revenue growth (Q)	6.4%
Revenue growth (QoQ)	3.59%
Revenue growth 10Y	6.92%
Revenue growth 3Y	8.31%
Revenue growth 5Y	8.89%
Revenue growth quarters	2
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -270M
EPS	EUR 0.55
Financing cash flow	EUR -7.3B
Free cash flow	EUR 3.5B
Gross profit	EUR 26.1B
Income taxes	EUR 3.7B
Investing cash flow	EUR -1.1B
Net cash flow	EUR -4.7B
Net income	EUR 9.7B
Operating income	EUR 15.4B
Revenue	EUR 26.1B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 3.91
Debt / equity	3.84
Debt / FCF	75.68
Goodwill	EUR 3.7B
Net cash (debt)	EUR -127.9B
Net cash / market cap	-123.51%
Net debt / equity	1.85
Net debt / FCF	36.46
Piotroski F-Score	3
Property, plant and equipment	EUR 8.5B
Shareholders' equity	EUR 69.1B
Tangible book value	EUR 59.2B
Tangible book value per share	EUR 3.35
Total assets	EUR 992.7B
Total cash	EUR 137.6B
Total debt	EUR 265.6B
Total liabilities	EUR 923.5B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -441.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.9%
Payout ratio	68.46%
Shareholder yield	2.9%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 3.38
1D price change	0%
1M price change	-10.03%
1M total return	-10.03%
20-day SMA	EUR 5.77
200-day SMA	EUR 3.15
3M price change	0.54%
3M total return	0.54%
3Y price change	151.18%
3Y return CAGR	35.93%
3Y total return	151.21%
50-day SMA	EUR 4.41
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 6.79
52-week high date	2026-09-29
52-week low	EUR 5.44
52-week low date	2026-06-08
6M price change	3.24%
6M total return	3.24%
All-time high	EUR 6.79
All-time high date	2026-09-29
All-time low	EUR 2.01
All-time low date	2022-12-15
Average true range (ATR)	EUR 0.20
Average volume	705.8
Change from 52-week high	-12.21%
Change from 52-week low	9.46%
Change from all-time high	-12.21%
Change from all-time low	196.57%
Change from open	0.98%
Dollar volume	EUR 2,979
High price	EUR 5.96
Low price	EUR 5.90
Monthly RSI	75.34
Open price	EUR 5.90
Position in 52-week range	100%
Previous close	EUR 0.00
Price vs 150-day SMA	76.32%
Price vs 20-day SMA	3.33%
Price vs 200-day SMA	89.38%
Price vs 50-day SMA	35.07%
Relative volume	0.71
RSI	60.65
Sharpe ratio	1.83
Sortino ratio	6.23
Volume	500
Weekly RSI	82.42

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	15.2B
Shares change (QoQ)	1.36%
Shares change (YoY)	-2.9%
Shares held by institutions	34.18%

Deeper analysis on BUL/IES

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BUL/IES report

Is a complete BUL/IES research report available?

No complete published report is available for bul/IES (BUL/IES) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BUL/IES (BUL/IES)

Price

Financial snapshot

Fair-value bridge

Latest news · BUL/IES

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BUL/IES indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BUL/IES

Frequently asked questions