Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

BVMF/A1LL34 stock hub

BVMF/A1LL34 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

17.3B

Brazil Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BVMF/A1LL34

In the news

Latest news · BVMF/A1LL34

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.9

P25 8P50 10.9P75 14.1

Trailing P/E5.9

P25 9P50 11.1P75 15.9

ROE17.5

P25 10P50 15.3P75 22.5

ROICn/a

P25 4.6P50 10.9P75 22.5

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BVMF/A1LL34 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

177

Groups with data

Currency

USD

Showing 177 of 177 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	BR
Employees	6,000
Employees Change	-1,000%
Employees Change Percent	-14.29
Exchange	Brazil Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Credit Services
Last refreshed	2026-05-10
Market cap	BRL 17.3B
Price	BRL 106
Price currency	BRL
Rev Per Employee	2,298,836.82x
Sector	Financials
Sic	6141
Symbol	bvmf/A1LL34
Website	https://www.breadfinancial.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	16.87%
Forward P/E	7.93x
P/B ratio	1x
P/E ratio	5.93x
P/S ratio	1.25x
PE Ratio10 Y	11.95x
PE Ratio3 Y	6.02x
PE Ratio5 Y	5.68x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	BRL 13.8B
Net Income	BRL 2.9B
Net Income Growth	99.64%
Net Income Growth Q	31.16%
Net Income Growth3 Y	6.1%
Net Income Growth5 Y	3.53%
Pretax Margin	25%
Profit Margin	21.22%
Profit Per Employee	BRL 486,025
ROA	2.51
Roa5y	2.22
ROE	17.52
Roe5y	21.72

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	53.19%
Cagr3y	53.32%
Cagr5y	-3.97%
Div CAGR3	2.32%
Div CAGR5	1.21%
EPS Growth	118.8
EPS Growth Q	49.32
EPS Growth3 Y	9.19
EPS Growth5 Y	4.63
FCF Growth	21.11%
FCF Growth Q	23.92%
FCF Growth3 Y	7.72%
FCF Growth5 Y	4.23%
OCF Growth	21.11%
OCF Growth Q	23.92%
OCF Growth10 Y	1.9%
OCF Growth3 Y	7.72%
OCF Growth5 Y	3.65%
Revenue Growth	8.14x
Revenue Growth Q	6.08x
Revenue Growth3 Y	-0.52x
Revenue Growth5 Y	3.69x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	BRL 116.4B
Cash	BRL 19B
Debt	BRL 20.2B
Equity	BRL 17.3B
Liabilities	BRL 99B
Net Cash	BRL -1.3B
Net Cash By Market Cap	BRL -7.27
Net Debt Equity	BRL 0.07
Tangible Book Value	BRL 13.7B
Tangible Book Value Per Share	BRL 331
WACC	4.83

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	BRL -61.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	8.69%
Dividend Growth	-1.27%
Dividend Growth Years	2%
Dividend per share	BRL 0.8
Dividend Years	7
Dividend Yield	0.75%
Ex Div Date	2026-02-26
Last Dividend	BRL 0.2
Payout Frequency	Quarterly
Payout Ratio	7.84%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	53.14%
200-day SMA	84.31
3Y total return	260.52%
50-day SMA	99.78
50-day SMA vs 200-day SMA	50over200
5Y total return	-18.35%
All Time High	167.2
All Time High Change	-36.45%
All Time High Date	2021-03-30
All Time Low	29.43
All Time Low Change	261.06%
All Time Low Date	2023-05-04
ATR	2.83
Beta	1.14
Ch YTD	3.97
High	106.3
High52	114.4
High52 Date	2026-04-24
High52ch	-7.12%
Low	104.2
Low52	69.5
Low52 Date	2025-06-05
Low52ch	52.89%
Ma50ch	6.5%
Price vs 200-day SMA	26.04%
RSI	55.16
RSI Monthly	62.39
RSI Weekly	59.47
Sharpe ratio	0.64x
Sortino ratio	1.03
Total Return	9.43%
Tr YTD	4.2
Tr1m	8.82%
Tr1w	1.05%
Tr3m	4.85%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	BRL 3.8B
Operating margin	27.8

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	39,760,523%
Net Borrowing	-6,462,173,000
Shares Insiders	1.54%
Shares Institutions	118.2%
Shares Qo Q	-6.09%
Shares Yo Y	-8.69%
Short Ratio	5.02

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	210.15x
Bv Per Share	420
Ch1m	8.82
Ch1w	1.05
Ch1y	51.65
Ch3m	4.62
Ch3y	246.6
Ch5y	-33.88
Ch6m	27.64
Change	-1.43%
Change From Open	1.2
Close	107.8
Days Gap	-2.6
Dollar Volume	18,808
Earnings Date	2026-07-22
EPS	BRL 63.52
F Score	4
Financing CF	-3,756,042,000
Fiscal Year End	December
Founded	1,995
Graham Number	207.39913
Graham Upside	95.18
Income Tax	BRL 526.9M
Investing CF	-9,103,185,125
Is Primary Listing	0
Last Earnings Date	2026-01-29
Last Report Date	2026-03-31
Lynch Fair Value	BRL 89.64
Lynch Upside	-15.64
Ma150	88.43
Ma150ch	20.16%
Ma20	104.5
Ma20ch	1.73%
Net CF	-1,455,466,275
Next Earnings Date	2026-07-22
Open	105
P OCF Ratio	1.52
Payment Date	2026-03-20
Position In Range	100
Ppne	550,390,400
Price Date	2026-05-08
Ptbv Ratio	1.27
Relative Volume	0.77x
Revenue	13,793,020,900x
SBC By Revenue	2.19x
Share Based Comp	302,570,050
Tax By Revenue	3.82x
Tax Rate	15.28%
Tr6m	27.92%
Volume	177

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BVMF/A1LL34 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.7%

$0.80 annual per share

Payout ratio

+7.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+1.2%

2 consecutive years of growth

Total shareholder yield

+9.4%

Next ex-dividend date: 2026-02-26

Performance

BVMF/A1LL34 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BVMF/A1LL34?

Insider, institutional, and short-interest positioning.

Institutional ownership

+118.2%

Share of float held by funds and institutions

Insider ownership

+1.5%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

BVMF/A1LL34 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

55.2

Neutral momentum band

Price vs 200-day MA

+26.0%

50/200-day relationship not available

Beta (5Y)

1.14

Moves roughly with the market

Sharpe ratio

0.64

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BVMF/A1LL34

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bvmf/A1LL34 stock rating?

bvmf/A1LL34 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bvmf/A1LL34 analysis?

The full report lives at /stocks/bvmf/A1LL34/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bvmf/A1LL34?

The latest report frames bvmf/A1LL34 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bvmf/A1LL34 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.