BVMF/MKLC34 (BVMF/MKLC34)

Brazil Stock Exchange: BVMF/MKLC34 · BRL

R$521

+0.00 (0.0%)· Recorded snapshot

Market cap	122.8B
Revenue (ttm)	83.4B
Net income (ttm)	9.4B
EPS (ttm)	R$37.3
P/E (trailing)	13.9x
P/E (forward)	16.1x
Volume	2
Beta	0.64

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 83.4B
Net income (ttm): 9.4B
EPS (ttm): R$37.3
P/E (trailing): 13.9x
P/E (forward): 16.1x
Market cap: 122.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E16.1

P25 n/aP50 n/aP75 n/a

Trailing P/E13.9

P25 n/aP50 n/aP75 n/a

ROE9.7

P25 n/aP50 n/aP75 n/a

ROIC8.2

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/MKLC34 indicators

Market & fundamental data

Available fields

208

Groups with data

Currency

USD

Showing 208 of 208 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-29
Employees	22,900
Employees change	900
Employees growth	4.09%
Enterprise value	BRL 129.6B
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1930
Industry	Insurance - Property & Casualty
Is primary listing	No
ISIN number	BRMKLCBDR006
Last earnings date	2026-10-29
Last refreshed	2026-10-29
Market cap	BRL 122.8B
Next earnings date	2026-10-29
Price	BRL 520.76
Price currency	BRL
Sector	Financials
SIC code	6331
Stock price date	2026-10-26
Symbol	bvmf/MKLC34
Website	https://www.mklgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	39.48x
Average P/E ratio (3Y)	10.84x
Average P/E ratio (5Y)	39.62x
Earnings yield	7.17%
EV/Earnings	13.8x
EV/EBIT	9.78x
EV/EBITDA	7.9x
EV/FCF	13.89x
EV/Sales	1.5x
FCF / EV yield	7.2%
FCF yield	7.6%
Forward P/E	16.07x
Graham number	611.64068
Graham upside	17.45%
Lynch fair value	BRL 199.08
Lynch upside	-61.77%
P/B ratio	1.25x
P/E ratio	13.95x
P/FCF ratio	13.16x
P/OCF ratio	11.55x
P/S ratio	1.47x
Price / tangible book value	1.66x
Price/EBITDA ratio	8.27x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	15.31%
EBITDA margin	17.79%
Effective tax rate	21.29%
FCF margin	10.83%
Gross margin	50.23%
Operating margin	15.31%
Pretax margin	14.46%
Profit margin	11.13%
Profit per employee	BRL 410,017
Profitable quarters	1
Profitable years	3
Revenue per employee	BRL 3.6M
ROA	2.21%
ROA (5Y)	3%
ROCE	3.92%
ROE	9.75%
ROE (5Y)	12%
ROIC	8.22%
ROIC (5Y)	10.02%
Tax / revenue	3.08%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-5.47%
EPS growth (Q)	-69.37%
EPS growth (QoQ)	-80.6%
EPS growth 10Y	14.42%
EPS growth 3Y	-0.12%
EPS growth 5Y	-4.25%
EPS growth quarters	1
EPS growth years	0
FCF growth	-24.15%
FCF growth (Q)	-27.15%
FCF growth (QoQ)	120.91%
FCF growth 3Y	-11.43%
FCF growth 5Y	-1.96%
Net income growth	-13.79%
Net income growth (Q)	-65.49%
Net income growth (QoQ)	-78.31%
Net income growth 3Y	-1.24%
Net income growth 5Y	-5.45%
Net income growth quarters	1
Net income growth years	0
OCF growth	-20.83%
OCF growth (Q)	-22.36%
OCF growth (QoQ)	120.58%
OCF growth 10Y	17.05%
OCF growth 3Y	-9.76%
OCF growth 5Y	-0.44%
Revenue growth	-0.64%
Revenue growth (Q)	-11.22%
Revenue growth (QoQ)	-25.23%
Revenue growth 10Y	11.14%
Revenue growth 3Y	1.57%
Revenue growth 5Y	5.29%
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -1.3B
EBIT	BRL 12.8B
EBITDA	BRL 14.8B
EPS	BRL 37.34
Financing cash flow	BRL -4.5B
Free cash flow	BRL 9.3B
Gross profit	BRL 41.9B
Income taxes	BRL 2.6B
Investing cash flow	BRL -8.2B
Net borrowing	BRL 406.7M
Net cash flow	BRL -2.2B
Net income	BRL 9.4B
Operating income	BRL 12.8B
Revenue	BRL 83.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 7,839.00
Debt / EBITDA	1.43
Debt / equity	0.23
Debt / FCF	2.42
Goodwill	BRL 15.2B
Interest coverage	12.08
Net cash (debt)	BRL -3.9B
Net cash / market cap	-3.2%
Net debt / EBITDA	0.26
Net debt / equity	0.04
Net debt / FCF	0.42
Piotroski F-Score	5
Shareholders' equity	BRL 98.5B
Tangible book value	BRL 73.8B
Tangible book value per share	BRL 6,034.22
Total assets	BRL 373.4B
Total cash	BRL 33B
Total debt	BRL 22.6B
Total liabilities	BRL 274.9B
WACC	7.14%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.23
Current ratio	3.47
Net working capital	BRL 98.6B
Quick ratio	1.14
Working capital	BRL 117.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-2.02%
Shareholder yield	-2.02%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 494.71
1D price change	0%
1M price change	14.92%
1M total return	14.92%
1W price change	10.47%
1W total return	10.47%
1Y price change	2.61%
1Y return CAGR	2.62%
1Y total return	2.61%
20-day SMA	BRL 458.43
200-day SMA	BRL 477.59
3M price change	3.14%
3M total return	3.14%
3Y price change	40.05%
3Y return CAGR	11.88%
3Y total return	40.05%
50-day SMA	BRL 473.30
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 606.80
52-week high date	2025-12-23
52-week low	BRL 431.54
52-week low date	2026-10-07
5Y price change	38.68%
5Y return CAGR	6.76%
5Y total return	38.68%
6M price change	8.27%
6M total return	8.27%
All-time high	BRL 606.80
All-time high date	2025-12-23
All-time low	BRL 204.20
All-time low date	2020-03-19
Average true range (ATR)	BRL 8.92
Average volume	39.3
Beta (5Y)	0.64
Change from 52-week high	-14.18%
Change from 52-week low	20.68%
Change from all-time high	-14.18%
Change from all-time low	155.02%
Change from open	0%
Dollar volume	BRL 1,042
High price	BRL 520.76
Low price	BRL 520.76
Monthly RSI	54.98
Open price	BRL 520.76
Price vs 150-day SMA	5.27%
Price vs 20-day SMA	13.6%
Price vs 200-day SMA	9.04%
Price vs 50-day SMA	10.03%
Relative volume	0.05
RSI	75.76
Sharpe ratio	1.04
Sortino ratio	1.77
Volume	2
Weekly RSI	62.15
YTD price change	-13.92%
YTD total return	-13.92%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	12.1M
Shares change (QoQ)	11.81%
Shares change (YoY)	2.02%
Shares held by insiders	2.06%
Shares held by institutions	79.81%

Deeper analysis on BVMF/MKLC34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BVMF/MKLC34 report

Is a complete BVMF/MKLC34 research report available?

No complete published report is available for bvmf/MKLC34 (BVMF/MKLC34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/MKLC34 (BVMF/MKLC34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/MKLC34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/MKLC34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/MKLC34

Frequently asked questions