Financials / Insurance - DiversifiedUpdated 2026-05-10 22:07 UTC

BVMF/PSSA3 stock hub

BVMF/PSSA3 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

33B

Brazil Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BVMF/PSSA3

In the news

Latest news · BVMF/PSSA3

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E8.9

P25 8P50 10.9P75 14.1

Trailing P/E9

P25 9P50 11.1P75 15.9

ROE25.2

P25 10P50 15.3P75 22.5

ROIC25.4

P25 4.6P50 10.9P75 22.5

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BVMF/PSSA3 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

231

Groups with data

Currency

BRL

Showing 231 of 231 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Brazil
Country code	BR
Employees	13,700
Employees Change	76%
Employees Change Percent	0.56
Enterprise value	BRL 31.2B
Exchange	Brazil Stock Exchange
Financial currency	BRL
First seen	2026-05-10
Industry	Insurance - Diversified
Isin	BRPSSAACNOR7
Last refreshed	2026-05-10
Market cap	BRL 33B
Price	BRL 51.49
Price currency	BRL
Rev Per Employee	3,234,582.99x
Sector	Financials
Sic	6300
Symbol	bvmf/PSSA3
Website	https://www.portoseguro.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.17%
EV Earnings	8.48x
EV/EBIT	6x
EV/EBITDA	5.84x
EV/FCF	24.95x
EV/Sales	0.71x
FCF yield	3.8%
Forward P/E	8.92x
P/B ratio	2.1x
P/E ratio	8.95x
P/S ratio	0.74x
PE Ratio10 Y	10.56x
PE Ratio3 Y	8.96x
PE Ratio5 Y	9.79x
PEG ratio	0.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	11.76%
EBITDA Margin	12.03%
FCF margin	2.83%
Gross margin	41.03%
Gross Profit	BRL 18.2B
Net Income	BRL 3.7B
Net Income Growth	30.31%
Net Income Growth Q	36.26%
Net Income Growth Quarters	7%
Net Income Growth Years	3%
Net Income Growth3 Y	41.24%
Net Income Growth5 Y	15.96%
Pretax Margin	10.64%
Profit Margin	8.31%
Profit Per Employee	BRL 268,802
Profitable Years	22
ROA	6.09
Roa5y	5.31
ROCE	17.35
ROE	25.16
Roe5y	18.3
ROIC	25.38
Roic5y	21.81

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	21.18%
Cagr15y	16.06%
Cagr1y	24.86%
Cagr20y	15.73%
Cagr3y	37.3%
Cagr5y	20.41%
Div CAGR10	16.22%
Div CAGR3	29.25%
Div CAGR5	16.37%
EPS Growth	32.05
EPS Growth Q	38.36
EPS Growth Quarters	7
EPS Growth Years	3
EPS Growth3 Y	41.57
EPS Growth5 Y	16.25
FCF Growth	-26.15%
FCF Growth Q	31.44%
FCF Growth3 Y	38.54%
FCF Growth5 Y	25.7%
OCF Growth	-26.51%
OCF Growth Q	-18.71%
OCF Growth10 Y	2.69%
OCF Growth3 Y	5.81%
OCF Growth5 Y	12.08%
Revenue Growth	15.61x
Revenue Growth Q	9.71x
Revenue Growth Quarters	5x
Revenue Growth Years	1x
Revenue Growth3 Y	14.97x
Revenue Growth5 Y	15.99x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	BRL 0.83
Assets	BRL 57.5B
Cash	BRL 13B
Debt	BRL 126.4M
Debt EBITDA	BRL 0.02
Debt Equity	BRL 0.01
Debt FCF	BRL 0.1
Equity	BRL 15.7B
Interest Coverage	45.12
Liabilities	BRL 41.8B
Net Cash	BRL 1.9B
Net Cash By Market Cap	BRL 5.66
Net Debt EBITDA	BRL -0.35
Net Debt Equity	BRL -0.12
Net Debt FCF	BRL -1.49
Tangible Book Value	BRL 11.6B
Tangible Book Value Per Share	BRL 18.1
WACC	7.33

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.21
Net Working Capital	BRL 3.8B
Quick ratio	0.54
Working Capital	BRL 5.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.32%
Dividend Growth	15.21%
Dividend Growth Years	1%
Dividend per share	BRL 1.14
Dividend Years	22
Dividend Yield	2.21%
Ex Div Date	2026-04-01
Last Dividend	BRL 0.89
Payout Frequency	Quarterly
Payout Ratio	48.83%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	582.79%
1Y total return	24.84%
200-day SMA	49.74
3Y total return	158.86%
50-day SMA	50.66
50-day SMA vs 200-day SMA	50over200
5Y total return	153.04%
All Time High	57.21
All Time High Change	-10%
All Time High Date	2025-08-13
All Time Low	3.11
All Time Low Change	1,556.69%
All Time Low Date	2004-11-30
ATR	1.47
Beta	0.51
Beta1y	0.45
Beta2y	0.48
Ch YTD	6.47
High	52.23
High52	57.21
High52 Date	2025-08-13
High52ch	-10%
Low	50.6
Low52	43.7
Low52 Date	2025-05-08
Low52ch	17.83%
Ma50ch	1.63%
Price vs 200-day SMA	3.51%
RSI	52.46
RSI Monthly	65.6
RSI Weekly	54.05
Sharpe ratio	0.84x
Sortino ratio	1.38
Total Return	3.53%
Tr YTD	9.36
Tr15y	834.2%
Tr1m	2.31%
Tr1w	4.23%
Tr3m	1.38%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	BRL 5.2B
Operating margin	11.76

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	182,476,223%
Net Borrowing	941,361,000
Shares Insiders	0%
Shares Institutions	12.81%
Shares Out	640,360,009
Shares Qo Q	-0.85%
Shares Yo Y	-1.32%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	BRL 1.3B
Average Volume	1,830,830x
Bv Per Share	24.26
CAPEX	BRL -95.7M
Ch10y	295.3
Ch15y	311.9
Ch1m	2.31
Ch1w	4.23
Ch1y	18.04
Ch20y	602.2
Ch3m	-1.3
Ch3y	115.6
Ch5y	95.41
Ch6m	3.83
Change	2.37%
Change From Open	1.76
Close	50.3
Days Gap	0.6
Dollar Volume	124,487,373
Earnings Date	2026-05-07
EBIT	BRL 5.2B
EBITDA	BRL 5.3B
EPS	BRL 5.75
F Score	5
FCF	BRL 1.3B
FCF EV Yield	4.01x
FCF Per Share	BRL 1.96
Financing CF	-863,032,000
Fiscal Year End	December
Founded	1,945
Graham Number	56.02901
Graham Upside	8.82
Income Tax	BRL 994.5M
Investing CF	-525,010,000
Is Primary Listing	1
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Last Split Date	2021-10-21
Last Split Type	Forward
Lynch Fair Value	BRL 91.78
Lynch Upside	78.26
Ma150	49.1
Ma150ch	4.87%
Ma20	51.9
Ma20ch	-0.8%
Net CF	-40,271,000
Next Earnings Date	2026-08-07
Open	50.6
P FCF Ratio	26.33
P OCF Ratio	24.46
Payment Date	2026-11-30
Position In Range	54.6
Ppne	981,000,000
Price Date	2026-05-08
Price EBITDA	BRL 6.19
Ptbv Ratio	2.85
Relative Volume	1.34x
Revenue	44,313,787,000x
Tax By Revenue	2.24x
Tax Rate	21.09%
Tr20y	1,758.79%
Tr6m	7.68%
Volume	2,417,700

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BVMF/PSSA3 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.2%

$1.14 annual per share

Payout ratio

+48.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+16.4%

1 consecutive years of growth

Total shareholder yield

+3.5%

Next ex-dividend date: 2026-04-01

Performance

BVMF/PSSA3 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BVMF/PSSA3?

Insider, institutional, and short-interest positioning.

Institutional ownership

+12.8%

Share of float held by funds and institutions

Insider ownership

0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-1.3%

Negative means the company is buying back shares.

Technical

BVMF/PSSA3 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.5

Neutral momentum band

Price vs 200-day MA

+3.5%

50/200-day relationship not available

Beta (5Y)

0.51

Less volatile than the market

Sharpe ratio

0.84

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BVMF/PSSA3

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bvmf/PSSA3 stock rating?

bvmf/PSSA3 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bvmf/PSSA3 analysis?

The full report lives at /stocks/bvmf/PSSA3/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bvmf/PSSA3?

The latest report frames bvmf/PSSA3 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bvmf/PSSA3 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.