TSX/UNH (TSX/UNH)

Toronto Stock Exchange: TSX/UNH · CAD

CA$18.5

-0.16 (-0.9%)· Recorded snapshot

Market cap	513B
Revenue (ttm)	638.9B
Net income (ttm)	22.5B
EPS (ttm)	CA$0.80
P/E (trailing)	23.3x
P/E (forward)	18.3x
Dividend	CA$0.42 (2.25%)
Volume	79,203

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 638.9B
Net income (ttm): 22.5B
EPS (ttm): CA$0.80
P/E (trailing): 23.3x
P/E (forward): 18.3x
Market cap: 513B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E18.3

P25 n/aP50 n/aP75 n/a

Trailing P/E23.3

P25 n/aP50 n/aP75 n/a

ROE15.8

P25 n/aP50 n/aP75 n/a

ROIC12.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TSX/UNH indicators

Market & fundamental data

Available fields

223

Groups with data

Currency

USD

Showing 223 of 223 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CAD
Country	United States
Country code	CA
Earnings date	2026-10-13
Employees	390,000
Employees change	-10,000
Employees growth	-2.5%
Enterprise value	CAD 583B
Exchange	Toronto Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1974
Industry	Healthcare Plans
Is primary listing	No
ISIN number	CA91324M1095
Last earnings date	2026-10-13
Last refreshed	2026-10-28
Market cap	CAD 513B
Next earnings date	2027-01-12
Price	CAD 18.54
Price currency	CAD
Sector	Healthcare
SIC code	6324
Stock price date	2026-10-28
Symbol	tsx/UNH
Website	https://www.unitedhealthgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	22.39x
Average P/E ratio (3Y)	25.01x
Average P/E ratio (5Y)	24.72x
Earnings yield	4.29%
EV/Earnings	26.05x
EV/EBIT	15.88x
EV/EBITDA	13.71x
EV/FCF	18.13x
EV/Sales	0.93x
FCF / EV yield	5.52%
FCF yield	6.26%
Forward P/E	18.3x
Graham number	9.87496
Graham upside	-46.71%
Lynch fair value	CAD 4.04
Lynch upside	-78.21%
P/(FCF - SBC) ratio	16.71x
P/(OCF - SBC) ratio	14.48x
P/B ratio	3.45x
P/E ratio	23.3x
P/FCF ratio	15.97x
P/OCF ratio	13.91x
P/S ratio	0.81x
Price / tangible book value	3.5x
Price/EBITDA ratio	12.61x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	5.85%
EBITDA margin	6.42%
Effective tax rate	15.54%
FCF margin	5.14%
Gross margin	20.05%
Operating margin	5.85%
Pretax margin	4.38%
Profit margin	3.53%
Profit per employee	CAD 57,820
Profitable quarters	9
Profitable years	27
Revenue per employee	CAD 1.6M
ROA	5.24%
ROA (5Y)	6.86%
ROCE	13.38%
ROE	15.77%
ROE (5Y)	20.42%
ROIC	12.39%
ROIC (5Y)	14.86%
SBC / revenue	0.23%
Tax / revenue	0.68%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-8.96%
EPS growth (Q)	75.93%
EPS growth (QoQ)	-24.56%
EPS growth 10Y	9.96%
EPS growth 3Y	-8.76%
EPS growth 5Y	1.66%
EPS growth quarters	2
EPS growth years	0
FCF growth	31.4%
FCF growth (Q)	-15.65%
FCF growth (QoQ)	-58.41%
FCF growth 3Y	-4.78%
FCF growth 5Y	-0.06%
Net income growth	-9.69%
Net income growth (Q)	75.04%
Net income growth (QoQ)	-25.05%
Net income growth 3Y	-9.86%
Net income growth 5Y	0.59%
Net income growth quarters	1
Net income growth years	0
OCF growth	24.99%
OCF growth (Q)	-13.83%
OCF growth (QoQ)	-53.65%
OCF growth 10Y	5.94%
OCF growth 3Y	-4.13%
OCF growth 5Y	0.76%
Revenue growth	3.42%
Revenue growth (Q)	-0.41%
Revenue growth (QoQ)	0.59%
Revenue growth 10Y	9.54%
Revenue growth 3Y	7.73%
Revenue growth 5Y	10.01%
Revenue growth quarters	126
Revenue growth years	33

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	CAD -4.8B
EBIT	CAD 37.4B
EBITDA	CAD 41B
EPS	CAD 0.80
Financing cash flow	CAD -22.8B
Free cash flow	CAD 32.4B
Free cash flow minus SBC	CAD 31B
Gross profit	CAD 128.1B
Income taxes	CAD 4.4B
Investing cash flow	CAD -16.2B
Net borrowing	CAD -6.7B
Net cash flow	CAD -1.9B
Net income	CAD 22.5B
Operating cash flow minus SBC	CAD 35.7B
Operating income	CAD 37.4B
Revenue	CAD 638.9B
Stock-based compensation	CAD 1.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CAD 163.89
Debt / EBITDA	2.44
Debt / equity	0.7
Debt / FCF	3.26
Interest coverage	6.84
Net cash (debt)	CAD -68.8B
Net cash / market cap	-13.3%
Net debt / EBITDA	1.68
Net debt / equity	0.46
Net debt / FCF	2.12
Piotroski F-Score	6
Shareholders' equity	CAD 149.8B
Tangible book value	CAD 147.8B
Tangible book value per share	CAD 163.89
Total assets	CAD 444B
Total cash	CAD 40.5B
Total debt	CAD 105.5B
Total liabilities	CAD 294.2B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.43
Current ratio	0.74
Net working capital	CAD -71.6B
Quick ratio	0.42
Working capital	CAD -42.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.98%
Dividend growth	2.72%
Dividend growth years	1
Dividend payment date	2026-09-29
Dividend payment years	3
Dividend payout frequency	Quarterly
Dividend per share	CAD 0.42
Dividend yield	2.25%
Ex-dividend date	2026-09-14
Last dividend	CAD 0.11
Payout ratio	51.45%
Shareholder yield	3.24%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	CAD 17.60
1D price change	-0.86%
1M price change	7.96%
1M total return	7.96%
1W price change	-2.85%
1W total return	-2.85%
1Y price change	8.85%
1Y return CAGR	11.75%
1Y total return	11.74%
20-day SMA	CAD 17.98
200-day SMA	CAD 16.61
3M price change	-2.77%
3M total return	-2.18%
3Y price change	-26.71%
3Y return CAGR	-8.04%
3Y total return	-22.23%
50-day SMA	CAD 17.80
50-day SMA vs 200-day SMA	50over200
52-week high	CAD 21.02
52-week high date	2026-07-16
52-week low	CAD 11.83
52-week low date	2026-03-27
6M price change	13.85%
6M total return	15.21%
All-time high	CAD 30.05
All-time high date	2024-11-11
All-time low	CAD 11.01
All-time low date	2025-08-01
Average true range (ATR)	CAD 0.47
Average volume	109.7K
Change from 52-week high	-11.8%
Change from 52-week low	56.72%
Change from all-time high	-38.17%
Change from all-time low	68.76%
Change from open	-0.43%
Day's gap	-0.43%
Dollar volume	CAD 1.5M
High price	CAD 18.94
Low price	CAD 18.53
Monthly RSI	50.02
Open price	CAD 18.62
Position in 52-week range	2.44%
Previous close	CAD 18.70
Price vs 150-day SMA	5.6%
Price vs 20-day SMA	3.37%
Price vs 200-day SMA	11.83%
Price vs 50-day SMA	4.39%
Relative volume	0.72
RSI	57.02
Sharpe ratio	0.41
Sharpe ratio (3Y)	-0.15
Sortino ratio	0.72
Sortino ratio (3Y)	-0.05
Volume	79.2K
Weekly RSI	57.36
YTD price change	21.28%
YTD total return	23.68%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	895M
Shares change (QoQ)	-0.44%
Shares change (YoY)	-0.98%
Shares held by insiders	0.17%
Shares held by institutions	88.98%
Short ratio	2.8 days

Deeper analysis on TSX/UNH

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TSX/UNH report

Is a complete TSX/UNH research report available?

No complete published report is available for tsx/UNH (TSX/UNH) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TSX/UNH (TSX/UNH)

Price

Financial snapshot

Fair-value bridge

Latest news · TSX/UNH

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TSX/UNH indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TSX/UNH

Frequently asked questions