Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/B4M1 stock hub

FRA/B4M1 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

6.5B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/B4M1

In the news

Latest news · FRA/B4M1

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.9

P25 n/aP50 n/aP75 n/a

Trailing P/E11.8

P25 n/aP50 n/aP75 n/a

ROE11.8

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/B4M1 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

153

Groups with data

Currency

NOK

Showing 153 of 153 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	DE
Employees	2,302
Employees Change	562%
Employees Change Percent	32.11
Exchange	Frankfurt Stock Exchange
Financial currency	NOK
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 6.5B
Price	EUR 17.12
Price currency	EUR
Rev Per Employee	522,550.45x
Sic	6020
Symbol	fra/B4M1
Website	https://www.sparebank1.no/

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.48%
Forward P/E	10.87x
P/B ratio	1.3x
P/E ratio	11.8x
P/S ratio	5.44x
PE Ratio10 Y	9.82x
PE Ratio3 Y	9.51x
PE Ratio5 Y	9.7x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 1.2B
Net Income	EUR 554.6M
Net Income Growth	14.25%
Net Income Growth Q	-7.89%
Net Income Growth3 Y	22.3%
Net Income Growth5 Y	25.42%
Pretax Margin	60.47%
Profit Margin	48.54%
Profit Per Employee	EUR 240,927
ROA	1.3
Roa5y	1.19
ROE	11.84
Roe5y	12.54

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	26.73%
Cagr3y	27.15%
Cagr5y	16.11%
Div CAGR10	-3.05%
Div CAGR3	21.43%
Div CAGR5	15.08%
EPS Growth	23.49
EPS Growth Q	-2.31
EPS Growth3 Y	7.66
EPS Growth5 Y	16.24
Revenue Growth	17.49x
Revenue Growth Q	-5.25x
Revenue Growth3 Y	22.7x
Revenue Growth5 Y	22.68x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 46.3B
Cash	EUR 997.3M
Debt	EUR 19.5B
Equity	EUR 5B
Liabilities	EUR 41.2B
Net Cash	EUR -18.5B
Net Cash By Market Cap	EUR -283
Net Debt Equity	EUR 3.69
Tangible Book Value	EUR 5B
Tangible Book Value Per Share	EUR 13.4

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -21.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	7.09%
Dividend Growth	53.15%
Dividend Growth Years	3%
Dividend per share	EUR 1.1
Dividend Years	6
Dividend Yield	6.43%
Ex Div Date	2026-04-24
Last Dividend	EUR 1.1
Payout Frequency	Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	26.71%
200-day SMA	16.27
3Y total return	105.58%
50-day SMA	18.51
50-day SMA vs 200-day SMA	50over200
5Y total return	110.96%
All Time High	19.9
All Time High Change	-13.97%
All Time High Date	2026-04-13
All Time Low	3.71
All Time Low Change	361.46%
All Time Low Date	2020-03-19
ATR	0.3
Ch YTD	4.39
High	17.12
High52	19.9
High52 Date	2026-04-14
High52ch	-13.97%
Low	17.12
Low52	14.34
Low52 Date	2025-11-20
Low52ch	19.39%
Ma50ch	-7.49%
Price vs 200-day SMA	5.26%
RSI	31.29
RSI Monthly	64.54
RSI Weekly	49.7
Sharpe ratio	0.82x
Sortino ratio	1.56
Total Return	13.51%
Tr YTD	10.64
Tr1m	-2.13%
Tr1w	-5.83%
Tr3m	7.24%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 739.8M
Operating margin	61.5

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	286,107,290%
Shares Insiders	0.1%
Shares Institutions	46.52%
Shares Qo Q	-0.18%
Shares Yo Y	-7.09%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	109.3x
Bv Per Share	13.4
Ch1m	-7.66
Ch1w	-5.83
Ch1y	19.55
Ch3m	1.18
Ch3y	73.37
Ch5y	55.78
Ch6m	17.1
Change	-3.82%
Change From Open	0
Close	17.8
Days Gap	-3.82
Earnings Date	2026-05-07
EPS	EUR 1.48
F Score	2
Fiscal Year End	December
Founded	1,839
Graham Number	20.71491
Graham Upside	21
Income Tax	EUR 143.5M
Is Primary Listing	0
Last Earnings Date	2026-05-07
Last Report Date	2026-03-31
Lynch Fair Value	EUR 36.29
Lynch Upside	111.9
Ma150	16.69
Ma150ch	2.6%
Ma20	18.78
Ma20ch	-8.85%
Next Earnings Date	2026-08-13
Open	17.12
Payment Date	2026-05-04
Price Date	2026-05-08
Ptbv Ratio	1.3
Relative Volume	1.19x
Revenue	1,202,911,134x
Tax By Revenue	11.93x
Tax Rate	19.72%
Tr6m	24.11%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/B4M1 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.4%

$1.10 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+15.1%

3 consecutive years of growth

Total shareholder yield

+13.5%

Next ex-dividend date: 2026-04-24

Performance

FRA/B4M1 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/B4M1?

Insider, institutional, and short-interest positioning.

Institutional ownership

+46.5%

Share of float held by funds and institutions

Insider ownership

+0.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-7.1%

Negative means the company is buying back shares.

Technical

FRA/B4M1 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

31.3

Neutral momentum band

Price vs 200-day MA

+5.3%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.82

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/B4M1

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/B4M1 stock rating?

fra/B4M1 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/B4M1 analysis?

The full report lives at /stocks/fra/B4M1/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/B4M1?

The latest report frames fra/B4M1 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/B4M1 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.