Sector pending / Savings Institutions, Not Federally CharteredUpdated 2026-05-10 22:07 UTC

FRA/H4L1 stock hub

FRA/H4L1 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

7.7B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/H4L1

In the news

Latest news · FRA/H4L1

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E4.2

P25 n/aP50 n/aP75 n/a

Trailing P/E4.3

P25 n/aP50 n/aP75 n/a

ROE32.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/H4L1 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

171

Groups with data

Currency

KZT

Showing 171 of 171 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Kazakhstan
Country code	DE
Employees	16,718
Employees Change	223%
Employees Change Percent	1.35
Exchange	Frankfurt Stock Exchange
Financial currency	KZT
First seen	2026-05-10
Industry	Savings Institutions, Not Federally Chartered
Last refreshed	2026-05-10
Market cap	EUR 7.7B
Price	EUR 29.4
Price currency	EUR
Rev Per Employee	184,732.84x
Sic	6036
Symbol	fra/H4L1
Website	https://halykbank.kz

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	23.24%
FCF yield	-22.77%
Forward P/E	4.21x
P/B ratio	1.3x
P/E ratio	4.3x
P/S ratio	2.48x
PE Ratio10 Y	3.93x
PE Ratio3 Y	3.03x
PE Ratio5 Y	3.24x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 3.1B
Net Income	EUR 1.8B
Net Income Growth	14.92%
Net Income Growth Q	-11.94%
Net Income Growth3 Y	22.95%
Net Income Growth5 Y	24.58%
Pretax Margin	70.63%
Profit Margin	57.58%
Profit Per Employee	EUR 106,375
ROA	5.36
Roa5y	4.77
ROE	32.23
Roe5y	31.65

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	40.56%
Cagr15y	19.99%
Cagr1y	71.1%
Cagr3y	59.96%
Cagr5y	37.08%
Div CAGR10	19.7%
Div CAGR3	2.81%
Div CAGR5	20.37%
EPS Growth	14.99
EPS Growth Q	-11.9
EPS Growth3 Y	22.94
EPS Growth5 Y	26.36
Revenue Growth	16.68x
Revenue Growth Q	0.06x
Revenue Growth3 Y	21.24x
Revenue Growth5 Y	24.94x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 35.1B
Cash	EUR 4.4B
Debt	EUR 3.8B
Debt FCF	EUR -2.17
Equity	EUR 5.9B
Liabilities	EUR 29.2B
Net Cash	EUR 570.3M
Net Cash By Market Cap	EUR 7.45
Net Cash Growth	-46.8%
Net Debt Equity	EUR -0.1
Tangible Book Value	EUR 5.8B
Tangible Book Value Per Share	EUR 21.56

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -17.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.06%
Dividend Growth	27.7%
Dividend Growth Years	3%
Dividend per share	EUR 3.46
Dividend Years	9
Dividend Yield	11.77%
Ex Div Date	2026-04-29
Last Dividend	EUR 2.17
Payout Frequency	Semi-Annual
Payout Ratio	59.08%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	2,908.21%
1Y total return	71.04%
200-day SMA	24.51
3Y total return	309.43%
50-day SMA	27.73
50-day SMA vs 200-day SMA	50over200
5Y total return	383.97%
All Time High	31.4
All Time High Change	-6.37%
All Time High Date	2026-04-27
All Time Low	1.09
All Time Low Change	2,597.25%
All Time Low Date	2009-03-03
ATR	1.2
Ch YTD	12.21
High	29.4
High52	31.4
High52 Date	2026-04-27
High52ch	-6.37%
Low	28.2
Low52	19.5
Low52 Date	2025-06-17
Low52ch	50.77%
Ma50ch	6.01%
Price vs 200-day SMA	19.96%
RSI	52.46
RSI Monthly	71.53
RSI Weekly	68.05
Sharpe ratio	1.22x
Sortino ratio	1.98
Total Return	11.83%
Tr YTD	20.77
Tr15y	1,439.51%
Tr1m	16.33%
Tr1w	-5.16%
Tr3m	17.2%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 2.2B
Operating margin	70.63

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	81,310,460%
Net Borrowing	95,300,478.6
Shares Qo Q	-0.09%
Shares Yo Y	-0.06%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -1.7B
Average Volume	420.45x
Bv Per Share	21.71
CAPEX	EUR -142.5M
Ch10y	904.1
Ch15y	335.6
Ch1m	8.09
Ch1w	-5.16
Ch1y	50
Ch3m	8.89
Ch3y	135.2
Ch5y	149.2
Ch6m	37.38
Change	1.38%
Change From Open	4.26
Close	29
Days Gap	-2.76
Dollar Volume	24,637.2
Earnings Date	2026-05-18
EPS	EUR 6.53
F Score	2
FCF	EUR -1.7B
Financing CF	1,719,297,028
Fiscal Year End	December
Founded	1,923
Graham Number	58.93565
Graham Upside	100.5
Income Tax	EUR 402.9M
Investing CF	288,431,642
Is Primary Listing	0
Last Earnings Date	2026-03-19
Last Report Date	2025-12-31
Lynch Fair Value	EUR 168
Lynch Upside	471.3
Ma150	25.26
Ma150ch	16.4%
Ma20	29.23
Ma20ch	0.58%
Net CF	370,707,465
Next Earnings Date	2026-05-18
Open	28.2
Position In Range	100
Ppne	605,798,735.1
Price Date	2026-05-08
Ptbv Ratio	1.31
Relative Volume	1.99x
Revenue	3,088,363,554x
Tax By Revenue	13.05x
Tax Rate	18.47%
Tr6m	47.86%
Volume	838

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/H4L1 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+11.8%

$3.46 annual per share

Payout ratio

+59.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+20.4%

3 consecutive years of growth

Total shareholder yield

+11.8%

Next ex-dividend date: 2026-04-29

Performance

FRA/H4L1 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/H4L1?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.1%

Negative means the company is buying back shares.

Technical

FRA/H4L1 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.5

Neutral momentum band

Price vs 200-day MA

+20.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.22

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/H4L1

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/H4L1 stock rating?

fra/H4L1 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/H4L1 analysis?

The full report lives at /stocks/fra/H4L1/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/H4L1?

The latest report frames fra/H4L1 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/H4L1 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.