Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/NCO stock hub

FRA/NCO has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

6.2B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/NCO

In the news

Latest news · FRA/NCO

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.7

P25 n/aP50 n/aP75 n/a

Trailing P/E15.4

P25 n/aP50 n/aP75 n/a

ROE7.4

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/NCO market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

176

Groups with data

Currency

ZAR

Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	South Africa
Country code	DE
Employees	25,700
Employees Change	-654%
Employees Change Percent	-2.07
Exchange	Frankfurt Stock Exchange
Financial currency	ZAR
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 6.2B
Price	EUR 13.7
Price currency	EUR
Rev Per Employee	119,974.96x
Sic	6020
Symbol	fra/NCO
Website	https://www.nedbank.co.za

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.51%
FCF yield	-88.87%
Forward P/E	6.67x
P/B ratio	0.94x
P/E ratio	15.37x
P/S ratio	2x
PE Ratio10 Y	8.43x
PE Ratio3 Y	9.12x
PE Ratio5 Y	8.19x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 3.1B
Net Income	EUR 401.2M
Net Income Growth	-53.67%
Net Income Growth Q	-94.75%
Net Income Growth3 Y	-21.13%
Net Income Growth5 Y	-11.95%
Pretax Margin	23.82%
Profit Margin	13.01%
Profit Per Employee	EUR 15,610
ROA	0.63
Roa5y	1.12
ROE	7.44
Roe5y	12.49

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.45%
Cagr15y	5.77%
Cagr1y	27.97%
Cagr20y	4.73%
Cagr3y	21.37%
Cagr5y	18.72%
Div CAGR10	4.51%
Div CAGR3	5.89%
Div CAGR5	32.89%
EPS Growth	-53.23
EPS Growth Q	-94.71
EPS Growth3 Y	-20.75
EPS Growth5 Y	-11.04
Revenue Growth	-7.77x
Revenue Growth Q	-19.44x
Revenue Growth3 Y	-1.59x
Revenue Growth5 Y	0.54x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 80.2B
Cash	EUR 5.8B
Debt	EUR 5.4B
Debt FCF	EUR -0.99
Equity	EUR 6.5B
Liabilities	EUR 73.6B
Net Cash	EUR 350.1M
Net Cash By Market Cap	EUR 5.68
Net Cash Growth	104.51%
Net Debt Equity	EUR -0.05
Tangible Book Value	EUR 5.2B
Tangible Book Value Per Share	EUR 11.32

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -62.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.96%
Dividend Growth	5.45%
Dividend Growth Years	2%
Dividend per share	EUR 1.06
Dividend Years	28
Dividend Yield	7.75%
Ex Div Date	2026-04-08
Last Dividend	EUR 0.56
Payout Frequency	Semi-Annual
Payout Ratio	134.72%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	170.15%
1Y total return	27.95%
200-day SMA	12.71
3Y total return	78.83%
50-day SMA	14.01
50-day SMA vs 200-day SMA	50over200
5Y total return	135.8%
All Time High	26.8
All Time High Change	-48.88%
All Time High Date	2000-09-07
All Time Low	3.62
All Time Low Change	278.45%
All Time Low Date	2020-03-31
ATR	0.22
Ch YTD	2.24
High	13.7
High52	16.6
High52 Date	2026-02-27
High52ch	-17.47%
Low	13.7
Low52	10.1
Low52 Date	2025-09-26
Low52ch	35.64%
Ma50ch	-2.2%
Price vs 200-day SMA	7.76%
RSI	49.97
RSI Monthly	53.54
RSI Weekly	51.92
Sharpe ratio	0.72x
Sortino ratio	1.3
Total Return	8.71%
Tr YTD	6.56
Tr15y	131.84%
Tr1m	2.73%
Tr1w	0.74%
Tr3m	3.48%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 785.5M
Operating margin	25.48

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	434,462,473%
Net Borrowing	75,319,413.1
Shares Insiders	0.57%
Shares Institutions	74.41%
Shares Qo Q	-1.15%
Shares Yo Y	-0.96%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -5.5B
Average Volume	0x
Bv Per Share	12.84
CAPEX	EUR -133.6M
Ch10y	41.43
Ch15y	-3.08
Ch1m	-1.44
Ch1w	0.74
Ch1y	17.09
Ch20y	-16.46
Ch3m	-0.72
Ch3y	39.09
Ch5y	60.23
Ch6m	15.13
Change	-0.72%
Change From Open	0
Close	13.8
Days Gap	-0.72
Earnings Date	2026-03-03
EPS	EUR 0.85
F Score	2
FCF	EUR -5.5B
Financing CF	5,940,120,367
Fiscal Year End	December
Founded	1,831
Goodwill	276,430,010.9
Graham Number	17.05786
Graham Upside	24.51
Income Tax	EUR 250.5M
Investing CF	-79,011,620
Is Primary Listing	0
Last Earnings Date	2026-03-03
Last Report Date	2025-12-31
Lynch Fair Value	EUR 4.46
Lynch Upside	-67.47
Ma150	13.32
Ma150ch	2.87%
Ma20	13.68
Ma20ch	0.15%
Net CF	498,092,135
Open	13.7
Payment Date	2026-04-13
Ppne	733,264,251.8
Price Date	2026-05-08
Ptbv Ratio	1.19
Relative Volume	20x
Revenue	3,083,356,468x
SBC By Revenue	1.3x
Share Based Comp	40,123,088
Tax By Revenue	8.12x
Tax Rate	34.1%
Tr20y	151.89%
Tr6m	20%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/NCO dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+7.8%

$1.06 annual per share

Payout ratio

+134.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+32.9%

2 consecutive years of growth

Total shareholder yield

+8.7%

Next ex-dividend date: 2026-04-08

Performance

FRA/NCO stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/NCO?

Insider, institutional, and short-interest positioning.

Institutional ownership

+74.4%

Share of float held by funds and institutions

Insider ownership

+0.6%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-1.0%

Negative means the company is buying back shares.

Technical

FRA/NCO momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.0

Neutral momentum band

Price vs 200-day MA

+7.8%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.72

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/NCO

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/NCO stock rating?

fra/NCO is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/NCO analysis?

The full report lives at /stocks/fra/NCO/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/NCO?

The latest report frames fra/NCO around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/NCO page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.