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StockMarketAgent
Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

BVFL stock hub

BV Financial, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint
n/a
Fair value pending
Upside to midpoint
n/a
Based on latest report
Confidence
n/a
Data quality and model convergence
Market cap
161.7M
NASDAQ
Market data

Live price

Current market quote for this ticker.

Current price
BVFL
In the news

Latest news · BVFL

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming
DateLoading
Window—
EPS estimate—
Revenue estimate—
Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a
P25 8.8P50 10.4P75 13.1
Trailing P/E12.9
P25 10.9P50 14.7P75 36.2
ROE6.5
P25 4.9P50 10.4P75 15
ROICn/a
P25 -1.3P50 6.6P75 12.7
Benchmarks - 1M
S&P 500n/a
Nasdaq Compositen/a
Dow Jones Industrial Averagen/a
Russell 2000n/a
Indicator catalog

All BVFL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields
188
Groups with data
11
Currency
USD
Showing 188 of 188 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

24
MetricValue
Cik
0001302387
Company name
BV Financial, Inc.
Country
United States
Country code
US
Cusip
05603E109
Employees
104
Employees Change
-9%
Employees Change Percent
-7.96
Enterprise value
$122.1M
Exchange
NASDAQ
Financial currency
USD
First seen
2026-05-09
Industry
Banks - Regional
Isin
US05603E2081
Last refreshed
2026-05-10
Market cap
$161.7M
Market cap category
Micro-Cap
Price
$19.95
Price currency
USD
Rev Per Employee
411,769.23x
Sector
Financials
Sic
6035
Symbol
BVFL
Website
https://www.bayvanguard.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

9
MetricValue
Earnings Yield
7.72%
EV Earnings
9.78x
EV/Sales
2.85x
P/B ratio
0.88x
P/E ratio
12.95x
P/S ratio
3.78x
PE Ratio10 Y
78.43x
PE Ratio3 Y
12.84x
PE Ratio5 Y
17.5x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

16
MetricValue
Gross Profit
$42.8M
Net Income
$12.5M
Net Income Growth
11.02%
Net Income Growth Q
-48.02%
Net Income Growth Quarters
1%
Net Income Growth Years
1%
Net Income Growth3 Y
3.62%
Net Income Growth5 Y
5.27%
Pretax Margin
42.54%
Profit Margin
29.16%
Profit Per Employee
$120,067
Profitable Years
5
ROA
1.36
Roa5y
1.36
ROE
6.54
Roe5y
9.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

18
MetricValue
Cagr10y
11.5%
Cagr15y
12.39%
Cagr1y
26.17%
Cagr20y
4.77%
Cagr3y
-0.5%
Cagr5y
1.52%
Div CAGR10
-2.84%
Div CAGR3
44.22%
Div CAGR5
-5.59%
EPS Growth Q
-99.94
EPS Growth Quarters
2
EPS Growth Years
1
Revenue Growth
11.94x
Revenue Growth Q
8.72x
Revenue Growth Quarters
4x
Revenue Growth Years
1x
Revenue Growth3 Y
7.62x
Revenue Growth5 Y
16.03x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

12
MetricValue
Assets
$910.9M
Cash
$74.6M
Debt
$35M
Equity
$183.6M
Liabilities
$727.2M
Net Cash
$39.6M
Net Cash By Market Cap
$24.48
Net Cash Growth
98.05%
Net Debt Equity
$-0.22
Tangible Book Value
$168.6M
Tangible Book Value Per Share
$0.02
WACC
3.93

Liquidity

Current-asset coverage and working-capital efficiency metrics.

1
MetricValue
Working Capital
$-595.9M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

4
MetricValue
Buyback Yield
-77,288.35%
Dividend per share
$0
Dividend Yield
0%
Last Dividend
$0.03

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

39
MetricValue
10Y total return
196.9%
1Y total return
26.15%
200-day SMA
17.89
3Y total return
-1.51%
50-day SMA
19.38
50-day SMA vs 200-day SMA
50over200
5Y total return
7.81%
All Time High
35
All Time High Change
-43.01%
All Time High Date
2023-02-15
All Time Low
2.25
All Time Low Change
786.44%
All Time Low Date
2011-10-19
ATR
0.51
Beta
0.1
Beta1y
0.51
Beta2y
0.56
Ch YTD
9.95
High
20.04
High52
20.54
High52 Date
2026-04-28
High52ch
-2.9%
Low
19.51
Low52
14.05
Low52 Date
2025-06-18
Low52ch
41.96%
Ma50ch
2.9%
Price vs 200-day SMA
11.51%
RSI
55.57
RSI Monthly
63.16
RSI Weekly
60.96
Sharpe ratio
0.95x
Sortino ratio
1.84
Total Return
-77,288.35%
Tr YTD
9.95
Tr15y
476.83%
Tr1m
2.28%
Tr1w
1.97%
Tr3m
0.73%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

2
MetricValue
Operating Income
$18.7M
Operating margin
43.73

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

10
MetricValue
Float
6,761,513%
Float Percent
83.64%
Shares Insiders
16.36%
Shares Institutions
53.59%
Shares Out
8,084,407
Shares Qo Q
94,982.64%
Shares Yo Y
77,288.35%
Short Float
1.9%
Short Ratio
5.32
Short Shares
1.59

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

53
MetricValue
Average Volume
12,492.45x
Bv Per Share
0.02
Ch10y
193.3
Ch15y
469.9
Ch1m
2.28
Ch1w
1.97
Ch1y
26.15
Ch20y
115.6
Ch3m
0.73
Ch3y
-1.51
Ch5y
7.81
Ch6m
18.72
Change
0.89%
Change From Open
1.14
Close
19.77
Days Gap
-0.25
Dollar Volume
328,274.8
Earnings Date
2026-04-24
EPS
$-0.12
F Score
2
Fiscal Year End
December
Founded
1,873
Goodwill
14,420,000
Income Tax
$5.7M
Is Primary Listing
1
Is Spac
No
Last Earnings Date
2026-04-24
Last Report Date
2026-03-31
Last Split Date
2023-08-01
Last Split Type
Forward
Last10k Filing Date
2026-03-27
Ma150
18.41
Ma150ch
8.32%
Ma20
19.89
Ma20ch
0.27%
Next Earnings Date
2026-07-16
Open
19.72
Optionable
No
Position In Range
82.08
Post Close
19.95
Postmarket Change Percent
0.28
Postmarket Price
$20
Ppne
12,307,000
Price Date
2026-05-08
Ptbv Ratio
0.96
Relative Volume
1.32x
Revenue
42,824,000x
Tax By Revenue
13.38x
Tax Rate
31.45%
Tr20y
153.87%
Tr6m
18.72%
Us State
Maryland
Volume
16,459
Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate
n/a
Named kill scenarios are reviewed before any bullish rating can stand.
Moat score
n/a
Business quality stays separate from stock attractiveness.
Forward P/E
n/a
Valuation uses the full report model stack, not a single multiple.
Next action
Research pending
Final action steps are kept in the recommendation tab.
Income

Does BVFL pay a dividend?

Capital-return profile for this ticker.

Performance

BVFL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

1Y total return
+26.2%
S&P 500 1Y: n/a
3Y total return
-1.5%
S&P 500 3Y: n/a
5Y total return
+7.8%
S&P 500 5Y: n/a
10Y total return
+196.9%
S&P 500 10Y: n/a
Ownership

Who owns BVFL?

Insider, institutional, and short-interest positioning.

Institutional ownership
+53.6%
Float: +83.6% of shares outstanding
Insider ownership
+16.4%
Stake held by company insiders. Higher generally signals alignment.
Short interest
+1.9%
5.3 days to cover
Y/Y dilution
+77288.3%
Negative means the company is buying back shares.
Technical

BVFL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)
55.6
Neutral momentum band
Price vs 200-day MA
+11.5%
50/200-day relationship not available
Beta (5Y)
0.10
Less volatile than the market
Sharpe ratio
0.95
Risk-adjusted return — higher is better; >1.0 is solid.
Peers

BVFL vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

TickerNameMarket capP/EP/SROIC5Y rev CAGR1Y total returnRating
AXPAmerican Express Company215.6B19.7x3.1x11.5%+15.5%+15.6%تخفيض
BACBank of America Corporation364.1B12.7x3.3x—+6.3%+28.2%تخفيض
BKThe Bank of New York Mellon Corporation89.6B16.2x4.3x—+6.0%+58.4%تخفيض
Questions

About BVFL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current BVFL stock rating?

BV Financial, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full BVFL analysis?

The full report lives at /stocks/BVFL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for BVFL?

The latest report frames BVFL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the BVFL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.