Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

NU stock hub

Nu Holdings Ltd. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

67B

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

In the news

Latest news · NU

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E16.5

P25 8.8P50 10.4P75 13.1

Trailing P/E23.6

P25 10.9P50 14.7P75 36.2

ROE30.3

P25 4.9P50 10.4P75 15

ROIC627.2

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NU market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

218

Groups with data

Currency

USD

Showing 218 of 218 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001691493
Company name	Nu Holdings Ltd.
Country	Brazil
Country code	US
Cusip	G6683N103
Employees	10,027
Employees Change	1,311%
Employees Change Percent	15.04
Enterprise value	$56B
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
IPO Date	2021-12-09
Isin	KYG6683N1034
Last refreshed	2026-05-10
Market cap	$67B
Market cap category	Large-Cap
Price	$13.8
Price currency	USD
Rev Per Employee	697,235.96x
Sector	Financials
Sic	6199
Symbol	NU
Website	https://nubank.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	4.28%
EV Earnings	19.5x
EV Sales Forward	2.85x
EV/Sales	8x
FCF yield	-13.98%
Forward P/E	16.51x
P/B ratio	5.93x
P/E ratio	23.61x
P/S ratio	9.58x
PE Ratio3 Y	79.33x
PEG ratio	0.56x
PS Forward	3.41x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$7B
Gross Profit Growth	26.81%
Gross Profit Growth Q	43.88%
Gross Profit Growth3 Y	56.06%
Gross Profit Growth5 Y	72.8%
Net Income	$2.9B
Net Income Growth	45.47%
Net Income Growth Q	61.48%
Net Income Growth Quarters	12%
Net Income Growth Years	3%
Pretax Margin	55.33%
Profit Margin	41.04%
Profit Per Employee	$286,117
Profitable Years	3
ROA	4.6
Roa5y	1.82
ROE	30.28
Roe5y	12.4
ROIC	627.2

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	11.57%
Cagr3y	36.21%
EPS Growth	44.92
EPS Growth Q	60.87
EPS Growth Quarters	12
EPS Growth Years	5
Revenue Growth	26.81x
Revenue Growth Q	43.88x
Revenue Growth Quarters	18x
Revenue Growth Years	7x
Revenue Growth3 Y	56.06x
Revenue Growth5 Y	72.8x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$74.9B
Cash	$16.3B
Current Assets	$26.8B
Current Liabilities	$60.7B
Debt	$5.3B
Equity	$11.3B
Liabilities	$63.6B
Long Term Assets	$48.1B
Long Term Liabilities	$2.9B
Net Cash	$11.1B
Net Cash By Market Cap	$16.5
Net Cash Growth	35.93%
Net Debt Equity	$-0.98
Tangible Book Value	$10.3B
Tangible Book Value Per Share	$2.12
WACC	9.08

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-33.8B
Working Capital Turnover	$-0.25

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.38%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	11.56%
200-day SMA	15.46
3Y total return	152.75%
50-day SMA	14.51
50-day SMA vs 200-day SMA	50under200
All Time High	18.98
All Time High Change	-27.29%
All Time High Date	2026-01-29
All Time Low	3.26
All Time Low Change	323.31%
All Time Low Date	2022-05-25
ATR	0.44
Beta	1.01
Beta1y	1.35
Beta2y	1.39
Ch YTD	-17.56
High	14.33
High52	18.98
High52 Date	2026-01-29
High52ch	-27.29%
Low	13.75
Low52	11.71
Low52 Date	2025-06-02
Low52ch	17.85%
Ma50ch	-4.87%
Premarket Change Percent	0.84
Premarket Price	$14.38
Premarket Volume	71,598
Price vs 200-day SMA	-10.73%
RSI	38.16
RSI Monthly	51.17
RSI Weekly	41.17
Sharpe ratio	0.37x
Sortino ratio	0.68
Total Return	-0.38%
Tr YTD	-17.56
Tr1m	-2.47%
Tr1w	-4.43%
Tr3m	-20.69%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	8
Analyst Count Top	1
Analyst Price Target Top	$19
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.19
Earnings EPS Estimate Growth	58.33
Earnings Revenue Estimate	5,041,893,336x
Earnings Revenue Estimate Growth	57.56x
Operating Income	$3.9B
Operating Income Growth	38.53
Operating Income Growth Q	40.47
Operating margin	55.39
Price target	$18.08
Price Target Change	$31.01
Price Target Change Top	$37.68

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3,604,396,231%
Float Percent	74.23%
Net Borrowing	2,284,009,000
Shares Insiders	2.14%
Shares Institutions	60.92%
Shares Out	4,855,673,632
Shares Qo Q	0.3%
Shares Yo Y	0.38%
Short Float	3.68%
Short Ratio	2.64
Short Shares	2.73

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$-9.6B
Average Volume	33,762,961.65x
Bv Per Share	2.33
CAPEX	$-7.2M
Ch1m	-2.47
Ch1w	-4.43
Ch1y	11.56
Ch3m	-20.69
Ch3y	152.7
Ch6m	-13.04
Change	-3.23%
Change From Open	-3.5
Close	14.26
Days Gap	0.28
Depreciation Amortization	97,968,000
Dollar Volume	702,213,952.2
Earnings Date	2026-05-14
Earnings Time	amc
EPS	$0.58
F Score	2
FCF	$-9.4B
FCF EV Yield	-16.74x
FCF Per Share	$-1.93
Financing CF	15,151,512,000
Fiscal Year End	December
Founded	2,013
Goodwill	409,371,000
Graham Number	5.53045
Graham Upside	-59.92
Income Tax	$996.7M
Investing CF	-342,308,000
Ipr	53.33
Iprfo	22.67
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-02-25
Last Report Date	2025-12-31
Last Split Type	Never
Last10k Filing Date	2026-04-08
Ma150	15.88
Ma150ch	-13.09%
Ma20	14.67
Ma20ch	-5.94%
Net CF	5,817,901,000
Next Earnings Date	2026-05-14
Open	14.3
Optionable	Yes
Position In Range	8.62
Post Close	13.8
Postmarket Change Percent	0.43
Postmarket Price	$13.86
Ppne	49,794,000
Pre Close	14.26
Price Date	2026-05-08
Ptbv Ratio	6.52
Relative Volume	1.51x
Revenue	6,991,185,000x
SBC By Revenue	3.89x
Share Based Comp	271,845,000
Tax By Revenue	14.26x
Tax Rate	25.77%
Tr6m	-13.04%
Views	204
Volume	50,885,069

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does NU pay a dividend?

Capital-return profile for this ticker.

Performance

NU stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NU?

Insider, institutional, and short-interest positioning.

Institutional ownership

+60.9%

Float: +74.2% of shares outstanding

Insider ownership

+2.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

NU momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

38.2

Neutral momentum band

Price vs 200-day MA

-10.7%

50/200-day relationship not available

Beta (5Y)

1.01

Moves roughly with the market

Sharpe ratio

0.37

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

NU vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	تخفيض
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	تخفيض
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	تخفيض

Questions

About NU

Hub-level FAQ points readers to the deeper analysis pages.

What is the current NU stock rating?

Nu Holdings Ltd. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full NU analysis?

The full report lives at /stocks/NU/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for NU?

The latest report frames NU around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the NU page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.