Sector pending / Savings Institutions, Not Federally CharteredUpdated 2026-05-10 22:07 UTC

FRA/PQ3 stock hub

FRA/PQ3 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.5B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/PQ3

In the news

Latest news · FRA/PQ3

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.5

P25 n/aP50 n/aP75 n/a

Trailing P/E9.3

P25 n/aP50 n/aP75 n/a

ROE11.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/PQ3 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

164

Groups with data

Currency

USD

Showing 164 of 164 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	1,842
Employees Change	65%
Employees Change Percent	3.61
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Savings Institutions, Not Federally Chartered
Last refreshed	2026-05-10
Market cap	EUR 2.5B
Price	EUR 18.9
Price currency	EUR
Rev Per Employee	417,176.01x
Sic	6036
Symbol	fra/PQ3
Website	https://www.provident.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	10.72%
Forward P/E	9.51x
P/B ratio	1x
P/E ratio	9.33x
P/S ratio	3.23x
PE Ratio10 Y	13.43x
PE Ratio3 Y	13.25x
PE Ratio5 Y	11.97x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 768.4M
Net Income	EUR 265.9M
Net Income Growth	107.87%
Net Income Growth Q	24.04%
Net Income Growth3 Y	21.19%
Net Income Growth5 Y	18.61%
Pretax Margin	48.13%
Profit Margin	34.6%
Profit Per Employee	EUR 144,338
ROA	1.24
Roa5y	1.05
ROE	11.1
Roe5y	8.94

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	5.75%
Cagr15y	9.28%
Cagr1y	33.37%
Cagr20y	5.64%
Cagr3y	15.96%
Cagr5y	3.24%
Div CAGR10	3.37%
Div CAGR3	-3.46%
Div CAGR5	0.9%
EPS Growth	97.7
EPS Growth Q	24.18
EPS Growth3 Y	0.56
EPS Growth5 Y	5.56
Revenue Growth	26.49x
Revenue Growth Q	9.22x
Revenue Growth3 Y	20.98x
Revenue Growth5 Y	16.8x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 21.9B
Cash	EUR 192.6M
Debt	EUR 2.5B
Equity	EUR 2.5B
Liabilities	EUR 19.4B
Net Cash	EUR -2.3B
Net Cash By Market Cap	EUR -93.33
Net Debt Equity	EUR 0.93
Tangible Book Value	EUR 1.8B
Tangible Book Value Per Share	EUR 13.91

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -16.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-5.73%
Dividend Growth	-7.81%
Dividend Growth Years	0%
Dividend per share	EUR 0.83
Dividend Years	24
Dividend Yield	4.39%
Ex Div Date	2026-02-13
Last Dividend	EUR 0.2
Payout Frequency	Quarterly

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	74.88%
1Y total return	33.34%
200-day SMA	17.12
3Y total return	55.93%
50-day SMA	17.95
50-day SMA vs 200-day SMA	50over200
5Y total return	17.27%
All Time High	27.49
All Time High Change	-31.25%
All Time High Date	2016-12-20
All Time Low	3.5
All Time Low Change	440%
All Time Low Date	2009-11-13
ATR	0.43
Ch YTD	11.83
High	18.9
High52	19.9
High52 Date	2026-02-02
High52ch	-5.03%
Low	18.9
Low52	13.7
Low52 Date	2025-06-19
Low52ch	37.96%
Ma50ch	5.32%
Price vs 200-day SMA	10.37%
RSI	57.2
RSI Monthly	59.07
RSI Weekly	59.9
Sharpe ratio	0.86x
Sortino ratio	1.48
Total Return	-1.34%
Tr YTD	13.03
Tr15y	278.33%
Tr1m	5%
Tr1w	1.61%
Tr3m	-2.04%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 411.9M
Operating margin	53.61

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	126,260,985%
Shares Insiders	3.09%
Shares Institutions	73.18%
Shares Qo Q	-0%
Shares Yo Y	5.73%
Short Ratio	5.19

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	0x
Bv Per Share	19.05
Ch10y	10.72
Ch15y	97.68
Ch1m	5
Ch1w	1.61
Ch1y	26.85
Ch20y	33.29
Ch3m	-3.08
Ch3y	32.17
Ch5y	-8.25
Ch6m	19.62
Change	1.07%
Change From Open	0
Close	18.7
Days Gap	1.07
Earnings Date	2026-04-29
EPS	EUR 2.04
F Score	2
Fiscal Year End	December
Founded	1,839
Graham Number	29.37155
Graham Upside	55.41
Income Tax	EUR 104M
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Lynch Fair Value	EUR 37.71
Lynch Upside	99.52
Ma150	17.38
Ma150ch	8.73%
Ma20	18.56
Ma20ch	1.83%
Next Earnings Date	2026-07-30
Open	18.9
Payment Date	2026-02-27
Ppne	93,577,694.5
Price Date	2026-05-08
Ptbv Ratio	1.37
Relative Volume	20x
Revenue	768,438,208x
Tax By Revenue	13.54x
Tax Rate	28.12%
Tr20y	199.62%
Tr6m	22.46%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/PQ3 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.4%

$0.83 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+0.9%

0 consecutive years of growth

Total shareholder yield

-1.3%

Next ex-dividend date: 2026-02-13

Performance

FRA/PQ3 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/PQ3?

Insider, institutional, and short-interest positioning.

Institutional ownership

+73.2%

Share of float held by funds and institutions

Insider ownership

+3.1%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/PQ3 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

57.2

Neutral momentum band

Price vs 200-day MA

+10.4%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.86

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/PQ3

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/PQ3 stock rating?

fra/PQ3 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/PQ3 analysis?

The full report lives at /stocks/fra/PQ3/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/PQ3?

The latest report frames fra/PQ3 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/PQ3 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.