Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/UIPN stock hub

FRA/UIPN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

FRA/UIPNis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

15.9B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/UIPN

In the news

Latest news · FRA/UIPN

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.2

P25 n/aP50 n/aP75 n/a

Trailing P/E10.9

P25 n/aP50 n/aP75 n/a

ROE15

P25 n/aP50 n/aP75 n/a

ROIC10.8

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/UIPN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

209

Groups with data

Currency

EUR

Showing 209 of 209 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	DE
Employees	12,590
Employees Change	399%
Employees Change Percent	3.27
Enterprise value	EUR 20B
Exchange	Frankfurt Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 15.9B
Price	EUR 21.97
Price currency	EUR
Rev Per Employee	871,485.31x
Sic	6331
Symbol	fra/UIPN
Website	https://www.unipol.it

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.17%
EV Earnings	13.72x
EV/EBIT	8.8x
EV/EBITDA	6.55x
EV/FCF	4.94x
EV/Sales	1.82x
FCF yield	25.49%
Forward P/E	11.19x
P/B ratio	1.48x
P/E ratio	10.91x
P/S ratio	1.45x
PE Ratio10 Y	6.58x
PE Ratio3 Y	9.28x
PE Ratio5 Y	7.38x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	20.73%
EBITDA Margin	27.84%
FCF margin	36.95%
Gross margin	20.69%
Gross Profit	EUR 2.3B
Net Income	EUR 1.5B
Net Income Growth	37.99%
Net Income Growth Q	56.66%
Net Income Growth3 Y	6.83%
Net Income Growth5 Y	20.37%
Pretax Margin	18.76%
Profit Margin	13.51%
Profit Per Employee	EUR 115,806
ROA	1.64
Roa5y	1.42
ROCE	2.56
ROE	15.04
Roe5y	11.34
ROIC	10.76
Roic5y	10.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	26.66%
Cagr15y	10.77%
Cagr1y	40.94%
Cagr3y	73.77%
Cagr5y	44.5%
Div CAGR10	20.06%
Div CAGR3	44.66%
Div CAGR5	31.95%
EPS Growth	38.8
EPS Growth Q	61.49
EPS Growth3 Y	6.78
EPS Growth5 Y	20.32
FCF Growth	154.49%
FCF Growth Q	270.72%
FCF Growth3 Y	196.2%
FCF Growth5 Y	32.09%
OCF Growth	82.48%
OCF Growth Q	111.72%
OCF Growth10 Y	20.56%
OCF Growth3 Y	53.02%
OCF Growth5 Y	16.43%
Revenue Growth	5.2x
Revenue Growth Q	7.23x
Revenue Growth3 Y	1.8x
Revenue Growth5 Y	2.41x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.13
Assets	EUR 90.4B
Cash	EUR 1.8B
Debt	EUR 5B
Debt EBITDA	EUR 1.64
Debt Equity	EUR 0.47
Debt FCF	EUR 1.24
Equity	EUR 10.7B
Interest Coverage	12.04
Liabilities	EUR 79.7B
Net Cash	EUR -3.8B
Net Cash By Market Cap	EUR -24.07
Net Debt EBITDA	EUR 1.25
Net Debt Equity	EUR 0.36
Net Debt FCF	EUR 0.94
Tangible Book Value	EUR 7.8B
Tangible Book Value Per Share	EUR 10.21

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	4.01
Net Working Capital	EUR 3.3B
Quick ratio	3.56
Working Capital	EUR 4.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.14%
Dividend Growth	31.76%
Dividend Growth Years	3%
Dividend per share	EUR 1.12
Dividend Years	6
Dividend Yield	5.12%
Ex Div Date	2026-05-18
Last Dividend	EUR 1.12
Payout Frequency	Annual
Payout Ratio	64.3%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	961.93%
1Y total return	40.9%
200-day SMA	19.23
3Y total return	424.89%
50-day SMA	20.71
50-day SMA vs 200-day SMA	50over200
5Y total return	529.79%
All Time High	102.7
All Time High Change	-78.61%
All Time High Date	2009-10-15
All Time Low	1.32
All Time Low Change	1,564.39%
All Time Low Date	2012-12-12
ATR	0.33
Ch YTD	10.24
High	21.97
High52	22.51
High52 Date	2026-04-21
High52ch	-2.4%
Low	21.97
Low52	16.03
Low52 Date	2025-07-03
Low52ch	37.1%
Ma50ch	6.11%
Price vs 200-day SMA	14.24%
RSI	55.23
RSI Monthly	77.14
RSI Weekly	65.16
Sharpe ratio	1.11x
Sortino ratio	1.98
Total Return	4.98%
Tr YTD	10.24
Tr15y	363.97%
Tr1m	6.91%
Tr1w	-1.26%
Tr3m	14.94%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 2.3B
Operating margin	20.73

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	404,913,226%
Net Borrowing	-1,002,000,000
Shares Institutions	21.68%
Shares Qo Q	0%
Shares Yo Y	0.14%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 4.1B
Average Volume	8.65x
Bv Per Share	13.9
CAPEX	EUR -539M
Ch10y	524.1
Ch15y	-54.32
Ch1m	6.91
Ch1w	-1.26
Ch1y	33.96
Ch3m	14.94
Ch3y	343.1
Ch5y	347.5
Ch6m	14.04
Change	-0.99%
Change From Open	0
Close	22.19
Days Gap	-0.99
Earnings Date	2026-05-15
EBIT	EUR 2.3B
EBITDA	EUR 3.1B
EPS	EUR 2.03
F Score	4
FCF	EUR 4.1B
FCF EV Yield	20.26x
Financing CF	-1,976,000,000
Fiscal Year End	December
Founded	1,961
Goodwill	1,895,000,000
Graham Number	25.89737
Graham Upside	17.88
Income Tax	EUR 528M
Investing CF	-3,150,000,000
Is Primary Listing	0
Last Earnings Date	2026-03-26
Last Report Date	2025-12-31
Last Split Date	2012-04-02
Last Split Type	Reverse
Lynch Fair Value	EUR 41.02
Lynch Upside	86.72
Ma150	19.76
Ma150ch	11.16%
Ma20	22.09
Ma20ch	-0.56%
Net CF	-533,000,000
Next Earnings Date	2026-05-15
Open	21.97
P FCF Ratio	3.92
P OCF Ratio	3.46
Payment Date	2026-05-20
Ppne	4,235,000,000
Price Date	2026-05-08
Price EBITDA	EUR 5.21
Ptbv Ratio	2.04
Relative Volume	0.58x
Revenue	10,972,000,000x
Tax By Revenue	4.81x
Tax Rate	25.66%
Tr6m	14.04%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/UIPN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.1%

$1.12 annual per share

Payout ratio

+64.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+32.0%

3 consecutive years of growth

Total shareholder yield

+5.0%

Next ex-dividend date: 2026-05-18

Performance

FRA/UIPN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/UIPN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+21.7%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.1%

Negative means the company is buying back shares.

Technical

FRA/UIPN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

55.2

Neutral momentum band

Price vs 200-day MA

+14.2%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.11

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/UIPN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/UIPN stock rating?

fra/UIPN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/UIPN analysis?

The full report lives at /stocks/fra/UIPN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/UIPN?

The latest report frames fra/UIPN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/UIPN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.