Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/URU stock hub

FRA/URU has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.1B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/URU

In the news

Latest news · FRA/URU

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E14.7

P25 n/aP50 n/aP75 n/a

ROE8.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/URU market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

151

Groups with data

Currency

JPY

Showing 151 of 151 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Japan
Country code	DE
Employees	1,405
Employees Change	-219%
Employees Change Percent	-15.59
Exchange	Frankfurt Stock Exchange
Financial currency	JPY
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 2.1B
Price	EUR 11.7
Price currency	EUR
Rev Per Employee	336,578.4x
Sic	6020
Symbol	fra/URU
Website	https://www.surugabank.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.81%
P/B ratio	1.23x
P/E ratio	14.68x
P/S ratio	4.34x
PE Ratio10 Y	12.36x
PE Ratio3 Y	16.4x
PE Ratio5 Y	12.24x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	EUR 472.9M
Net Income	EUR 139.7M
Net Income Growth	27.01%
Net Income Growth Q	10.86%
Net Income Growth3 Y	10.11%
Net Income Growth5 Y	10.96%
Pretax Margin	33.18%
Profit Margin	29.53%
Profit Per Employee	EUR 99,403
ROA	0.74
Roa5y	0.43
ROE	8.47
Roe5y	5.4

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	60.06%
Cagr3y	54.55%
Cagr5y	33.9%
Div CAGR3	74.3%
Div CAGR5	53.67%
EPS Growth	35.98
EPS Growth Q	20.56
EPS Growth3 Y	13.68
EPS Growth5 Y	16.87
Revenue Growth	19.2x
Revenue Growth Q	-4.74x
Revenue Growth3 Y	2.46x
Revenue Growth5 Y	-1.91x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 18.8B
Cash	EUR 2.6B
Equity	EUR 1.7B
Liabilities	EUR 17.1B
Net Cash	EUR 2.6B
Net Cash By Market Cap	EUR 127
Net Cash Growth	-29.69%
Net Debt Equity	EUR -1.57
Tangible Book Value	EUR 1.6B
Tangible Book Value Per Share	EUR 9.45

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -14.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	4.27%
Dividend Growth	85.85%
Dividend Growth Years	4%
Dividend per share	EUR 0.33
Dividend Years	7
Dividend Yield	2.84%
Ex Div Date	2026-03-30
Last Dividend	EUR 0.21
Payout Frequency	Semi-Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	60.01%
200-day SMA	9.57
3Y total return	269.26%
50-day SMA	11.22
50-day SMA vs 200-day SMA	50over200
5Y total return	330.26%
All Time High	12.9
All Time High Change	-9.3%
All Time High Date	2026-04-28
All Time Low	2.32
All Time Low Change	404.31%
All Time Low Date	2020-12-23
ATR	0.25
Ch YTD	29.28
High	11.7
High52	12.9
High52 Date	2026-04-28
High52ch	-9.3%
Low	11.7
Low52	7.35
Low52 Date	2025-05-12
Low52ch	59.18%
Ma50ch	4.26%
Price vs 200-day SMA	22.3%
RSI	49.06
RSI Monthly	74.67
RSI Weekly	64.09
Sharpe ratio	1.34x
Sortino ratio	2.39
Total Return	7.1%
Tr YTD	30.7
Tr1m	3.54%
Tr1w	-3.31%
Tr3m	2.85%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 163.5M
Operating margin	34.58

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	109,250,080%
Shares Insiders	0.01%
Shares Institutions	23.1%
Shares Qo Q	-1.94%
Shares Yo Y	-4.27%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	5.1x
Bv Per Share	9.73
Ch1m	3.54
Ch1w	-3.31
Ch1y	56
Ch3m	1.74
Ch3y	242.1
Ch5y	284.9
Ch6m	40.12
Change	-3.31%
Change From Open	0
Close	12.1
Days Gap	-3.31
Earnings Date	2026-05-08
EPS	EUR 0.78
F Score	2
Fiscal Year End	March
Founded	1,895
Graham Number	13.04118
Graham Upside	11.46
Income Tax	EUR 17.2M
Is Primary Listing	0
Last Earnings Date	2026-02-06
Last Report Date	2025-12-31
Lynch Fair Value	EUR 8.73
Lynch Upside	-25.34
Ma150	9.96
Ma150ch	17.42%
Ma20	12.01
Ma20ch	-2.58%
Open	11.7
Payment Date	2026-06-03
Ppne	154,908,028.1
Price Date	2026-05-08
Ptbv Ratio	1.27
Relative Volume	1.33x
Revenue	472,892,650x
Tax By Revenue	3.64x
Tax Rate	10.99%
Tr6m	41.66%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/URU dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.8%

$0.33 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+53.7%

4 consecutive years of growth

Total shareholder yield

+7.1%

Next ex-dividend date: 2026-03-30

Performance

FRA/URU stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/URU?

Insider, institutional, and short-interest positioning.

Institutional ownership

+23.1%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-4.3%

Negative means the company is buying back shares.

Technical

FRA/URU momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

49.1

Neutral momentum band

Price vs 200-day MA

+22.3%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.34

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/URU

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/URU stock rating?

fra/URU is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/URU analysis?

The full report lives at /stocks/fra/URU/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/URU?

The latest report frames fra/URU around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/URU page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.