Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

BME/LDA stock hub

BME/LDA has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.3B

Madrid Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BME/LDA

In the news

Latest news · BME/LDA

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E12.6

P25 n/aP50 n/aP75 n/a

Trailing P/E15.1

P25 n/aP50 n/aP75 n/a

ROE22.5

P25 n/aP50 n/aP75 n/a

ROIC21.4

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BME/LDA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

201

Groups with data

Currency

EUR

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Spain
Country code	ES
Employees	2,395
Employees Change	-35%
Employees Change Percent	-1.44
Enterprise value	EUR 1.3B
Exchange	Madrid Stock Exchange
Financial currency	EUR
First seen	2026-05-10
Industry	Insurance - Property & Casualty
Isin	ES0105546008
Last refreshed	2026-05-10
Market cap	EUR 1.3B
Price	EUR 1.19
Price currency	EUR
Rev Per Employee	472,946.56x
Sector	Financials
Sic	6331
Symbol	bme/LDA
Website	https://www.lineadirectaaseguradora.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.64%
EV Earnings	14.93x
EV/EBIT	11.17x
EV/EBITDA	10.6x
EV/FCF	9.32x
EV/Sales	1.13x
FCF yield	10.62%
Forward P/E	12.62x
P/B ratio	3.19x
P/E ratio	15.08x
P/S ratio	1.14x
PE Ratio3 Y	27.75x
PE Ratio5 Y	22.91x
PEG ratio	1.08x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	10.11%
EBITDA Margin	10.58%
FCF margin	12.11%
Gross margin	10.58%
Gross Profit	EUR 119.8M
Net Income	EUR 85.7M
Net Income Growth	17.79%
Net Income Growth Q	12.31%
Net Income Growth Quarters	8%
Net Income Growth Years	2%
Net Income Growth3 Y	43.21%
Net Income Growth5 Y	-8.15%
Pretax Margin	10.08%
Profit Margin	7.57%
Profit Per Employee	EUR 35,787
Profitable Years	2
ROA	5.48
Roa5y	3.96
ROCE	13.46
ROE	22.47
Roe5y	16.97
ROIC	21.37
Roic5y	14.51

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	-6.54%
Cagr3y	14.61%
Cagr5y	-3.17%
Div CAGR3	-1.92%
EPS Growth Quarters	8
EPS Growth Years	2
Revenue Growth	8.26x
Revenue Growth Q	9.62x
Revenue Growth Quarters	5x
Revenue Growth Years	8x
Revenue Growth3 Y	6.51x
Revenue Growth5 Y	4.82x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.87
Assets	EUR 1.4B
Cash	EUR 75M
Debt	EUR 2.5M
Debt EBITDA	EUR 0.02
Debt Equity	EUR 0.01
Debt FCF	EUR 0.02
Equity	EUR 404.5M
Liabilities	EUR 970.2M
Net Cash	EUR 12.4M
Net Cash By Market Cap	EUR 0.96
Net Cash Growth	46.25%
Net Debt EBITDA	EUR -0.1
Net Debt Equity	EUR -0.03
Net Debt FCF	EUR -0.09
Tangible Book Value	EUR 349.8M
Tangible Book Value Per Share	EUR 0.32
WACC	6.18

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.24
Net Working Capital	EUR -413.9M
Quick ratio	0.16
Working Capital	EUR -399.9M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	-33.35%
Dividend Growth Years	2%
Dividend per share	EUR 0.03
Dividend Years	6
Dividend Yield	2.32%
Ex Div Date	2026-04-20
Last Dividend	EUR 0.01
Payout Frequency	Semi-Annual
Payout Ratio	35.02%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	-6.54%
200-day SMA	1.21
3Y total return	50.57%
50-day SMA	1.21
50-day SMA vs 200-day SMA	50under200
5Y total return	-14.89%
All Time High	1.93
All Time High Change	-38.57%
All Time High Date	2021-06-15
All Time Low	0.79
All Time Low Change	51.15%
All Time Low Date	2023-05-19
ATR	0.03
Beta	0.35
Beta1y	0.68
Beta2y	0.67
Ch YTD	6.26
High	1.19
High52	1.44
High52 Date	2025-06-12
High52ch	-17.5%
Low	1.18
Low52	1.07
Low52 Date	2025-12-16
Low52ch	11.45%
Ma50ch	-1.49%
Price vs 200-day SMA	-1.98%
RSI	43.66
RSI Monthly	50.39
RSI Weekly	49.5
Sharpe ratio	-0.26x
Sortino ratio	-0.13
Total Return	2.32%
Tr YTD	7.19
Tr1m	0.37%
Tr1w	-0.17%
Tr3m	4.03%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 114.5M
Operating margin	10.11

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	569,653,804%
Shares Insiders	0.09%
Shares Institutions	27.53%
Shares Out	1,087,234,079
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 137.2M
Average Volume	566,621x
Bv Per Share	0.37
CAPEX	EUR -3.7M
Ch1m	-0.5
Ch1w	-0.17
Ch1y	-9.04
Ch3m	3.13
Ch3y	42.28
Ch5y	-25.89
Ch6m	6.64
Change	-0.34%
Change From Open	-0.17
Close	1.19
Days Gap	-0.17
Dollar Volume	577,640.1
Earnings Date	2026-04-27
EBIT	EUR 114.5M
EBITDA	EUR 119.9M
EPS	EUR 0.08
F Score	4
FCF	EUR 137.2M
FCF EV Yield	10.73x
FCF Per Share	EUR 0.13
Financing CF	-50,189,000
Fiscal Year End	December
Founded	1,994
Graham Number	0.81203
Graham Upside	-31.65
Income Tax	EUR 28.4M
Investing CF	-90,782,000
Is Primary Listing	1
Last Earnings Date	2026-04-27
Last Report Date	2026-03-31
Lynch Fair Value	EUR 0.39
Lynch Upside	-66.84
Ma150	1.17
Ma150ch	1.28%
Ma20	1.23
Ma20ch	-3.18%
Net CF	279,000
Next Earnings Date	2026-07-21
Open	1.19
P FCF Ratio	9.41
P OCF Ratio	9.16
Payment Date	2026-04-22
Position In Range	62.5
Ppne	41,836,000
Price Date	2026-05-08
Price EBITDA	EUR 10.77
Ptbv Ratio	3.69
Relative Volume	0.89x
Revenue	1,132,707,000x
Tax By Revenue	2.51x
Tax Rate	24.9%
Tr6m	8.66%
Volume	486,229

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BME/LDA dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.3%

$0.03 annual per share

Payout ratio

+35.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

2 consecutive years of growth

Total shareholder yield

+2.3%

Next ex-dividend date: 2026-04-20

Performance

BME/LDA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BME/LDA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+27.5%

Share of float held by funds and institutions

Insider ownership

+0.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

BME/LDA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

43.7

Neutral momentum band

Price vs 200-day MA

-2.0%

50/200-day relationship not available

Beta (5Y)

0.35

Less volatile than the market

Sharpe ratio

-0.26

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BME/LDA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bme/LDA stock rating?

bme/LDA is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bme/LDA analysis?

The full report lives at /stocks/bme/LDA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bme/LDA?

The latest report frames bme/LDA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bme/LDA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.