Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSX/FHAM stock hub

PSX/FHAM has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.7B

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/FHAM

In the news

Latest news · PSX/FHAM

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5.8P50 6.5P75 7.2

Trailing P/E4.4

P25 5.4P50 6.5P75 9.8

ROE14.3

P25 6.2P50 14.9P75 20

ROIC1.9

P25 3.1P50 9.5P75 15.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/FHAM market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

197

Groups with data

Currency

PKR

Showing 197 of 197 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	81
Employees Change	-5%
Employees Change Percent	-5.81
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Banking Services
Isin	PK0029901011
Last refreshed	2026-05-10
Market cap	PKR 3.7B
Price	PKR 33.01
Price currency	PKR
Rev Per Employee	19,887,781.44x
Sector	Financials
Sic	6159
Symbol	psx/FHAM
Website	https://www.habibmodaraba.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	22.81%
FCF yield	-241.31%
P/B ratio	0.6x
P/E ratio	4.39x
P/S ratio	2.27x
PE Ratio10 Y	5.32x
PE Ratio3 Y	3.17x
PE Ratio5 Y	3.7x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	99.59%
Gross Profit	PKR 1.6B
Net Income	PKR 834.6M
Net Income Growth	21.25%
Net Income Growth Q	11.14%
Net Income Growth3 Y	16.72%
Net Income Growth5 Y	22.11%
Pretax Margin	77.32%
Profit Margin	51.81%
Profit Per Employee	PKR 10.3M
ROA	2.28
Roa5y	2.91
ROE	14.33
Roe5y	12.47
ROIC	1.88
Roic5y	2.22

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	18.2%
Cagr15y	18.51%
Cagr1y	64.89%
Cagr20y	18.04%
Cagr3y	47.85%
Cagr5y	26.87%
Div CAGR10	1.18%
Div CAGR3	4%
Div CAGR5	-4.28%
EPS Growth	21.14
EPS Growth Q	11.19
EPS Growth3 Y	15.8
EPS Growth5 Y	19.8
Revenue Growth	8.76x
Revenue Growth Q	21.78x
Revenue Growth3 Y	33.55x
Revenue Growth5 Y	32.57x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	PKR 0.04
Assets	PKR 40.3B
Cash	PKR 645.2M
Debt	PKR 32.2B
Debt Equity	PKR 5.26
Debt FCF	PKR -3.65
Equity	PKR 6.1B
Liabilities	PKR 34.2B
Net Cash	PKR -31.5B
Net Cash By Market Cap	PKR -862
Net Debt Equity	PKR 5.16
Tangible Book Value	PKR 6.1B
Tangible Book Value Per Share	PKR 55.14
WACC	0.57

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.15
Quick ratio	1.08
Working Capital	PKR 5.2B
Working Capital Turnover	PKR 0.33

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.09%
Dividend Growth	7.14%
Dividend Growth Years	2%
Dividend per share	PKR 2.25
Dividend Years	21
Dividend Yield	6.82%
Ex Div Date	2025-09-30
Last Dividend	PKR 2.25
Payout Frequency	Annual
Payout Ratio	29.55%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	432.18%
1Y total return	64.84%
200-day SMA	32.51
3Y total return	223.27%
50-day SMA	29.89
50-day SMA vs 200-day SMA	50under200
5Y total return	228.63%
All Time High	39.49
All Time High Change	-16.41%
All Time High Date	2025-09-29
All Time Low	0.07
All Time Low Change	44,811.56%
All Time Low Date	1996-09-24
ATR	1.4
Beta	0.24
Beta1y	0.41
Beta2y	0.27
Ch YTD	-3.34
High	33.89
High52	39.49
High52 Date	2025-09-29
High52ch	-16.41%
Low	33.01
Low52	19.13
Low52 Date	2025-05-08
Low52ch	72.56%
Ma50ch	10.44%
Price vs 200-day SMA	1.55%
RSI	65.23
RSI Monthly	69.02
RSI Weekly	56.55
Sharpe ratio	1.43x
Sortino ratio	2.49
Total Return	6.73%
Tr YTD	-3.34
Tr15y	1,177.75%
Tr1m	13.91%
Tr1w	7.88%
Tr3m	-4.15%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 1.1B
Operating Income Growth	7.56
Operating Income Growth Q	28.13
Operating Income Growth3 Y	42.27
Operating Income Growth5 Y	40.55
Operating margin	65.5

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	40,299,060%
Net Borrowing	2,726,598,006
Shares Institutions	5.43%
Shares Out	110,830,500
Shares Qo Q	-0.05%
Shares Yo Y	0.09%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR -8.8B
Average Volume	30,266.15x
Bv Per Share	55.18
CAPEX	PKR -22.9M
Ch10y	61.81
Ch15y	114.6
Ch1m	13.91
Ch1w	7.88
Ch1y	55.34
Ch20y	120.1
Ch3m	-4.15
Ch3y	131.2
Ch5y	79.79
Ch6m	-2.85
Change	-1.7%
Change From Open	-1.49
Close	33.58
Days Gap	-0.21
Depreciation Amortization	28,067,649
Dollar Volume	737,311.4
Earnings Date	2026-04-28
EPS	PKR 7.52
F Score	2
FCF	PKR -8.8B
FCF Per Share	PKR -79.66
Financing CF	2,479,989,679
Fiscal Year End	June
Founded	1,985
Graham Number	96.64901
Graham Upside	192.8
Income Tax	PKR 410.9M
Investing CF	277,148,105
Is Primary Listing	1
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Last Split Date	2024-04-29
Last Split Type	Reverse
Lynch Fair Value	PKR 166
Lynch Upside	404
Ma150	32.71
Ma150ch	0.91%
Ma20	30.52
Ma20ch	8.17%
Net CF	-6,048,483,164
Next Earnings Date	2026-08-07
Open	33.51
Payment Date	2025-10-16
Position In Range	0
Ppne	82,429,114
Price Date	2026-05-08
Ptbv Ratio	0.6
Relative Volume	0.74x
Revenue	1,610,910,297x
Tax By Revenue	25.51x
Tax Rate	32.99%
Tr20y	2,658%
Tr6m	-2.85%
Volume	22,336

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSX/FHAM dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.8%

$2.25 annual per share

Payout ratio

+29.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-4.3%

2 consecutive years of growth

Total shareholder yield

+6.7%

Next ex-dividend date: 2025-09-30

Performance

PSX/FHAM stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/FHAM?

Insider, institutional, and short-interest positioning.

Institutional ownership

+5.4%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.1%

Negative means the company is buying back shares.

Technical

PSX/FHAM momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

65.2

Neutral momentum band

Price vs 200-day MA

+1.6%

50/200-day relationship not available

Beta (5Y)

0.24

Less volatile than the market

Sharpe ratio

1.43

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/FHAM

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/FHAM stock rating?

psx/FHAM is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/FHAM analysis?

The full report lives at /stocks/psx/FHAM/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/FHAM?

The latest report frames psx/FHAM around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/FHAM page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.