Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

AIM/PGH stock hub

AIM/PGH has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

118.5M

London Stock Exchange AIM

Market data

Live price

Current market quote for this ticker.

Current price

AIM/PGH

In the news

Latest news · AIM/PGH

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E15.5

P25 8.9P50 11.2P75 14.4

Trailing P/E17

P25 9.1P50 13P75 18.8

ROE20.3

P25 3.3P50 10.3P75 16

ROIC20.3

P25 -0.8P50 6.7P75 14.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All AIM/PGH market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

225

Groups with data

Currency

GBP

Showing 225 of 225 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United Kingdom
Country code	UK
Employees	258
Employees Change	5%
Employees Change Percent	1.98
Enterprise value	GBX 93.9M
Exchange	London Stock Exchange AIM
Financial currency	GBP
First seen	2026-05-10
Industry	Insurance - Property & Casualty
Isin	GB0002760279
Last refreshed	2026-05-10
Market cap	GBX 118.5M
Price	GBX 376
Price currency	GBX
Rev Per Employee	187,143.41x
Sector	Financials
Sic	6300
Symbol	aim/PGH
Website	https://www.personalgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.15%
EV Earnings	12.89x
EV/EBIT	11.09x
EV/EBITDA	9.83x
EV/FCF	9.9x
EV/Sales	1.94x
FCF yield	8.01%
Forward P/E	15.54x
P/B ratio	3.22x
P/E ratio	17.01x
P/S ratio	2.45x
PE Ratio10 Y	18.02x
PE Ratio3 Y	11.4x
PE Ratio5 Y	11.68x
PEG ratio	0.91x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	17.54%
EBITDA Margin	18.51%
FCF margin	19.65%
Gross margin	45.49%
Gross Profit	GBX 22M
Net Income	GBX 7.3M
Net Income Growth	58.25%
Net Income Growth Quarters	6%
Net Income Growth Years	3%
Net Income Growth3 Y	19%
Pretax Margin	17.43%
Profit Margin	15.09%
Profit Per Employee	GBX 28,240
Profitable Years	3
ROA	9.74
Roa5y	7.26
ROCE	22.3
ROE	20.34
Roe5y	7.77
ROIC	20.28
Roic5y	14.39

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	2.2%
Cagr15y	7.96%
Cagr1y	52.31%
Cagr20y	6.71%
Cagr3y	30.26%
Cagr5y	16.23%
Div CAGR10	0.83%
Div CAGR3	27.85%
Div CAGR5	17.51%
EPS Growth	54.22
EPS Growth Quarters	6
EPS Growth Years	3
EPS Growth3 Y	17.7
FCF Growth	75.43%
FCF Growth3 Y	13.32%
FCF Growth5 Y	26.69%
OCF Growth	78.53%
OCF Growth10 Y	5.23%
OCF Growth3 Y	13.93%
OCF Growth5 Y	24.97%
Revenue Growth	17.5x
Revenue Growth Quarters	3x
Revenue Growth Years	3x
Revenue Growth3 Y	7.86x
Revenue Growth5 Y	-0.56x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	GBX 0.89
Assets	GBX 57.4M
Cash	GBX 30.7M
Debt	GBX 453,000
Debt EBITDA	GBX 0.05
Debt Equity	GBX 0.01
Debt FCF	GBX 0.05
Equity	GBX 36.8M
Interest Coverage	110
Liabilities	GBX 20.5M
Net Cash	GBX 24.6M
Net Cash By Market Cap	GBX 20.73
Net Cash Growth	35.71%
Net Debt EBITDA	GBX -2.75
Net Debt Equity	GBX -0.67
Net Debt FCF	GBX -2.59
Tangible Book Value	GBX 28.9M
Tangible Book Value Per Share	GBX 0.93
WACC	5.13

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.35
Net Working Capital	GBX 1.5M
Quick ratio	2.21
Working Capital	GBX 26.1M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-2.07%
Dividend Growth	41.21%
Dividend Growth Years	4%
Dividend per share	GBX 0.23
Dividend Years	26
Dividend Yield	6.2%
Ex Div Date	2026-04-02
Last Dividend	GBX 0.15
Payout Frequency	Semi-Annual
Payout Ratio	78.08%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	24.36%
1Y total return	52.26%
200-day SMA	332.5
3Y total return	121.04%
50-day SMA	329.5
50-day SMA vs 200-day SMA	50under200
5Y total return	112.06%
All Time High	625
All Time High Change	-39.91%
All Time High Date	2015-12-17
All Time Low	75
All Time Low Change	400.73%
All Time Low Date	2000-12-27
ATR	14.04
Beta	0.15
Beta1y	0.51
Beta2y	0.3
Ch YTD	19.98
High	384
High52	404
High52 Date	2025-09-02
High52ch	-7.04%
Low	370
Low52	256
Low52 Date	2025-05-09
Low52ch	46.7%
Ma50ch	13.97%
Price vs 200-day SMA	12.95%
RSI	68.39
RSI Monthly	68.49
RSI Weekly	65.15
Sharpe ratio	1.2x
Sortino ratio	2.17
Total Return	4.13%
Tr YTD	25.25
Tr15y	215.26%
Tr1m	5.79%
Tr1w	7.3%
Tr3m	19.89%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	GBX 8.5M
Operating margin	17.54

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	19,645,475%
Net Borrowing	-680,000
Shares Insiders	37.13%
Shares Institutions	51.01%
Shares Out	31,506,287
Shares Qo Q	2.01%
Shares Yo Y	2.07%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	GBX 9.1M
Average Volume	112,612.3x
Bv Per Share	1.18
CAPEX	GBX -387,000
Ch10y	-29.8
Ch15y	40.66
Ch1m	5.79
Ch1w	7.3
Ch1y	42.25
Ch20y	26.88
Ch3m	14.85
Ch3y	77.99
Ch5y	56.48
Ch6m	11.11
Change	1.09%
Change From Open	0.68
Close	371.5
Days Gap	0.4
Dollar Volume	48,310,375.2
Earnings Date	2026-03-24
EBIT	GBX 8.5M
EBITDA	GBX 8.9M
EPS	GBX 0.22
F Score	4
FCF	GBX 9.5M
FCF EV Yield	10.1x
FCF Per Share	GBX 0.3
Financing CF	-6,380,000
Fiscal Year End	December
Founded	1,996
Goodwill	2,684,000
Graham Number	242.22
Graham Upside	-35.5
Income Tax	GBX 1.1M
Investing CF	2,455,000
Is Primary Listing	1
Last Earnings Date	2026-03-24
Last Report Date	2025-12-31
Lynch Fair Value	GBX 420
Lynch Upside	11.79
Ma150	326.2
Ma150ch	15.14%
Ma20	347
Ma20ch	8.22%
Net CF	5,951,000
Open	373
P FCF Ratio	12.48
P OCF Ratio	12
Payment Date	2026-05-12
Position In Range	39.64
Ppne	3,959,000
Price Date	2026-05-08
Price EBITDA	GBX 13.25
Ptbv Ratio	4.09
Relative Volume	1.14x
Revenue	48,283,000x
SBC By Revenue	0.8x
Share Based Comp	388,000
Tax By Revenue	2.34x
Tax Rate	13.41%
Tr20y	266.33%
Tr6m	15.99%
Volume	128,639

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

AIM/PGH dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+6.2%

$0.23 annual per share

Payout ratio

+78.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+17.5%

4 consecutive years of growth

Total shareholder yield

+4.1%

Next ex-dividend date: 2026-04-02

Performance

AIM/PGH stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns AIM/PGH?

Insider, institutional, and short-interest positioning.

Institutional ownership

+51.0%

Share of float held by funds and institutions

Insider ownership

+37.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+2.1%

Negative means the company is buying back shares.

Technical

AIM/PGH momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

68.4

Neutral momentum band

Price vs 200-day MA

+12.9%

50/200-day relationship not available

Beta (5Y)

0.15

Less volatile than the market

Sharpe ratio

1.20

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About AIM/PGH

Hub-level FAQ points readers to the deeper analysis pages.

What is the current aim/PGH stock rating?

aim/PGH is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full aim/PGH analysis?

The full report lives at /stocks/aim/PGH/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for aim/PGH?

The latest report frames aim/PGH around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the aim/PGH page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.