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Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

BOTJ stock hub

Bank of the James Financial Group, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint
n/a
Fair value pending
Upside to midpoint
n/a
Based on latest report
Confidence
n/a
Data quality and model convergence
Market cap
106M
NASDAQ
Market data

Live price

Current market quote for this ticker.

Current price
BOTJ
In the news

Latest news · BOTJ

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming
DateLoading
Window—
EPS estimate—
Revenue estimate—
Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a
P25 8.8P50 10.4P75 13.1
Trailing P/E9.7
P25 10.9P50 14.7P75 36.2
ROE14.6
P25 4.9P50 10.4P75 15
ROICn/a
P25 -1.3P50 6.6P75 12.7
Benchmarks - 1M
S&P 500n/a
Nasdaq Compositen/a
Dow Jones Industrial Averagen/a
Russell 2000n/a
Indicator catalog

All BOTJ market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields
201
Groups with data
11
Currency
USD
Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

24
MetricValue
Cik
0001275101
Company name
Bank of the James Financial Group, Inc.
Country
United States
Country code
US
Cusip
470299108
Employees
175
Employees Change
-6%
Employees Change Percent
-3.31
Enterprise value
$26.7M
Exchange
NASDAQ
Financial currency
USD
First seen
2026-05-09
Industry
Banks - Regional
Isin
US4702991088
Last refreshed
2026-05-10
Market cap
$106M
Market cap category
Micro-Cap
Price
$23.33
Price currency
USD
Rev Per Employee
289,560x
Sector
Financials
Sic
6022
Symbol
BOTJ
Website
https://www.bankofthejames.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

9
MetricValue
Earnings Yield
10.33%
EV Earnings
2.44x
EV/Sales
0.53x
P/B ratio
1.3x
P/E ratio
9.7x
P/S ratio
2.09x
PE Ratio10 Y
11.23x
PE Ratio3 Y
7.52x
PE Ratio5 Y
7.74x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

16
MetricValue
Gross Profit
$50.7M
Net Income
$11M
Net Income Growth
66%
Net Income Growth Q
229.45%
Net Income Growth Quarters
3%
Net Income Growth Years
1%
Net Income Growth3 Y
7.56%
Net Income Growth5 Y
13.48%
Pretax Margin
26.81%
Profit Margin
21.62%
Profit Per Employee
$62,594
Profitable Years
16
ROA
1.06
Roa5y
0.88
ROE
14.64
Roe5y
13.42

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

21
MetricValue
Cagr10y
10.59%
Cagr15y
12.79%
Cagr1y
68.17%
Cagr20y
4.34%
Cagr3y
40.96%
Cagr5y
14.28%
Div CAGR10
6.25%
Div CAGR3
8.87%
Div CAGR5
9.46%
EPS Growth
65.63
EPS Growth Q
229.1
EPS Growth Quarters
3
EPS Growth Years
1
EPS Growth3 Y
8.45
EPS Growth5 Y
14.72
Revenue Growth
12.4x
Revenue Growth Q
18.21x
Revenue Growth Quarters
8x
Revenue Growth Years
2x
Revenue Growth3 Y
4.76x
Revenue Growth5 Y
7.49x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

12
MetricValue
Assets
$1.1B
Cash
$88M
Debt
$8.7M
Equity
$81.3M
Liabilities
$979.9M
Net Cash
$79.3M
Net Cash By Market Cap
$74.78
Net Cash Growth
4.61%
Net Debt Equity
$-0.98
Tangible Book Value
$73.2M
Tangible Book Value Per Share
$16.11
WACC
4.81

Liquidity

Current-asset coverage and working-capital efficiency metrics.

1
MetricValue
Working Capital
$-214.5M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

9
MetricValue
Dividend Growth
0%
Dividend Growth Years
0%
Dividend per share
$0.44
Dividend Years
13
Dividend Yield
1.89%
Ex Div Date
2026-05-22
Last Dividend
$0.1
Payout Frequency
Quarterly
Payout Ratio
16.63%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

39
MetricValue
10Y total return
173.47%
1Y total return
68.11%
200-day SMA
18.04
3Y total return
180.15%
50-day SMA
21.59
50-day SMA vs 200-day SMA
50over200
5Y total return
94.91%
All Time High
29.79
All Time High Change
-21.69%
All Time High Date
2026-05-04
All Time Low
1.82
All Time Low Change
1,183.28%
All Time Low Date
2010-12-03
ATR
0.77
Beta
0.17
Beta1y
-0.08
Beta2y
0.17
Ch YTD
25.57
High
23.48
High52
29.79
High52 Date
2026-05-04
High52ch
-21.69%
Low
23.18
Low52
13
Low52 Date
2025-06-25
Low52ch
79.46%
Ma50ch
8.07%
Price vs 200-day SMA
29.3%
RSI
62.99
RSI Monthly
79.1
RSI Weekly
74.65
Sharpe ratio
2.03x
Sortino ratio
3.47
Total Return
1.89%
Tr YTD
26.17
Tr15y
508.08%
Tr1m
9.58%
Tr1w
1.74%
Tr3m
14.64%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

2
MetricValue
Operating Income
$14.7M
Operating margin
28.93

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

9
MetricValue
Float
3,494,371%
Float Percent
76.91%
Shares Insiders
14.19%
Shares Institutions
21.94%
Shares Out
4,543,338
Shares Qo Q
0%
Short Float
0.17%
Short Ratio
0.65
Short Shares
0.13

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

59
MetricValue
Average Volume
12,484.15x
Bv Per Share
17.89
Ch10y
118.4
Ch15y
366.6
Ch1m
9.58
Ch1w
1.74
Ch1y
64.07
Ch20y
79.32
Ch3m
14.08
Ch3y
156.4
Ch5y
71.09
Ch6m
37.48
Change
0.52%
Change From Open
0.56
Close
23.21
Days Gap
-0.04
Dollar Volume
383,101.9
Earnings Date
2026-04-30
Earnings Time
amc
EPS
$2.41
F Score
2
Fiscal Year End
December
Founded
1,998
Goodwill
2,054,000
Graham Number
31.11951
Graham Upside
33.39
Income Tax
$2.6M
Is Primary Listing
1
Is Spac
No
Last Earnings Date
2026-04-30
Last Report Date
2026-03-31
Last Split Date
2021-06-24
Last Split Type
Forward
Last10k Filing Date
2026-03-27
Lynch Fair Value
$32.44
Lynch Upside
39.03
Ma150
19.16
Ma150ch
21.77%
Ma20
23
Ma20ch
1.45%
Next Earnings Date
2026-08-03
Open
23.2
Optionable
No
Payment Date
2026-06-05
Position In Range
50
Post Close
23.33
Postmarket Change Percent
0.09
Postmarket Price
$23.35
Ppne
19,167,000
Price Date
2026-05-08
Ptbv Ratio
1.45
Relative Volume
1.32x
Revenue
50,673,000x
Tax By Revenue
5.19x
Tax Rate
19.37%
Tr20y
133.7%
Tr6m
38.93%
Us State
Virginia
Volume
16,421
Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate
n/a
Named kill scenarios are reviewed before any bullish rating can stand.
Moat score
n/a
Business quality stays separate from stock attractiveness.
Forward P/E
n/a
Valuation uses the full report model stack, not a single multiple.
Next action
Research pending
Final action steps are kept in the recommendation tab.
Income

BOTJ dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield
+1.9%
$0.44 annual per share
Payout ratio
+16.6%
Share of earnings returned as dividends. Below 60% is generally sustainable.
5Y dividend CAGR
+9.5%
0 consecutive years of growth
Total shareholder yield
+1.9%
Next ex-dividend date: 2026-05-22
Performance

BOTJ stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

1Y total return
+68.1%
S&P 500 1Y: n/a
3Y total return
+180.2%
S&P 500 3Y: n/a
5Y total return
+94.9%
S&P 500 5Y: n/a
10Y total return
+173.5%
S&P 500 10Y: n/a
Ownership

Who owns BOTJ?

Insider, institutional, and short-interest positioning.

Institutional ownership
+21.9%
Float: +76.9% of shares outstanding
Insider ownership
+14.2%
Stake held by company insiders. Higher generally signals alignment.
Short interest
+0.2%
0.7 days to cover
Y/Y dilution
n/a
Negative means the company is buying back shares.
Technical

BOTJ momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)
63.0
Neutral momentum band
Price vs 200-day MA
+29.3%
50/200-day relationship not available
Beta (5Y)
0.17
Less volatile than the market
Sharpe ratio
2.03
Risk-adjusted return — higher is better; >1.0 is solid.
Peers

BOTJ vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

TickerNameMarket capP/EP/SROIC5Y rev CAGR1Y total returnRating
AXPAmerican Express Company215.6B19.7x3.1x11.5%+15.5%+15.6%Reduzieren
BACBank of America Corporation364.1B12.7x3.3x—+6.3%+28.2%Reduzieren
BKThe Bank of New York Mellon Corporation89.6B16.2x4.3x—+6.0%+58.4%Reduzieren
Questions

About BOTJ

Hub-level FAQ points readers to the deeper analysis pages.

What is the current BOTJ stock rating?

Bank of the James Financial Group, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full BOTJ analysis?

The full report lives at /stocks/BOTJ/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for BOTJ?

The latest report frames BOTJ around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the BOTJ page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.