Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

MCBS stock hub

MetroCity Bankshares, Inc. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

937.8M

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

MCBS

In the news

Latest news · MCBS

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10

P25 8.8P50 10.4P75 13.1

Trailing P/E11.7

P25 10.9P50 14.7P75 36.2

ROE15.2

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All MCBS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

210

Groups with data

Currency

USD

Showing 210 of 210 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001747068
Company name	MetroCity Bankshares, Inc.
Country	United States
Country code	US
Cusip	59165J105
Employees	317
Employees Change	77%
Employees Change Percent	32.08
Enterprise value	$984.7M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
IPO Date	2019-10-03
Isin	US59165J1051
Last refreshed	2026-05-10
Market cap	$937.8M
Market cap category	Small-Cap
Price	$32.72
Price currency	USD
Rev Per Employee	541,681.39x
Sector	Financials
Sic	6022
Symbol	MCBS
Website	https://www.metrocitybank.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.95%
EV Earnings	13.21x
EV Sales Forward	4.58x
EV/Sales	5.73x
Forward P/E	9.96x
P/B ratio	1.69x
P/E ratio	11.74x
P/S ratio	5.46x
PE Ratio10 Y	9.42x
PE Ratio3 Y	11.08x
PE Ratio5 Y	10.17x
PS Forward	4.36x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$171.7M
Net Income	$74.5M
Net Income Growth	12.66%
Net Income Growth Q	36.92%
Net Income Growth Quarters	3%
Net Income Growth Years	2%
Net Income Growth3 Y	8.17%
Net Income Growth5 Y	13.51%
Pretax Margin	58.72%
Profit Margin	43.41%
Profit Per Employee	$235,170
Profitable Years	9
ROA	1.79
Roa5y	1.87
ROE	15.18
Roe5y	17.4

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	20.36%
Cagr3y	34.14%
Cagr5y	18.51%
Div CAGR3	16.37%
Div CAGR5	22.31%
EPS Growth	8.06
EPS Growth Q	22.22
EPS Growth Quarters	3
EPS Growth Years	2
EPS Growth3 Y	6.63
EPS Growth5 Y	12.74
Revenue Growth	19.43x
Revenue Growth Q	43.99x
Revenue Growth Quarters	9x
Revenue Growth Years	2x
Revenue Growth3 Y	8.36x
Revenue Growth5 Y	12.8x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$4.7B
Cash	$392.6M
Debt	$439.5M
Equity	$554.2M
Liabilities	$4.1B
Net Cash	$-46.9M
Net Cash By Market Cap	$-5.01
Net Debt Equity	$0.08
Tangible Book Value	$485.8M
Tangible Book Value Per Share	$16.95
WACC	5.6

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-3.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-4.76%
Dividend Growth	16.85%
Dividend Growth Years	5%
Dividend per share	$1.16
Dividend Years	11
Dividend Yield	3.55%
Ex Div Date	2026-04-29
Last Dividend	$0.29
Payout Frequency	Quarterly
Payout Ratio	37.31%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	20.35%
200-day SMA	28.32
3Y total return	141.39%
50-day SMA	30.05
50-day SMA vs 200-day SMA	50over200
5Y total return	133.74%
All Time High	36.15
All Time High Change	-9.49%
All Time High Date	2024-11-25
All Time Low	8.31
All Time Low Change	293.74%
All Time Low Date	2020-05-14
ATR	0.85
Beta	0.72
Beta1y	0.85
Beta2y	0.95
Ch YTD	23.29
High	33.67
High52	33.67
High52 Date	2026-05-08
High52ch	-2.82%
Low	32.13
Low52	24.53
Low52 Date	2025-11-19
Low52ch	33.4%
Ma50ch	8.88%
Price vs 200-day SMA	15.55%
RSI	62.26
RSI Monthly	64.03
RSI Weekly	65.59
Sharpe ratio	0.69x
Sortino ratio	1.32
Total Return	-1.21%
Tr YTD	25.44
Tr1m	9.71%
Tr1w	0.86%
Tr3m	10.14%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	1
Analyst Count Top	1
Analyst Price Target Top	$33
Analyst Ratings	Hold
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.77
Earnings EPS Estimate Growth	22.22
Earnings Revenue Estimate	50,600,000x
Earnings Revenue Estimate Growth	40.52x
Operating Income	$107M
Operating margin	62.29
Price target	$33
Price Target Change	$0.86
Price Target Change Top	$0.86

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	22,170,537%
Float Percent	77.36%
Shares Insiders	22.64%
Shares Institutions	22.12%
Shares Out	28,660,042
Shares Qo Q	8.37%
Shares Yo Y	4.76%
Short Float	1.76%
Short Ratio	2.76
Short Shares	1.36

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	78,064.4x
Bv Per Share	19.34
Ch1m	8.74
Ch1w	0.86
Ch1y	16.15
Ch3m	9.18
Ch3y	118.7
Ch5y	99.51
Ch6m	25.27
Change	0.71%
Change From Open	0.77
Close	32.49
Days Gap	-0.06
Dollar Volume	1,814,356.7
Earnings Date	2026-04-24
Earnings Time	amc
EPS	$2.79
F Score	2
Fiscal Year End	December
Founded	2,006
Goodwill	56,048,000
Graham Number	34.82561
Graham Upside	6.44
Income Tax	$26.3M
Ipr	142.4
Iprfo	142.4
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-24
Last Report Date	2026-03-31
Last Split Date	2019-09-03
Last Split Type	Forward
Last10k Filing Date	2026-03-16
Lynch Fair Value	$37.67
Lynch Upside	15.12
Ma150	28.16
Ma150ch	16.18%
Ma20	31.97
Ma20ch	2.35%
Next Earnings Date	2026-07-17
Open	32.47
Optionable	Yes
Payment Date	2026-05-08
Position In Range	38.31
Post Close	32.72
Postmarket Change Percent	-0.23
Postmarket Price	$32.65
Ppne	44,045,000
Price Date	2026-05-08
Ptbv Ratio	1.93
Relative Volume	0.71x
Revenue	171,713,000x
Tax By Revenue	15.31x
Tax Rate	26.07%
Tr6m	27.46%
Us State	Georgia
Volume	55,451

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

MCBS dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.5%

$1.16 annual per share

Payout ratio

+37.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+22.3%

5 consecutive years of growth

Total shareholder yield

-1.2%

Next ex-dividend date: 2026-04-29

Performance

MCBS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns MCBS?

Insider, institutional, and short-interest positioning.

Institutional ownership

+22.1%

Float: +77.4% of shares outstanding

Insider ownership

+22.6%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

MCBS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

62.3

Neutral momentum band

Price vs 200-day MA

+15.6%

50/200-day relationship not available

Beta (5Y)

0.72

Less volatile than the market

Sharpe ratio

0.69

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

MCBS vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Reduzieren
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Reduzieren
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Reduzieren

Questions

About MCBS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current MCBS stock rating?

MetroCity Bankshares, Inc. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full MCBS analysis?

The full report lives at /stocks/MCBS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for MCBS?

The latest report frames MCBS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the MCBS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.