Sector pending / Commercial Banks, not elsewhere classifiedUpdated 2026-05-10 22:07 UTC

NSX/LCB stock hub

NSX/LCB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.9M

National Stock Exchange of Australia

Market data

Live price

Current market quote for this ticker.

Current price

NSX/LCB

In the news

Latest news · NSX/LCB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E4.4

P25 n/aP50 n/aP75 n/a

ROE15.8

P25 n/aP50 n/aP75 n/a

ROIC44.9

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NSX/LCB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

214

Groups with data

Currency

AUD

Showing 214 of 214 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Australia
Country code	AU
Enterprise value	AUD 1.3M
Exchange	National Stock Exchange of Australia
Financial currency	AUD
First seen	2026-05-10
Industry	Commercial Banks, not elsewhere classified
Last refreshed	2026-05-10
Market cap	AUD 2.9M
Price	AUD 0.9
Price currency	AUD
Sic	6029
Symbol	nsx/LCB
Website	https://www.bendigobank.com.au/branch/qld/community-bank-springwood

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	22.7%
EV Earnings	2.05x
EV/EBIT	0.83x
EV/EBITDA	0.64x
EV/FCF	1.04x
EV/Sales	0.22x
FCF yield	44.96%
P/B ratio	0.68x
P/E ratio	4.4x
P/S ratio	0.47x
PE Ratio10 Y	3.88x
PE Ratio3 Y	3.12x
PE Ratio5 Y	3.04x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	26.49%
EBITDA Margin	30.19%
FCF margin	21.34%
Gross margin	100%
Gross Profit	AUD 6.1M
Gross Profit Growth	0.52%
Gross Profit Growth Q	1.01%
Gross Profit Growth3 Y	3.51%
Gross Profit Growth5 Y	4.17%
Net Income	AUD 653,638
Net Income Growth	-27.83%
Net Income Growth Q	-6.45%
Net Income Growth3 Y	-1.62%
Net Income Growth5 Y	-6.4%
Pretax Margin	14.26%
Profit Margin	10.77%
ROA	16.52
Roa5y	15.35
ROCE	29.27
ROE	15.84
Roe5y	18.18
ROIC	44.87
Roic5y	36.19

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	23.45%
Cagr1y	66.65%
Cagr3y	40.2%
Cagr5y	27.13%
Div CAGR10	14.87%
Div CAGR3	40.95%
Div CAGR5	19.69%
EPS Growth	-27.72
EPS Growth Q	-6.17
EPS Growth3 Y	-1.57
EPS Growth5 Y	-6.37
FCF Growth	56.81%
FCF Growth Q	77.54%
FCF Growth3 Y	29.16%
FCF Growth5 Y	-0.62%
OCF Growth	17.9%
OCF Growth Q	23.72%
OCF Growth10 Y	5.51%
OCF Growth3 Y	9.46%
OCF Growth5 Y	-0.75%
Revenue Growth	-0.99x
Revenue Growth Q	1.01x
Revenue Growth3 Y	3.51x
Revenue Growth5 Y	4.17x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	AUD 1
Assets	AUD 6.4M
Cash	AUD 2.9M
Current Assets	AUD 3.3M
Current Liabilities	AUD 866,458
Debt	AUD 1.4M
Debt EBITDA	AUD 0.67
Debt Equity	AUD 0.33
Debt FCF	AUD 1.09
Equity	AUD 4.2M
Interest Coverage	18.85
Liabilities	AUD 2.1M
Long Term Assets	AUD 3.1M
Long Term Liabilities	AUD 1.2M
Net Cash	AUD 1.5M
Net Cash By Market Cap	AUD 53.43
Net Cash Growth	32.2%
Net Debt EBITDA	AUD -0.84
Net Debt Equity	AUD -0.36
Net Debt FCF	AUD -1.19
Tangible Book Value	AUD 3.4M
Tangible Book Value Per Share	AUD 1.08
WACC	4.45

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	3.76
Net Working Capital	AUD -241,147
Quick ratio	3.76
Working Capital	AUD 2.4M
Working Capital Turnover	AUD 2.61

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.16%
Dividend Growth	16.67%
Dividend Growth Years	3%
Dividend per share	AUD 0.14
Dividend Years	14
Dividend Yield	15.56%
Ex Div Date	2025-11-12
Last Dividend	AUD 0.11
Payout Frequency	Semi-Annual
Payout Ratio	68.31%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	722.09%
1Y total return	66.59%
3Y total return	175.63%
50-day SMA	0.62
5Y total return	232.01%
All Time High	0.9
All Time High Change	0%
All Time High Date	2026-03-25
All Time Low	0.38
All Time Low Change	136.84%
All Time Low Date	2018-07-02
ATR	0.02
Beta	0.03
Beta1y	-0.07
Beta2y	-0.02
Ch YTD	5.88
High	0.9
High52	0.9
High52 Date	2026-04-14
High52ch	0%
Low	0.9
Low52	0.73
Low52 Date	2025-08-01
Low52ch	23.29%
Ma50ch	45.68%
RSI	92.19
RSI Monthly	86.96
RSI Weekly	73.08
Sharpe ratio	4.73x
Sortino ratio	10.47
Total Return	15.72%
Tr YTD	5.88
Tr1m	4.65%
Tr3m	5.88%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	AUD 1.6M
Operating Income Growth	-0.53
Operating Income Growth Q	-0.98
Operating Income Growth3 Y	6.33
Operating Income Growth5 Y	-0.2
Operating margin	26.49

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	2,344,685%
Net Borrowing	-264,931
Shares Insiders	11.98%
Shares Institutions	4.72%
Shares Out	3,200,000
Shares Qo Q	-0.35%
Shares Yo Y	-0.16%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	AUD 1.3M
Average Volume	2,230x
Bv Per Share	1.33
CAPEX	AUD -18,893
Ch10y	125
Ch1m	4.65
Ch1y	38.46
Ch3m	5.88
Ch3y	63.64
Ch5y	63.64
Ch6m	16.88
Change	0%
Change From Open	0
Close	0.9
Days Gap	0
Depreciation Amortization	224,029
Dollar Volume	450
Earnings Date	2026-06-12
EBIT	AUD 1.6M
EBITDA	AUD 1.8M
EPS	AUD 0.2
F Score	4
FCF	AUD 1.3M
FCF EV Yield	96.55x
FCF Per Share	AUD 0.4
Financing CF	-711,461
Fiscal Year End	June
Founded	2,002
Graham Number	2.475
Graham Upside	175
Income Tax	AUD 212,040
Investing CF	-88,188
Is Primary Listing	1
Last Report Date	2025-12-31
Lynch Fair Value	AUD 1.02
Lynch Upside	13.65
Ma20	0.73
Ma20ch	24.05%
Net CF	514,173
Next Earnings Date	2026-06-12
Open	0.9
P FCF Ratio	2.22
P OCF Ratio	2.19
Payment Date	2025-11-28
Ppne	2,210,535
Price Date	2026-04-14
Price EBITDA	AUD 1.57
Ptbv Ratio	0.84
Relative Volume	0.22x
Revenue	6,068,923x
Tax By Revenue	3.49x
Tax Rate	24.49%
Tr6m	34.14%
Volume	500
Z Score	3.2

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NSX/LCB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+15.6%

$0.14 annual per share

Payout ratio

+68.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+19.7%

3 consecutive years of growth

Total shareholder yield

+15.7%

Next ex-dividend date: 2025-11-12

Performance

NSX/LCB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NSX/LCB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+4.7%

Share of float held by funds and institutions

Insider ownership

+12.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.2%

Negative means the company is buying back shares.

Technical

NSX/LCB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

92.2

Above 70: short-term overbought

Price vs 200-day MA

n/a

50/200-day relationship not available

Beta (5Y)

0.03

Less volatile than the market

Sharpe ratio

4.73

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NSX/LCB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current nsx/LCB stock rating?

nsx/LCB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full nsx/LCB analysis?

The full report lives at /stocks/nsx/LCB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for nsx/LCB?

The latest report frames nsx/LCB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the nsx/LCB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.