BVMF/AXPB34 (BVMF/AXPB34)

Brazil Stock Exchange: BVMF/AXPB34 · BRL

R$167

-2.88 (-1.7%)· Recorded snapshot

Market cap	1.1T
Revenue (ttm)	377.4B
Net income (ttm)	62.6B
EPS (ttm)	R$9.53
P/E (trailing)	17.6x
P/E (forward)	16.2x
Dividend	R$1.24 (0.74%)
Volume	1,381
Beta	1.08

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 377.4B
Net income (ttm): 62.6B
EPS (ttm): R$9.53
P/E (trailing): 17.6x
P/E (forward): 16.2x
Market cap: 1.1T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E16.2

P25 n/aP50 n/aP75 n/a

Trailing P/E17.6

P25 n/aP50 n/aP75 n/a

ROE35.9

P25 n/aP50 n/aP75 n/a

ROIC11.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/AXPB34 indicators

Market & fundamental data

Available fields

230

Groups with data

Currency

USD

Showing 230 of 230 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-23
Employees	76,800
Employees change	1,700
Employees growth	2.26%
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1850
Industry	Credit Services
Is primary listing	No
ISIN number	BRAXPBBDR007
Last earnings date	2026-10-23
Last refreshed	2026-10-28
Last stock split date	2021-01-27
Last stock split type	Forward
Market cap	BRL 1.1T
Next earnings date	2027-01-25
Price	BRL 167.45
Price currency	BRL
Sector	Financials
SIC code	6141
Stock price date	2026-10-27
Symbol	bvmf/AXPB34
Website	https://www.americanexpress.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	18.77x
Average P/E ratio (3Y)	19.66x
Average P/E ratio (5Y)	18.06x
Earnings yield	5.69%
FCF yield	6.42%
Forward P/E	16.23x
Graham number	76.29711
Graham upside	-54.44%
Lynch fair value	BRL 89.59
Lynch upside	-46.5%
P/(FCF - SBC) ratio	16.32x
P/(OCF - SBC) ratio	12.75x
P/B ratio	6.05x
P/E ratio	17.58x
P/FCF ratio	15.57x
P/OCF ratio	12.29x
P/S ratio	2.97x
Price / tangible book value	6.05x
Sector forward P/E	8.28x
Sector P/E	9.3x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	20.78%
FCF margin	18.41%
Gross margin	61.95%
Operating margin	19.36%
Pretax margin	21.23%
Profit margin	16.82%
Profit per employee	BRL 815,564
Profitable quarters	35
Profitable years	35
Revenue per employee	BRL 4.9M
ROA	4.03%
ROA (5Y)	3.77%
ROE	35.93%
ROE (5Y)	33.64%
ROIC	11.81%
ROIC (5Y)	11.19%
SBC / revenue	0.87%
Tax / revenue	4.41%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	19.2%
EPS growth (Q)	30.92%
EPS growth (QoQ)	19.65%
EPS growth 10Y	12.16%
EPS growth 3Y	18.49%
EPS growth 5Y	13.12%
EPS growth quarters	5
EPS growth years	3
FCF growth	-26.56%
FCF growth (Q)	-20.46%
FCF growth (QoQ)	-0.78%
FCF growth 3Y	-9.19%
FCF growth 5Y	3.73%
Net income growth	16.27%
Net income growth (Q)	27.91%
Net income growth (QoQ)	18.67%
Net income growth 3Y	15.27%
Net income growth 5Y	9.58%
Net income growth quarters	5
Net income growth years	3
OCF growth	-16.62%
OCF growth (Q)	-13.62%
OCF growth (QoQ)	0.24%
OCF growth 10Y	8.58%
OCF growth 3Y	-4.48%
OCF growth 5Y	6.06%
Operating income growth	5.07%
Operating income growth (Q)	-6.98%
Operating income growth 3Y	10.95%
Operating income growth 5Y	8.16%
Revenue growth	11.58%
Revenue growth (Q)	11.31%
Revenue growth (QoQ)	2.82%
Revenue growth 10Y	9.12%
Revenue growth 3Y	10.24%
Revenue growth 5Y	12.09%
Revenue growth quarters	23
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -19.3B
Depreciation and amortization	BRL 10.1B
EPS	BRL 9.53
Financing cash flow	BRL -12.9B
Free cash flow	BRL 72B
Free cash flow minus SBC	BRL 68.8B
Gross profit	BRL 233.8B
Income taxes	BRL 16.6B
Investing cash flow	BRL -139B
Net borrowing	BRL 8.8B
Net cash flow	BRL -59.6B
Net income	BRL 62.6B
Operating cash flow minus SBC	BRL 88B
Operating income	BRL 73B
Revenue	BRL 377.4B
Stock-based compensation	BRL 3.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 276.34
Debt / equity	1.68
Debt / FCF	4.31
Net cash (debt)	BRL -85.6B
Net cash / market cap	-7.63%
Net debt / equity	0.46
Net debt / FCF	1.19
Piotroski F-Score	5
Property, plant and equipment	BRL 43.6B
Shareholders' equity	BRL 185.4B
Tangible book value	BRL 185.4B
Tangible book value per share	BRL 276.34
Total assets	BRL 1.6T
Total cash	BRL 225.1B
Total debt	BRL 310.7B
Total liabilities	BRL 1.4T
WACC	8%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.24
Current ratio	1.58
Quick ratio	1.58
Working capital	BRL 513.8B
Working capital turnover	3.78

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.43%
Dividend growth	7.07%
Dividend growth (10Y)	16.25%
Dividend growth (3Y)	16.92%
Dividend growth (5Y)	15.49%
Dividend growth years	12
Dividend payment date	2026-11-19
Dividend payment years	15
Dividend payout frequency	Quarterly
Dividend per share	BRL 1.24
Dividend yield	0.74%
Ex-dividend date	2026-10-09
Last dividend	BRL 0.33
Payout ratio	20.39%
Shareholder yield	3.17%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	701.81%
10Y return CAGR	24.27%
10Y total return	777.81%
150-day SMA	BRL 165.59
1D price change	-1.69%
1M price change	4.36%
1M total return	4.59%
1W price change	4.01%
1W total return	4.01%
1Y price change	-13.23%
1Y return CAGR	-12.6%
1Y total return	-12.59%
20-day SMA	BRL 158.56
200-day SMA	BRL 168.24
3M price change	1.23%
3M total return	1.45%
3Y price change	134.26%
3Y return CAGR	33.79%
3Y total return	139.53%
50-day SMA	BRL 163.63
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 213.57
52-week high date	2025-12-23
52-week low	BRL 149.44
52-week low date	2026-10-05
5Y price change	65.91%
5Y return CAGR	11.55%
5Y total return	72.74%
6M price change	6.68%
6M total return	7.1%
All-time high	BRL 213.57
All-time high date	2025-12-22
All-time low	BRL 8.89
All-time low date	2011-12-29
Average true range (ATR)	BRL 4.79
Average volume	1.8K
Beta (5Y)	1.09
Change from 52-week high	-21.59%
Change from 52-week low	12.05%
Change from all-time high	-21.59%
Change from all-time low	1,784.64%
Change from open	-0.87%
Day's gap	-0.82%
Dollar volume	BRL 231,248
High price	BRL 170.08
Low price	BRL 166.50
Monthly RSI	53.1
Open price	BRL 168.92
Position in 52-week range	26.54%
Previous close	BRL 170.32
Price vs 150-day SMA	1.12%
Price vs 20-day SMA	5.6%
Price vs 200-day SMA	-0.47%
Price vs 50-day SMA	2.33%
Relative volume	0.76
RSI	58.06
Sharpe ratio	-0.34
Sharpe ratio (3Y)	0.84
Sharpe ratio (5Y)	0.42
Sortino ratio	-0.28
Sortino ratio (3Y)	1.4
Sortino ratio (5Y)	0.77
Volume	1.4K
Weekly RSI	50.52
YTD price change	-17.92%
YTD total return	-17.32%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	517.5M
Shares change (QoQ)	-0.74%
Shares change (YoY)	-2.43%
Shares held by insiders	0.12%
Shares held by institutions	65.37%
Short ratio	3.8 days

Deeper analysis on BVMF/AXPB34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/AXPB34 report

Is a complete BVMF/AXPB34 research report available?

No complete published report is available for bvmf/AXPB34 (BVMF/AXPB34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/AXPB34 (BVMF/AXPB34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/AXPB34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/AXPB34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/AXPB34

Frequently asked questions