Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

BVMF/VISA34 stock hub

BVMF/VISA34 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.9T

Brazil Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BVMF/VISA34

In the news

Latest news · BVMF/VISA34

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E23

P25 8P50 10.9P75 14.1

Trailing P/E25.6

P25 9P50 11.1P75 15.9

ROE60.3

P25 10P50 15.3P75 22.5

ROIC54.3

P25 4.6P50 10.9P75 22.5

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BVMF/VISA34 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

230

Groups with data

Currency

USD

Showing 230 of 230 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	BR
Employees	34,100
Employees Change	2,500%
Employees Change Percent	7.91
Enterprise value	BRL 3T
Exchange	Brazil Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Credit Services
Last refreshed	2026-05-10
Market cap	BRL 2.9T
Price	BRL 78.3
Price currency	BRL
Rev Per Employee	6,582,405.47x
Sector	Financials
Sic	6099
Symbol	bvmf/VISA34
Website	https://www.visa.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.91%
EV Earnings	26.04x
EV/EBIT	21.19x
EV/EBITDA	20.15x
EV/FCF	27.09x
EV/Sales	14.21x
FCF yield	3.76%
Forward P/E	22.95x
P/B ratio	15.81x
P/E ratio	25.59x
P/S ratio	13.11x
PE Ratio10 Y	33.16x
PE Ratio3 Y	30.72x
PE Ratio5 Y	31.8x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	67.05%
EBITDA Margin	70.06%
FCF margin	49.24%
Gross margin	97.78%
Gross Profit	BRL 219.5B
Gross Profit Growth	14.38%
Gross Profit Growth Q	17.08%
Gross Profit Growth3 Y	11.61%
Gross Profit Growth5 Y	15.31%
Net Income	BRL 114.9B
Net Income Growth	11.82%
Net Income Growth Q	31.55%
Net Income Growth3 Y	12.48%
Net Income Growth5 Y	16.34%
Pretax Margin	61.49%
Profit Margin	51.68%
Profit Per Employee	BRL 3.4M
ROA	19.19
Roa5y	15.14
ROCE	43.73
ROE	60.35
Roe5y	44.7
ROIC	54.32
Roic5y	42.01

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	19.72%
Cagr1y	-21.76%
Cagr3y	11.46%
Cagr5y	5.72%
Div CAGR10	21.67%
Div CAGR3	17.26%
Div CAGR5	15.63%
EPS Growth	15.22
EPS Growth Q	35.53
EPS Growth3 Y	15.31
EPS Growth5 Y	18.85
FCF Growth	3.3%
FCF Growth Q	-39.9%
FCF Growth3 Y	5.25%
FCF Growth5 Y	13.41%
OCF Growth	3.96%
OCF Growth Q	-35.93%
OCF Growth10 Y	13.07%
OCF Growth3 Y	5.9%
OCF Growth5 Y	13.77%
Revenue Growth	14.37x
Revenue Growth Q	17.05x
Revenue Growth3 Y	11.57x
Revenue Growth5 Y	15.04x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	BRL 0.46
Assets	BRL 495.8B
Cash	BRL 72.6B
Current Assets	BRL 155.4B
Current Liabilities	BRL 142.9B
Debt	BRL 125.1B
Debt EBITDA	BRL 0.79
Debt Equity	BRL 0.67
Debt FCF	BRL 1.13
Equity	BRL 186B
Interest Coverage	46.46
Liabilities	BRL 309.8B
Long Term Assets	BRL 340.4B
Long Term Liabilities	BRL 166.9B
Net Cash	BRL -52.5B
Net Cash By Market Cap	BRL -1.78
Net Debt EBITDA	BRL 0.33
Net Debt Equity	BRL 0.28
Net Debt FCF	BRL 0.48
Tangible Book Value	BRL -70.5B
Tangible Book Value Per Share	BRL -37.39
WACC	8.3

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.09
Net Working Capital	BRL -51.1B
Quick ratio	0.67
Working Capital	BRL 13.3B
Working Capital Turnover	BRL 87.99

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.95%
Dividend Growth	8.12%
Dividend Growth Years	14%
Dividend per share	BRL 0.45
Dividend Years	15
Dividend Yield	0.57%
Ex Div Date	2026-02-10
Last Dividend	BRL 0.11
Payout Frequency	Quarterly
Payout Ratio	21.94%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	504.55%
1Y total return	-21.75%
200-day SMA	88.28
3Y total return	38.49%
50-day SMA	79.61
50-day SMA vs 200-day SMA	50under200
5Y total return	32.08%
All Time High	106.5
All Time High Change	-26.48%
All Time High Date	2025-02-28
All Time Low	2.12
All Time Low Change	3,595.14%
All Time Low Date	2012-02-02
ATR	2.39
Beta	0.78
Ch YTD	-19.07
High	81.22
High52	104.9
High52 Date	2025-05-19
High52ch	-25.35%
Low	77.5
Low52	75.72
Low52 Date	2026-04-23
Low52ch	3.41%
Ma50ch	-1.65%
Price vs 200-day SMA	-11.3%
RSI	47.03
RSI Monthly	44.79
RSI Weekly	38.19
Sharpe ratio	-0.82x
Sortino ratio	-0.95
Total Return	3.53%
Tr YTD	-18.96
Tr1m	1.03%
Tr1w	-3.33%
Tr3m	-8.66%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	BRL 150.5B
Operating Income Growth	14.68
Operating Income Growth Q	17.53
Operating Income Growth3 Y	11.66
Operating Income Growth5 Y	15.96
Operating margin	67.05

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,717,790,244%
Net Borrowing	14,344,549,800
Shares Insiders	0.05%
Shares Institutions	81%
Shares Qo Q	-0.88%
Shares Yo Y	-2.95%
Short Ratio	3.15

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	BRL 105.7B
Average Volume	22,920x
Bv Per Share	97.25
CAPEX	BRL -8.2B
Ch10y	477.1
Ch1m	1.03
Ch1w	-3.33
Ch1y	-22.14
Ch3m	-8.78
Ch3y	36.41
Ch5y	28.91
Ch6m	-12.32
Change	-1.58%
Change From Open	-0.63
Close	79.56
Days Gap	-0.96
Depreciation Amortization	6,349,146,400
Dollar Volume	3,789,250.2
Earnings Date	2026-04-28
EBIT	BRL 150.5B
EBITDA	BRL 157.2B
EPS	BRL 59.84
F Score	7
FCF	BRL 110.5B
FCF EV Yield	3.69x
Financing CF	-121,153,221,400
Fiscal Year End	September
Founded	1,958
Goodwill	102,662,552,200
Graham Number	18.46234
Graham Upside	-76.42
Income Tax	BRL 22B
Investing CF	-2,446,644,025
Is Primary Listing	0
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Last Split Date	2021-01-27
Last Split Type	Forward
Lynch Fair Value	BRL 50
Lynch Upside	-36.15
Ma150	86.56
Ma150ch	-9.54%
Ma20	78.79
Ma20ch	-0.63%
Net CF	-2,243,191,750
Next Earnings Date	2026-07-21
Open	78.8
P FCF Ratio	26.62
P OCF Ratio	24.78
Payment Date	2026-03-11
Position In Range	21.51
Ppne	23,480,047,600
Price Date	2026-05-08
Price EBITDA	BRL 18.71
Relative Volume	2.11x
Revenue	224,460,026,575x
SBC By Revenue	2.14x
Share Based Comp	4,799,387,000
Tax By Revenue	9.81x
Tax Rate	15.95%
Tr6m	-12.08%
Volume	48,394
Z Score	8.27

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BVMF/VISA34 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+0.6%

$0.45 annual per share

Payout ratio

+21.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+15.6%

14 consecutive years of growth

Total shareholder yield

+3.5%

Next ex-dividend date: 2026-02-10

Performance

BVMF/VISA34 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BVMF/VISA34?

Insider, institutional, and short-interest positioning.

Institutional ownership

+81.0%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

BVMF/VISA34 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

47.0

Neutral momentum band

Price vs 200-day MA

-11.3%

50/200-day relationship not available

Beta (5Y)

0.78

Less volatile than the market

Sharpe ratio

-0.82

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BVMF/VISA34

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bvmf/VISA34 stock rating?

bvmf/VISA34 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bvmf/VISA34 analysis?

The full report lives at /stocks/bvmf/VISA34/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bvmf/VISA34?

The latest report frames bvmf/VISA34 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bvmf/VISA34 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.