Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

FRA/UCBN stock hub

FRA/UCBN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.4B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/UCBN

In the news

Latest news · FRA/UCBN

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.9

P25 n/aP50 n/aP75 n/a

Trailing P/E11.8

P25 n/aP50 n/aP75 n/a

ROE9.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/UCBN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

177

Groups with data

Currency

USD

Showing 177 of 177 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	3,118
Employees Change	136%
Employees Change Percent	4.56
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	EUR 3.4B
Price	EUR 28.4
Price currency	EUR
Rev Per Employee	291,439.78x
Sic	6020
Symbol	fra/UCBN
Website	https://www.ucbi.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.5%
FCF yield	8.3%
Forward P/E	10.88x
P/B ratio	1.07x
P/E ratio	11.76x
P/S ratio	3.73x
PE Ratio10 Y	15.33x
PE Ratio3 Y	14.39x
PE Ratio5 Y	13.79x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	30.97%
Gross Profit	EUR 908.7M
Net Income	EUR 288.4M
Net Income Growth	30.55%
Net Income Growth Q	18.03%
Net Income Growth3 Y	5.48%
Net Income Growth5 Y	10.79%
Pretax Margin	41.96%
Profit Margin	32.54%
Profit Per Employee	EUR 92,485
ROA	1.22
Roa5y	1.09
ROE	9.53
Roe5y	9.43

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.04%
Cagr15y	11.11%
Cagr1y	20.24%
Cagr3y	17.44%
Cagr5y	2.83%
Div CAGR10	14.75%
Div CAGR3	0.33%
Div CAGR5	6.61%
EPS Growth	29.33
EPS Growth Q	19.3
EPS Growth3 Y	1.64
EPS Growth5 Y	3.18
Revenue Growth	15.44x
Revenue Growth Q	14.38x
Revenue Growth3 Y	6.54x
Revenue Growth5 Y	10.21x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	EUR 24.4B
Cash	EUR 540.7M
Debt	EUR 147.4M
Debt FCF	EUR 0.52
Equity	EUR 3.2B
Liabilities	EUR 21.3B
Net Cash	EUR 393.3M
Net Cash By Market Cap	EUR 11.59
Net Cash Growth	32.94%
Net Debt Equity	EUR -0.12
Net Debt FCF	EUR -1.4
Tangible Book Value	EUR 2.3B
Tangible Book Value Per Share	EUR 19.49

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	EUR -20.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-1.29%
Dividend Growth	-3.31%
Dividend Growth Years	0%
Dividend per share	EUR 0.85
Dividend Years	13
Dividend Yield	3%
Ex Div Date	2026-03-13
Last Dividend	EUR 0.22
Payout Frequency	Quarterly
Payout Ratio	36.13%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	116.74%
1Y total return	20.23%
200-day SMA	27.32
3Y total return	61.98%
50-day SMA	27.62
50-day SMA vs 200-day SMA	50over200
5Y total return	14.95%
All Time High	39
All Time High Change	-27.18%
All Time High Date	2022-11-02
All Time Low	4.33
All Time Low Change	555.89%
All Time Low Date	2011-03-15
ATR	0.32
Ch YTD	5.19
High	28.6
High52	30.6
High52 Date	2026-02-11
High52ch	-7.19%
Low	28.4
Low52	23.8
Low52 Date	2025-06-20
Low52ch	19.33%
Ma50ch	2.81%
Price vs 200-day SMA	3.97%
RSI	52.4
RSI Monthly	52.82
RSI Weekly	52.43
Sharpe ratio	0.51x
Sortino ratio	0.9
Total Return	1.7%
Tr YTD	6.07
Tr15y	385.49%
Tr1m	1.43%
Tr3m	-5.79%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 421.1M
Operating margin	46.34

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	119,029,586%
Shares Insiders	0.48%
Shares Institutions	86.94%
Shares Qo Q	-0.91%
Shares Yo Y	1.29%
Short Ratio	3.65

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 270.7M
Average Volume	0x
Bv Per Share	26.48
CAPEX	EUR -26.2M
Ch10y	66.48
Ch15y	265
Ch1m	1.43
Ch1y	16.39
Ch3m	-6.58
Ch3y	46.39
Ch5y	-1.39
Ch6m	10.94
Change	-0.7%
Change From Open	-0.7
Close	28.6
Days Gap	0
Earnings Date	2026-04-21
EPS	EUR 2.37
F Score	4
FCF	EUR 281.4M
Financing CF	-470,693,250
Fiscal Year End	December
Founded	1,950
Graham Number	37.96702
Graham Upside	33.69
Income Tax	EUR 85.5M
Investing CF	38,556,689
Is Primary Listing	0
Last Earnings Date	2026-04-21
Last Report Date	2026-03-31
Last Split Date	2011-06-20
Last Split Type	Reverse
Lynch Fair Value	EUR 26.06
Lynch Upside	-8.24
Ma150	27.4
Ma150ch	3.63%
Ma20	28.55
Ma20ch	-0.53%
Net CF	-124,519,128
Open	28.6
P FCF Ratio	12.05
P OCF Ratio	11.03
Payment Date	2026-04-03
Position In Range	0
Ppne	332,301,892.4
Price Date	2026-05-08
Ptbv Ratio	1.45
Relative Volume	2,000x
Revenue	908,709,239x
SBC By Revenue	1.19x
Share Based Comp	10,777,070
Tax By Revenue	9.41x
Tax Rate	22.44%
Tr6m	12.75%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/UCBN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.0%

$0.85 annual per share

Payout ratio

+36.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+6.6%

0 consecutive years of growth

Total shareholder yield

+1.7%

Next ex-dividend date: 2026-03-13

Performance

FRA/UCBN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/UCBN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+86.9%

Share of float held by funds and institutions

Insider ownership

+0.5%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/UCBN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

52.4

Neutral momentum band

Price vs 200-day MA

+4.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.51

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/UCBN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/UCBN stock rating?

fra/UCBN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/UCBN analysis?

The full report lives at /stocks/fra/UCBN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/UCBN?

The latest report frames fra/UCBN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/UCBN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.