Financials / Insurance - LifeUpdated 2026-05-10 22:07 UTC

IDX/PNIN stock hub

IDX/PNIN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

IDX/PNINis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

3.3T

Indonesia Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

IDX/PNIN

In the news

Latest news · IDX/PNIN

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 6.6P50 8.2P75 11.8

Trailing P/E2.7

P25 7.4P50 15.3P75 42.5

ROE5.4

P25 1.9P50 5.2P75 9.9

ROICn/a

P25 0.9P50 3.8P75 6.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All IDX/PNIN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

185

Groups with data

Currency

IDR

Showing 185 of 185 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Indonesia
Country code	ID
Employees	10,504
Employees Change	-714%
Employees Change Percent	-6.36
Exchange	Indonesia Stock Exchange
Financial currency	IDR
First seen	2026-05-10
Industry	Insurance - Life
Isin	ID1000094907
Last refreshed	2026-05-10
Market cap	IDR 3.3T
Price	IDR 805
Price currency	IDR
Rev Per Employee	1,017,672,029.7x
Sector	Financials
Sic	6331
Symbol	idx/PNIN
Website	https://www.paninvest.co.id

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	36.7%
FCF yield	263.51%
P/B ratio	0.05x
P/E ratio	2.72x
P/S ratio	0.31x
PE Ratio10 Y	4.31x
PE Ratio3 Y	6.17x
PE Ratio5 Y	5.56x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	80.73%
Gross Profit	IDR 10.7T
Net Income	IDR 1.2T
Net Income Growth	-2.18%
Net Income Growth Q	122.6%
Net Income Growth Years	0%
Net Income Growth3 Y	35.48%
Net Income Growth5 Y	-1.05%
Pretax Margin	45.41%
Profit Margin	11.24%
Profit Per Employee	IDR 114.4M
Profitable Years	18
ROA	1.55
Roa5y	2.39
ROE	5.43
Roe5y	6.11

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	4.57%
Cagr15y	2.36%
Cagr1y	-24.07%
Cagr20y	4.75%
Cagr3y	-8.18%
Cagr5y	0.89%
Div CAGR10	5.24%
Div CAGR3	0%
Div CAGR5	0%
EPS Growth	-2.03
EPS Growth Q	122.6
EPS Growth Years	0
EPS Growth3 Y	35.51
EPS Growth5 Y	-1.03
FCF Growth5 Y	497.95%
OCF Growth10 Y	36.01%
OCF Growth5 Y	362.68%
Revenue Growth	8.7x
Revenue Growth Q	11.4x
Revenue Growth Years	0x
Revenue Growth3 Y	-6.2x
Revenue Growth5 Y	46.02x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	IDR 240.8T
Cash	IDR 32.5T
Debt	IDR 12T
Debt FCF	IDR 1.39
Equity	IDR 70.3T
Liabilities	IDR 170.6T
Net Cash	IDR 20.5T
Net Cash By Market Cap	IDR 626
Net Cash Growth	12.11%
Net Debt Equity	IDR -0.29
Net Debt FCF	IDR -2.37
Tangible Book Value	IDR 21.5T
Tangible Book Value Per Share	IDR 5,291
WACC	0.63

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	IDR -108.6T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.16%
Dividend per share	IDR 0
Last Dividend	IDR 5

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	56.31%
1Y total return	-24.06%
200-day SMA	818.6
3Y total return	-22.6%
50-day SMA	779.4
50-day SMA vs 200-day SMA	50under200
5Y total return	4.55%
All Time High	2,210
All Time High Change	-63.57%
All Time High Date	2022-10-26
All Time Low	37.7
All Time Low Change	2,035.17%
All Time Low Date	2001-04-20
ATR	24.66
Beta	-0.24
Beta1y	0.28
Beta2y	0.28
High	825
High52	1,065
High52 Date	2025-05-08
High52ch	-25.12%
Low	795
Low52	700
Low52 Date	2026-03-10
Low52ch	15%
Ma50ch	3.28%
Price vs 200-day SMA	-1.66%
RSI	58.13
RSI Monthly	43.8
RSI Weekly	49.05
Sharpe ratio	-0.68x
Sortino ratio	-0.8
Total Return	0.16%
Tr15y	41.81%
Tr1m	6.62%
Tr1w	1.26%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	IDR 5T
Operating margin	47.22

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,389,771,574%
Net Borrowing	862,476,000,000
Shares Insiders	2.04%
Shares Institutions	6.59%
Shares Out	4,068,323,920
Shares Qo Q	0%
Shares Yo Y	-0.16%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	IDR 8.6T
Average Volume	747,735x
Bv Per Share	5,453
CAPEX	IDR -239.2B
Ch10y	56.31
Ch15y	38.79
Ch1m	6.62
Ch1w	1.26
Ch1y	-24.06
Ch20y	147.7
Ch3y	-22.6
Ch5y	4.55
Ch6m	1.9
Change	-0.62%
Change From Open	-0.62
Close	810
Days Gap	0
Dollar Volume	1,092,143,500
Earnings Date	2026-05-13
EPS	IDR 296
F Score	4
FCF	IDR 8.6T
FCF Per Share	IDR 2,121
Financing CF	-1,325,154,000,000
Fiscal Year End	December
Founded	1,973
Graham Number	6022.85491
Graham Upside	648.2
Income Tax	IDR 1.1T
Investing CF	-6,452,726,000,000
Is Primary Listing	1
Last Earnings Date	2025-11-02
Last Report Date	2026-03-31
Last Split Date	2003-06-03
Last Split Type	Forward
Lynch Fair Value	IDR 1,478
Lynch Upside	83.64
Ma150	797.9
Ma150ch	0.89%
Ma20	786.8
Ma20ch	2.32%
Net CF	1,255,799,000,000
Next Earnings Date	2026-05-13
Open	810
P FCF Ratio	0.38
P OCF Ratio	0.37
Position In Range	33.33
Ppne	10,253,784,000,000
Price Date	2026-05-08
Ptbv Ratio	0.15
Relative Volume	1.95x
Revenue	10,689,627,000,000x
Tax By Revenue	10.25x
Tax Rate	22.57%
Tr20y	153.08%
Tr6m	1.9%
Volume	1,356,700

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

Does IDX/PNIN pay a dividend?

Capital-return profile for this ticker.

Performance

IDX/PNIN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns IDX/PNIN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+6.6%

Share of float held by funds and institutions

Insider ownership

+2.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.2%

Negative means the company is buying back shares.

Technical

IDX/PNIN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

58.1

Neutral momentum band

Price vs 200-day MA

-1.7%

50/200-day relationship not available

Beta (5Y)

-0.24

Less volatile than the market

Sharpe ratio

-0.68

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About IDX/PNIN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current idx/PNIN stock rating?

idx/PNIN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full idx/PNIN analysis?

The full report lives at /stocks/idx/PNIN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for idx/PNIN?

The latest report frames idx/PNIN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the idx/PNIN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.