Financials / Credit ServicesUpdated 2026-05-10 22:07 UTC

IDX/TIFA stock hub

IDX/TIFA has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.2T

Indonesia Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

IDX/TIFA

In the news

Latest news · IDX/TIFA

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 6.6P50 8.2P75 11.8

Trailing P/E18.9

P25 7.4P50 15.3P75 42.5

ROE5.1

P25 1.9P50 5.2P75 9.9

ROIC3.5

P25 0.9P50 3.8P75 6.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All IDX/TIFA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

194

Groups with data

Currency

IDR

Showing 194 of 194 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Indonesia
Country code	ID
Employees	93
Employees Change	12%
Employees Change Percent	14.81
Exchange	Indonesia Stock Exchange
Financial currency	IDR
First seen	2026-05-10
Industry	Credit Services
Isin	ID1000120504
Last refreshed	2026-05-10
Market cap	IDR 1.2T
Price	IDR 330
Price currency	IDR
Rev Per Employee	1,525,104,075.27x
Sector	Financials
Sic	6141
Symbol	idx/TIFA
Website	https://www.kdbtifa.co.id

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.28%
FCF yield	-2.62%
P/B ratio	0.96x
P/E ratio	18.93x
P/S ratio	8.26x
PE Ratio10 Y	26.86x
PE Ratio3 Y	31.33x
PE Ratio5 Y	38.13x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	98%
Gross Profit	IDR 139B
Net Income	IDR 61.9B
Net Income Growth	3.81%
Net Income Growth Q	-50.11%
Net Income Growth Quarters	2%
Net Income Growth Years	5%
Net Income Growth3 Y	1.41%
Net Income Growth5 Y	31.46%
Pretax Margin	50.32%
Profit Margin	43.63%
Profit Per Employee	IDR 665.5M
Profitable Years	13
ROA	3.46
Roa5y	3.21
ROE	5.06
Roe5y	5.1
ROIC	3.47
Roic5y	3.5

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	22.19%
Cagr1y	-54.3%
Cagr3y	-6.8%
Cagr5y	-5.36%
Div CAGR10	-0.54%
Div CAGR3	37%
Div CAGR5	20.79%
EPS Growth	3.89
EPS Growth Q	-50.04
EPS Growth Quarters	2
EPS Growth Years	4
EPS Growth3 Y	1.43
EPS Growth5 Y	3.61
FCF Growth Q	-76.75%
OCF Growth Q	-71.74%
Revenue Growth	2.38x
Revenue Growth Q	-7.01x
Revenue Growth Years	0x
Revenue Growth3 Y	3.14x
Revenue Growth5 Y	13.01x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	IDR 0.08
Assets	IDR 1.8T
Cash	IDR 45.9B
Debt	IDR 490.7B
Debt Equity	IDR 0.4
Debt FCF	IDR -15.95
Equity	IDR 1.2T
Liabilities	IDR 587.5B
Net Cash	IDR -444.8B
Net Cash By Market Cap	IDR -37.94
Net Debt Equity	IDR 0.36
Tangible Book Value	IDR 1.2T
Tangible Book Value Per Share	IDR 344
WACC	2.95

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	150.5
Quick ratio	150.1
Working Capital	IDR 1.5T
Working Capital Turnover	IDR 0.11

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.07%
Dividend Growth	0%
Dividend Growth Years	2%
Dividend per share	IDR 18
Dividend Years	1
Dividend Yield	5.45%
Last Dividend	IDR 18
Payout Ratio	103.31%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	641.71%
1Y total return	-54.28%
200-day SMA	430.3
3Y total return	-19.06%
50-day SMA	352.4
50-day SMA vs 200-day SMA	50under200
5Y total return	-24.08%
All Time High	2,080
All Time High Change	-84.13%
All Time High Date	2021-09-03
All Time Low	127
All Time Low Change	159.84%
All Time Low Date	2016-05-16
ATR	23.49
Beta	-0.01
Beta1y	-0.42
Beta2y	-0.33
Ch YTD	-30.67
High	346
High52	740
High52 Date	2025-05-08
High52ch	-55.41%
Low	326
Low52	306
Low52 Date	2026-03-06
Low52ch	7.84%
Ma50ch	-6.36%
Price vs 200-day SMA	-23.32%
RSI	42.97
RSI Monthly	36.97
RSI Weekly	37.64
Sharpe ratio	-0.46x
Sortino ratio	-0.64
Total Return	5.53%
Tr YTD	-30.67
Tr1m	-0.6%
Tr1w	-2.37%
Tr3m	-17.09%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	IDR 73.3B
Operating Income Growth	-4.38
Operating Income Growth Q	-42.91
Operating Income Growth3 Y	-1.75
Operating Income Growth5 Y	17.18
Operating margin	51.67

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	266,584,916%
Net Borrowing	-4,467,779,000
Shares Out	3,552,213,000
Shares Qo Q	-0.15%
Shares Yo Y	-0.07%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	IDR -30.8B
Average Volume	105,430x
Bv Per Share	344.2
CAPEX	IDR -6.1B
Ch10y	140.9
Ch1m	-0.6
Ch1w	-2.37
Ch1y	-55.41
Ch3m	-17.09
Ch3y	-21.05
Ch5y	-71.05
Ch6m	-19.51
Change	-5.71%
Change From Open	-4.62
Close	350
Days Gap	-1.14
Depreciation Amortization	57,815,981,000
Dollar Volume	34,386,000
Earnings Date	2026-07-30
EPS	IDR 17.43
F Score	4
FCF	IDR -30.8B
FCF Per Share	IDR -8.66
Financing CF	-68,407,613,000
Fiscal Year End	December
Founded	1,989
Graham Number	367.44069
Graham Upside	11.35
Income Tax	IDR 9.5B
Investing CF	-5,779,947,000
Is Primary Listing	1
Last Earnings Date	2025-10-27
Last Report Date	2026-03-31
Lynch Fair Value	IDR 436
Lynch Upside	32.06
Ma150	411.7
Ma150ch	-19.85%
Ma20	347.9
Ma20ch	-5.15%
Net CF	-98,039,879,000
Next Earnings Date	2026-07-30
Open	346
Payment Date	2025-07-11
Position In Range	20
Ppne	186,313,475,000
Price Date	2026-05-08
Ptbv Ratio	0.96
Relative Volume	1.03x
Revenue	141,834,679,000x
Tax By Revenue	6.69x
Tax Rate	13.29%
Tr6m	-19.51%
Volume	104,200

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

IDX/TIFA dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.5%

$18.0 annual per share

Payout ratio

+103.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+20.8%

2 consecutive years of growth

Total shareholder yield

+5.5%

Dividend yield + buyback yield combined

Performance

IDX/TIFA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns IDX/TIFA?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.1%

Negative means the company is buying back shares.

Technical

IDX/TIFA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

43.0

Neutral momentum band

Price vs 200-day MA

-23.3%

50/200-day relationship not available

Beta (5Y)

-0.01

Less volatile than the market

Sharpe ratio

-0.46

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About IDX/TIFA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current idx/TIFA stock rating?

idx/TIFA is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full idx/TIFA analysis?

The full report lives at /stocks/idx/TIFA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for idx/TIFA?

The latest report frames idx/TIFA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the idx/TIFA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.