Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

NMSE/FST stock hub

NMSE/FST has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

498.1B

Namibian Stock Exchange

Market data

Price

Recent price action with selectable time range.

NMSE/FSTNMSE/FST

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In the news

Latest news · NMSE/FST

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

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Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.7

P25 n/aP50 n/aP75 n/a

Trailing P/E11.3

P25 n/aP50 n/aP75 n/a

ROE19.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NMSE/FST market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

182

Groups with data

Currency

ZAR

Showing 182 of 182 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	South Africa
Country code	NA
Employees	51,244
Employees Change	527%
Employees Change Percent	1.04
Exchange	Namibian Stock Exchange
Financial currency	ZAR
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	ZAR 498.1B
Price	ZAR 89.53
Price currency	ZAR
Rev Per Employee	2,718,091.96x
Sic	6020
Symbol	nmse/FST
Website	https://www.firstrand.co.za

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.82%
FCF yield	-23.21%
Forward P/E	10.71x
P/B ratio	2.02x
P/E ratio	11.34x
P/S ratio	3.58x
PE Ratio10 Y	10.91x
PE Ratio3 Y	10.71x
PE Ratio5 Y	10.51x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	ZAR 137.5B
Net Income	ZAR 43.9B
Net Income Growth	10.41%
Net Income Growth Q	9.71%
Net Income Growth3 Y	4.77%
Net Income Growth5 Y	3.87%
Pretax Margin	43.56%
Profit Margin	32.78%
Profit Per Employee	ZAR 857,131
ROA	1.81
Roa5y	1.73
ROE	19.85
Roe5y	19.53

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.99%
Cagr15y	16.56%
Cagr1y	35.48%
Cagr20y	15.27%
Cagr3y	20.26%
Cagr5y	18.66%
Div CAGR10	8.47%
Div CAGR3	0.51%
Div CAGR5	35.73%
EPS Growth	10.69
EPS Growth Q	10.02
EPS Growth3 Y	4.86
EPS Growth5 Y	3.92
FCF Growth Q	86.63%
OCF Growth Q	81.98%
Revenue Growth	7.51x
Revenue Growth Q	9.91x
Revenue Growth3 Y	3.14x
Revenue Growth5 Y	3.14x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	ZAR 2.7T
Cash	ZAR 375.8B
Debt	ZAR 112.1B
Debt FCF	ZAR -0.97
Equity	ZAR 246.9B
Liabilities	ZAR 2.4T
Net Cash	ZAR 263.7B
Net Cash By Market Cap	ZAR 52.94
Net Cash Growth	25.61%
Net Debt Equity	ZAR -1.07
Tangible Book Value	ZAR 231.7B
Tangible Book Value Per Share	ZAR 41.63

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	ZAR -1.9T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.17%
Dividend Growth	16.74%
Dividend Growth Years	2%
Dividend per share	ZAR 5.07
Dividend Years	28
Dividend Yield	5.51%
Ex Div Date	2026-03-31
Last Dividend	ZAR 2.59
Payout Frequency	Semi-Annual
Payout Ratio	56.92%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	270.28%
1Y total return	35.45%
200-day SMA	85.13
3Y total return	73.95%
50-day SMA	89.78
50-day SMA vs 200-day SMA	50over200
5Y total return	135.19%
All Time High	99.75
All Time High Change	-7.84%
All Time High Date	2026-02-26
All Time Low	0.08
All Time Low Change	114,812.5%
All Time Low Date	2003-11-21
ATR	1.44
Ch YTD	1.3
High	90.69
High52	99.75
High52 Date	2026-02-26
High52ch	-10.25%
Low	89.53
Low52	71.2
Low52 Date	2025-06-23
Low52ch	25.74%
Ma50ch	2.4%
Price vs 200-day SMA	7.99%
RSI	51.12
RSI Monthly	59.37
RSI Weekly	53.07
Sharpe ratio	1.09x
Sortino ratio	1.9
Total Return	5.68%
Tr YTD	4.38
Tr15y	895.66%
Tr1m	5.67%
Tr1w	5.49%
Tr3m	0.51%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	ZAR 58.1B
Operating margin	41.73

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5,554,553,275%
Net Borrowing	5,582,167,428.7
Shares Insiders	0.2%
Shares Institutions	52.2%
Shares Qo Q	-0.26%
Shares Yo Y	-0.17%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	ZAR -116.2B
Average Volume	87,582.05x
Bv Per Share	43.37
CAPEX	ZAR -8.6B
Ch10y	118
Ch15y	357.1
Ch1m	5.67
Ch1w	5.49
Ch1y	27.45
Ch20y	377.6
Ch3m	-2.46
Ch3y	45.14
Ch5y	72.64
Ch6m	14.34
Change	-2.61%
Change From Open	-0.9
Close	91.93
Days Gap	-1.73
Dollar Volume	69,141,959.8
Earnings Date	2026-09-10
EPS	ZAR 7.85
F Score	2
FCF	ZAR -115.6B
Financing CF	129,849,588,339
Fiscal Year End	June
Founded	1,966
Goodwill	7,960,516,949.8
Graham Number	88.80131
Graham Upside	-0.81
Income Tax	ZAR 13.3B
Investing CF	-9,217,331,916
Is Primary Listing	0
Last Earnings Date	2026-03-05
Last Report Date	2025-12-31
Lynch Fair Value	ZAR 39.48
Lynch Upside	-55.91
Ma150	87.92
Ma150ch	4.56%
Ma20	89.02
Ma20ch	3.27%
Net CF	12,518,092,673
Next Earnings Date	2026-09-10
Open	90.34
Payment Date	2026-04-07
Position In Range	0
Ppne	23,840,527,572.1
Price Date	2026-05-08
Ptbv Ratio	2.15
Relative Volume	8.82x
Revenue	139,285,904,383x
SBC By Revenue	0.45x
Share Based Comp	628,954,413
Tax By Revenue	9.58x
Tax Rate	21.99%
Tr20y	1,614.17%
Tr6m	17.82%
Volume	772,277

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NMSE/FST dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.5%

$5.07 annual per share

Payout ratio

+56.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+35.7%

2 consecutive years of growth

Total shareholder yield

+5.7%

Next ex-dividend date: 2026-03-31

Performance

NMSE/FST stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NMSE/FST?

Insider, institutional, and short-interest positioning.

Institutional ownership

+52.2%

Share of float held by funds and institutions

Insider ownership

+0.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.2%

Negative means the company is buying back shares.

Technical

NMSE/FST momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.1

Neutral momentum band

Price vs 200-day MA

+8.0%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.09

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NMSE/FST

Hub-level FAQ points readers to the deeper analysis pages.

What is the current nmse/FST stock rating?

nmse/FST is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full nmse/FST analysis?

The full report lives at /stocks/nmse/FST/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for nmse/FST?

The latest report frames nmse/FST around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the nmse/FST page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.