Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

NGX/UBA stock hub

NGX/UBA has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.8T

Nigerian Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

NGX/UBA

In the news

Latest news · NGX/UBA

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E2.6

P25 n/aP50 n/aP75 n/a

Trailing P/E5

P25 n/aP50 n/aP75 n/a

ROE9.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NGX/UBA market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

172

Groups with data

Currency

NGN

Showing 172 of 172 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Nigeria
Country code	NG
Employees	10,821
Employees Change	1,498%
Employees Change Percent	16.07
Exchange	Nigerian Stock Exchange
Financial currency	NGN
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	NGN 1.8T
Price	NGN 40
Price currency	NGN
Rev Per Employee	143,870,991.59x
Sic	6020
Symbol	ngx/UBA
Website	https://www.ubagroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	18.57%
Forward P/E	2.55x
P/B ratio	0.41x
P/E ratio	5.02x
P/S ratio	1.14x
PE Ratio10 Y	2.61x
PE Ratio3 Y	2.17x
PE Ratio5 Y	2.1x
PEG ratio	1.96x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	NGN 1.6T
Net Income	NGN 328.3B
Net Income Growth	-58.48%
Net Income Growth Q	-24.8%
Net Income Growth3 Y	22.88%
Net Income Growth5 Y	23.76%
Pretax Margin	24.4%
Profit Margin	21.09%
Profit Per Employee	NGN 30.3M
ROA	1.11
Roa5y	2.27
ROE	9.05
Roe5y	23.03

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	43.54%
Cagr15y	24.36%
Cagr1y	16.72%
Cagr20y	21.67%
Cagr3y	89.41%
Cagr5y	57.76%
Div CAGR10	26.9%
Div CAGR3	48.12%
Div CAGR5	27.36%
EPS Growth	-65.52
EPS Growth Q	-41.81
EPS Growth3 Y	15.5
EPS Growth5 Y	19.24
Revenue Growth	-19.11x
Revenue Growth Q	6.57x
Revenue Growth3 Y	37.59x
Revenue Growth5 Y	31.95x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NGN 33.1T
Cash	NGN 5.4T
Debt	NGN 1T
Equity	NGN 4.3T
Liabilities	NGN 28.8T
Net Cash	NGN 4.3T
Net Cash By Market Cap	NGN 244
Net Cash Growth	-18.11%
Net Debt Equity	NGN -1
Tangible Book Value	NGN 4.1T
Tangible Book Value Per Share	NGN 93.03
WACC	3.25

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NGN -16.6T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-20.41%
Dividend Growth	-24.42%
Dividend Growth Years	0%
Dividend per share	NGN 3.25
Dividend Years	13
Dividend Yield	8.13%
Ex Div Date	2025-10-06
Last Dividend	NGN 0.25
Payout Frequency	Semi-Annual
Payout Ratio	40.77%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	3,610.4%
1Y total return	16.7%
200-day SMA	44.55
3Y total return	579.87%
50-day SMA	47
50-day SMA vs 200-day SMA	50over200
5Y total return	877.03%
All Time High	55.2
All Time High Change	-27.54%
All Time High Date	2026-04-24
All Time Low	1.09
All Time Low Change	3,586.64%
All Time Low Date	2002-07-18
ATR	2
Beta	0.17
Beta1y	0.56
Beta2y	0.23
Ch YTD	-3.96
High	40.25
High52	55.2
High52 Date	2026-04-24
High52ch	-27.54%
Low	40
Low52	31.65
Low52 Date	2025-06-17
Low52ch	26.38%
Ma50ch	-14.89%
Price vs 200-day SMA	-10.2%
RSI	33.28
RSI Monthly	55.21
RSI Weekly	42.84
Sharpe ratio	0.45x
Sortino ratio	0.81
Total Return	-12.29%
Tr YTD	-3.96
Tr15y	2,532.33%
Tr1m	-11.11%
Tr1w	-6.54%
Tr3m	-9.5%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NGN 379.8B
Operating margin	24.4

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Shares Institutions	1.49%
Shares Out	44,196,175,305
Shares Qo Q	7.53%
Shares Yo Y	20.41%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	48,237,947.1x
Bv Per Share	94.51
Ch10y	1,076.5
Ch15y	491.7
Ch1m	-11.11
Ch1w	-6.54
Ch1y	15.94
Ch20y	928.3
Ch3m	-9.5
Ch3y	406.3
Ch5y	459.4
Change	0%
Change From Open	0
Close	40
Days Gap	0
Dollar Volume	3,846,192,000
Earnings Date	2026-04-23
EPS	NGN 7.97
F Score	2
Fiscal Year End	December
Founded	1,948
Graham Number	127.67303
Graham Upside	219.2
Income Tax	NGN 18.3B
Is Primary Listing	1
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	2011-04-27
Last Split Type	Forward
Lynch Fair Value	NGN 176
Lynch Upside	341.1
Ma150	43.65
Ma150ch	-8.35%
Ma20	46.49
Ma20ch	-13.96%
Next Earnings Date	2026-09-01
Open	40
Payment Date	2025-10-10
Position In Range	0
Ppne	395,649,000,000
Price Date	2026-05-08
Ptbv Ratio	0.43
Relative Volume	1.99x
Revenue	1,556,828,000,000x
Tax By Revenue	1.18x
Tax Rate	4.82%
Tr20y	4,950.93%
Volume	96,154,800

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NGX/UBA dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+8.1%

$3.25 annual per share

Payout ratio

+40.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+27.4%

0 consecutive years of growth

Total shareholder yield

-12.3%

Next ex-dividend date: 2025-10-06

Performance

NGX/UBA stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NGX/UBA?

Insider, institutional, and short-interest positioning.

Institutional ownership

+1.5%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+20.4%

Negative means the company is buying back shares.

Technical

NGX/UBA momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

33.3

Neutral momentum band

Price vs 200-day MA

-10.2%

50/200-day relationship not available

Beta (5Y)

0.17

Less volatile than the market

Sharpe ratio

0.45

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NGX/UBA

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ngx/UBA stock rating?

ngx/UBA is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ngx/UBA analysis?

The full report lives at /stocks/ngx/UBA/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ngx/UBA?

The latest report frames ngx/UBA around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ngx/UBA page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.