Financials / Insurance - Property & CasualtyUpdated 2026-05-10 22:07 UTC

OSL/GJF stock hub

OSL/GJF has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

OSL/GJFis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

124.9B

Oslo Børs

Market data

Live price

Current market quote for this ticker.

Current price

OSL/GJF

In the news

Latest news · OSL/GJF

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E15.7

P25 11P50 12P75 14.4

Trailing P/E19.2

P25 10.2P50 12.4P75 14.6

ROE30.3

P25 8.5P50 10.5P75 13.6

ROIC22.9

P25 -12.9P50 4.1P75 17.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All OSL/GJF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

228

Groups with data

Currency

NOK

Showing 228 of 228 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	NO
Employees	4,150
Employees Change	-514%
Employees Change Percent	-11.02
Enterprise value	NOK 118.3B
Exchange	Oslo Børs
Financial currency	NOK
First seen	2026-05-10
Industry	Insurance - Property & Casualty
Isin	NO0010582521
Last refreshed	2026-05-10
Market cap	NOK 124.9B
Price	NOK 250
Price currency	NOK
Rev Per Employee	11,292,289.16x
Sector	Financials
Sic	6331
Symbol	osl/GJF
Website	https://www.gjensidige.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.44%
EV Earnings	17.41x
EV/EBIT	12.84x
EV/EBITDA	12.09x
EV/FCF	21.84x
EV/Sales	2.53x
FCF yield	4.34%
Forward P/E	15.73x
P/B ratio	5.7x
P/E ratio	19.17x
P/S ratio	2.67x
PE Ratio10 Y	18.66x
PE Ratio3 Y	21.15x
PE Ratio5 Y	20.28x
PEG ratio	1.02x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	19.67%
EBITDA Margin	20.43%
FCF margin	11.56%
Gross margin	37.49%
Gross Profit	NOK 17.6B
Net Income	NOK 6.8B
Net Income Growth	22.76%
Net Income Growth Q	29.05%
Net Income Growth Quarters	2%
Net Income Growth Years	3%
Net Income Growth3 Y	23.8%
Net Income Growth5 Y	0.07%
Pretax Margin	18.85%
Profit Margin	14.82%
Profit Per Employee	NOK 1.6M
Profitable Years	22
ROA	3.14
Roa5y	3.1
ROCE	4.95
ROE	30.26
Roe5y	20.69
ROIC	22.87
Roic5y	18.9

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	12.19%
Cagr15y	15.91%
Cagr1y	4.47%
Cagr3y	17.01%
Cagr5y	11.14%
Div CAGR10	5.61%
Div CAGR3	18.34%
Div CAGR5	4.93%
EPS Growth	22.99
EPS Growth Q	29.23
EPS Growth Quarters	2
EPS Growth Years	3
EPS Growth3 Y	23.83
EPS Growth5 Y	0.06
FCF Growth	-21.87%
FCF Growth Q	-11.62%
FCF Growth3 Y	-0.3%
FCF Growth5 Y	-2.27%
OCF Growth	-28%
OCF Growth Q	-13.83%
OCF Growth3 Y	-4.14%
OCF Growth5 Y	-4.04%
Revenue Growth	9.42x
Revenue Growth Q	5.89x
Revenue Growth Quarters	5x
Revenue Growth Years	3x
Revenue Growth3 Y	11.66x
Revenue Growth5 Y	7.85x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	NOK 0.26
Assets	NOK 195.3B
Cash	NOK 81.5B
Debt	NOK 5.3B
Debt EBITDA	NOK 0.55
Debt Equity	NOK 0.24
Debt FCF	NOK 0.99
Equity	NOK 21.9B
Interest Coverage	13.86
Liabilities	NOK 173.3B
Net Cash	NOK 6.6B
Net Cash By Market Cap	NOK 5.25
Net Cash Growth	963.37%
Net Debt EBITDA	NOK -0.68
Net Debt Equity	NOK -0.3
Net Debt FCF	NOK -1.21
Tangible Book Value	NOK 14.5B
Tangible Book Value Per Share	NOK 23.63
WACC	5.48

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	10
Inventory Turnover	1,083
Net Working Capital	NOK 70.4B
Quick ratio	9.73
Working Capital	NOK 82.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.75%
Dividend Growth	45%
Dividend Growth Years	3%
Dividend per share	NOK 14.5
Dividend Years	16
Dividend Yield	5.8%
Ex Div Date	2026-03-27
Last Dividend	NOK 14.5
Payout Frequency	Annual
Payout Ratio	4.52%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	215.71%
1Y total return	4.47%
200-day SMA	275.9
3Y total return	60.21%
50-day SMA	260.8
50-day SMA vs 200-day SMA	50under200
5Y total return	69.53%
All Time High	303
All Time High Change	-17.56%
All Time High Date	2026-01-05
All Time Low	56.35
All Time Low Change	343.3%
All Time Low Date	2011-08-09
ATR	5.1
Beta	0.19
Beta1y	0.34
Beta2y	0.37
Ch YTD	-17.28
High	252.8
High52	303
High52 Date	2026-01-05
High52ch	-17.56%
Low	249.8
Low52	241.4
Low52 Date	2026-03-30
Low52ch	3.48%
Ma50ch	-4.23%
Price vs 200-day SMA	-9.46%
RSI	39.6
RSI Monthly	52.48
RSI Weekly	41.47
Sharpe ratio	0.16x
Sortino ratio	0.54
Total Return	5.05%
Tr YTD	-12.34
Tr15y	815.67%
Tr1m	-2.42%
Tr1w	-1.89%
Tr3m	-5.79%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NOK 9.2B
Operating margin	19.67

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	188,797,001%
Net Borrowing	-469,100,000
Shares Insiders	0.04%
Shares Institutions	85.75%
Shares Out	499,965,228
Shares Qo Q	-1.96%
Shares Yo Y	0.75%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NOK 5.4B
Average Volume	423,332.2x
Bv Per Share	38.33
CAPEX	NOK 41.4M
Ch10y	83.27
Ch15y	261.2
Ch1m	-2.42
Ch1w	-1.89
Ch1y	-1.42
Ch3m	-11.1
Ch3y	37.33
Ch5y	31.41
Ch6m	-9.3
Change	-0.87%
Change From Open	-0.4
Close	252
Days Gap	-0.48
Dollar Volume	99,741,892.6
Earnings Date	2026-04-29
EBIT	NOK 9.2B
EBITDA	NOK 9.6B
EPS	NOK 13.59
F Score	4
FCF	NOK 5.4B
FCF EV Yield	4.58x
FCF Per Share	NOK 10.84
Financing CF	-146,500,000
Fiscal Year End	December
Founded	1,816
Goodwill	5,530,100,000
Graham Number	115.76748
Graham Upside	-53.66
Income Tax	NOK 2.2B
Investing CF	689,500,000
Is Primary Listing	1
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Lynch Fair Value	NOK 67.97
Lynch Upside	-72.79
Ma150	274.5
Ma150ch	-9%
Ma20	259.1
Ma20ch	-3.6%
Net CF	5,912,000,000
Next Earnings Date	2026-07-13
Open	250.8
P FCF Ratio	23.05
P OCF Ratio	23.23
Payment Date	2026-04-10
Position In Range	0
Ppne	1,462,300,000
Price Date	2026-05-08
Price EBITDA	NOK 13.05
Ptbv Ratio	8.58
Relative Volume	0.99x
Revenue	46,863,000,000x
Tax By Revenue	4.62x
Tax Rate	24.51%
Tr6m	-3.88%
Volume	399,287

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

OSL/GJF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.8%

$14.5 annual per share

Payout ratio

+4.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+4.9%

3 consecutive years of growth

Total shareholder yield

+5.1%

Next ex-dividend date: 2026-03-27

Performance

OSL/GJF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns OSL/GJF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+85.8%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.8%

Negative means the company is buying back shares.

Technical

OSL/GJF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

39.6

Neutral momentum band

Price vs 200-day MA

-9.5%

50/200-day relationship not available

Beta (5Y)

0.19

Less volatile than the market

Sharpe ratio

0.16

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About OSL/GJF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current osl/GJF stock rating?

osl/GJF is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full osl/GJF analysis?

The full report lives at /stocks/osl/GJF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for osl/GJF?

The latest report frames osl/GJF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the osl/GJF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.