Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSX/BAHL stock hub

PSX/BAHL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

189.7B

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/BAHL

In the news

Latest news · PSX/BAHL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.5

P25 5.8P50 6.5P75 7.2

Trailing P/E6.5

P25 5.4P50 6.5P75 9.8

ROE18.2

P25 6.2P50 14.9P75 20

ROICn/a

P25 3.1P50 9.5P75 15.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/BAHL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

185

Groups with data

Currency

PKR

Showing 185 of 185 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	18,740
Employees Change	1,347%
Employees Change Percent	7.74
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Banking Services
Isin	PK0051601018
Last refreshed	2026-05-10
Market cap	PKR 189.7B
Price	PKR 171
Price currency	PKR
Rev Per Employee	8,614,744.34x
Sector	Financials
Sic	6020
Symbol	psx/BAHL
Website	https://www.bankalhabib.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	15.28%
FCF yield	-54.8%
Forward P/E	6.5x
P/B ratio	1.17x
P/E ratio	6.54x
P/S ratio	1.18x
PE Ratio10 Y	5.56x
PE Ratio3 Y	3.75x
PE Ratio5 Y	3.67x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	PKR 156B
Net Income	PKR 29B
Net Income Growth	-31.58%
Net Income Growth Q	-32.21%
Net Income Growth3 Y	9.02%
Net Income Growth5 Y	7.99%
Pretax Margin	38.52%
Profit Margin	17.96%
Profit Per Employee	PKR 1.5M
ROA	0.82
Roa5y	1.14
ROE	18.23
Roe5y	24.06

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	26.26%
Cagr15y	24.77%
Cagr1y	42.81%
Cagr20y	21.51%
Cagr3y	79.9%
Cagr5y	38.66%
Div CAGR10	15.67%
Div CAGR3	28.92%
Div CAGR5	27.23%
EPS Growth	-31.6
EPS Growth Q	-32.22
EPS Growth3 Y	9.02
EPS Growth5 Y	7.99
Revenue Growth	-7.99x
Revenue Growth Q	-8.49x
Revenue Growth3 Y	18.04x
Revenue Growth5 Y	19.25x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PKR 3.6T
Cash	PKR 195.9B
Debt	PKR 506B
Debt FCF	PKR -4.87
Equity	PKR 161.5B
Liabilities	PKR 3.5T
Net Cash	PKR -310.1B
Net Cash By Market Cap	PKR -163
Net Debt Equity	PKR 1.92
Tangible Book Value	PKR 161.2B
Tangible Book Value Per Share	PKR 145
WACC	1.65

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PKR -2.6T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.03%
Dividend Growth	-11.76%
Dividend Growth Years	1%
Dividend per share	PKR 15
Dividend Years	21
Dividend Yield	8.79%
Ex Div Date	2026-05-04
Last Dividend	PKR 3.5
Payout Frequency	Quarterly
Payout Ratio	56.65%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	929.45%
1Y total return	42.78%
200-day SMA	183.2
3Y total return	482.41%
50-day SMA	164.3
50-day SMA vs 200-day SMA	50under200
5Y total return	412.41%
All Time High	230
All Time High Change	-25.79%
All Time High Date	2025-10-22
All Time Low	0.75
All Time Low Change	22,791.24%
All Time Low Date	1998-09-02
ATR	5.8
Beta	0.32
Beta1y	0.6
Beta2y	0.3
Ch YTD	-8.54
High	174
High52	230
High52 Date	2025-10-22
High52ch	-25.79%
Low	170.3
Low52	127
Low52 Date	2025-05-08
Low52ch	34.41%
Ma50ch	3.93%
Price vs 200-day SMA	-6.84%
RSI	50.38
RSI Monthly	58.92
RSI Weekly	46.01
Sharpe ratio	1.05x
Sortino ratio	1.87
Total Return	8.76%
Tr YTD	-3.88
Tr15y	2,665.13%
Tr1m	6.28%
Tr1w	1.83%
Tr3m	-8.13%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 62.1B
Operating margin	38.44

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	794,828,090%
Net Borrowing	-4,875,983,000
Shares Insiders	6.38%
Shares Institutions	13.76%
Shares Out	1,111,425,416
Shares Qo Q	-0.02%
Shares Yo Y	0.03%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR -104B
Average Volume	476,496.6x
Bv Per Share	145.2
CAPEX	PKR -11.9B
Ch10y	292.5
Ch15y	627.1
Ch1m	4.09
Ch1w	1.83
Ch1y	30.93
Ch20y	989.1
Ch3m	-12.59
Ch3y	260.9
Ch5y	150.8
Ch6m	-7.52
Change	-1.54%
Change From Open	-1.32
Close	173.4
Days Gap	-0.22
Dollar Volume	8,364,300
Earnings Date	2026-04-23
EPS	PKR 26.08
F Score	2
FCF	PKR -104B
FCF Per Share	PKR -93.54
Financing CF	394,668,389,000
Fiscal Year End	December
Founded	1,991
Graham Number	291.87358
Graham Upside	70.99
Income Tax	PKR 33.2B
Investing CF	-285,297,545,000
Is Primary Listing	1
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	2014-03-14
Last Split Type	Forward
Lynch Fair Value	PKR 208
Lynch Upside	22.13
Ma150	181.7
Ma150ch	-6.04%
Ma20	173.1
Ma20ch	-1.39%
Net CF	17,307,601,000
Open	173
Payment Date	2026-05-26
Position In Range	11.8
Ppne	101,779,703,000
Price Date	2026-05-08
Ptbv Ratio	1.18
Relative Volume	0.1x
Revenue	161,440,309,000x
Tax By Revenue	20.54x
Tax Rate	53.33%
Tr20y	4,824.49%
Tr6m	-2.81%
Volume	49,000

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSX/BAHL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+8.8%

$15.0 annual per share

Payout ratio

+56.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+27.2%

1 consecutive years of growth

Total shareholder yield

+8.8%

Next ex-dividend date: 2026-05-04

Performance

PSX/BAHL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/BAHL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+13.8%

Share of float held by funds and institutions

Insider ownership

+6.4%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.0%

Negative means the company is buying back shares.

Technical

PSX/BAHL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

50.4

Neutral momentum band

Price vs 200-day MA

-6.8%

50/200-day relationship not available

Beta (5Y)

0.32

Less volatile than the market

Sharpe ratio

1.05

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/BAHL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/BAHL stock rating?

psx/BAHL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/BAHL analysis?

The full report lives at /stocks/psx/BAHL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/BAHL?

The latest report frames psx/BAHL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/BAHL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.