Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSX/HMB stock hub

PSX/HMB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

122.8B

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/HMB

In the news

Latest news · PSX/HMB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E6.6

P25 5.8P50 6.5P75 7.2

Trailing P/E5.7

P25 5.4P50 6.5P75 9.8

ROE17.7

P25 6.2P50 14.9P75 20

ROICn/a

P25 3.1P50 9.5P75 15.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/HMB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

189

Groups with data

Currency

PKR

Showing 189 of 189 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	6,316
Employees Change	470%
Employees Change Percent	8.04
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Banking Services
Isin	PK0055401019
Last refreshed	2026-05-10
Market cap	PKR 122.8B
Price	PKR 117
Price currency	PKR
Rev Per Employee	14,251,655.32x
Sector	Financials
Sic	6020
Symbol	psx/HMB
Website	https://www.habibmetro.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	17.51%
FCF yield	-2.56%
Forward P/E	6.56x
P/B ratio	0.96x
P/E ratio	5.71x
P/S ratio	1.36x
PE Ratio10 Y	4.41x
PE Ratio3 Y	3.42x
PE Ratio5 Y	3.19x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	PKR 88B
Net Income	PKR 21.5B
Net Income Growth	-14.23%
Net Income Growth Q	-19.15%
Net Income Growth3 Y	9.18%
Net Income Growth5 Y	9.36%
Pretax Margin	52.64%
Profit Margin	23.88%
Profit Per Employee	PKR 3.4M
ROA	1.29
Roa5y	1.43
ROE	17.74
Roe5y	22.47

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	29.28%
Cagr15y	26.64%
Cagr1y	61.04%
Cagr20y	18.38%
Cagr3y	86.36%
Cagr5y	45.99%
Div CAGR10	11.61%
Div CAGR3	31.73%
Div CAGR5	21.67%
EPS Growth	-14.23
EPS Growth Q	-19.15
EPS Growth3 Y	9.18
EPS Growth5 Y	9.36
OCF Growth3 Y	-68.18%
OCF Growth5 Y	-35.66%
Revenue Growth	-2.93x
Revenue Growth Q	-3.65x
Revenue Growth3 Y	16.08x
Revenue Growth5 Y	18.86x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PKR 1.8T
Cash	PKR 89.5B
Debt	PKR 357.9B
Debt FCF	PKR -114
Equity	PKR 127.7B
Liabilities	PKR 1.7T
Net Cash	PKR -268.4B
Net Cash By Market Cap	PKR -219
Net Debt Equity	PKR 2.1
Tangible Book Value	PKR 121.7B
Tangible Book Value Per Share	PKR 116
WACC	1.61

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PKR -1.1T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	PKR 12
Dividend Years	15
Dividend Yield	10.24%
Ex Div Date	2026-05-05
Last Dividend	PKR 2.5
Payout Frequency	Quarterly
Payout Ratio	58.48%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	1,203.87%
1Y total return	60.99%
200-day SMA	116.1
3Y total return	547.45%
50-day SMA	114.4
50-day SMA vs 200-day SMA	50under200
5Y total return	562.99%
All Time High	132
All Time High Change	-11.24%
All Time High Date	2026-02-19
All Time Low	1.01
All Time Low Change	11,465.65%
All Time Low Date	1996-09-09
ATR	3.48
Beta	0.38
Beta1y	0.74
Beta2y	0.34
Ch YTD	5.28
High	118
High52	132
High52 Date	2026-02-19
High52ch	-11.24%
Low	115.5
Low52	77
Low52 Date	2025-05-08
Low52ch	52.16%
Ma50ch	2.45%
Price vs 200-day SMA	0.9%
RSI	51.09
RSI Monthly	64.9
RSI Weekly	51.32
Sharpe ratio	1.53x
Sortino ratio	2.73
Total Return	10.25%
Tr YTD	12.11
Tr15y	3,355.46%
Tr1m	8.82%
Tr1w	2.77%
Tr3m	-1.41%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 47.4B
Operating margin	52.64

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	483,484,236%
Net Borrowing	-2,610,429,000
Shares Insiders	2.63%
Shares Institutions	5.09%
Shares Out	1,047,831,480
Shares Qo Q	0.01%
Shares Yo Y	-0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR -3.1B
Average Volume	225,054.15x
Bv Per Share	116.7
CAPEX	PKR -3.8B
Ch10y	296.7
Ch15y	544.8
Ch1m	6.48
Ch1w	0.57
Ch1y	45.04
Ch20y	419.1
Ch3m	-7.42
Ch3y	285
Ch5y	203.9
Ch6m	2.57
Change	-0.71%
Change From Open	1.22
Close	118
Days Gap	-1.91
Dollar Volume	17,985,114.4
Earnings Date	2026-04-23
EPS	PKR 20.52
F Score	3
FCF	PKR -3.1B
FCF Per Share	PKR -3
Financing CF	163,232,286,000
Fiscal Year End	December
Founded	1,992
Graham Number	232.1502
Graham Upside	98.15
Income Tax	PKR 25.3B
Investing CF	-165,972,601,000
Is Primary Listing	1
Last Earnings Date	2026-04-23
Last Report Date	2026-03-31
Last Split Date	2011-03-24
Last Split Type	Forward
Lynch Fair Value	PKR 192
Lynch Upside	63.94
Ma150	116.3
Ma150ch	0.73%
Ma20	118.2
Ma20ch	-0.92%
Net CF	-2,112,362,000
Next Earnings Date	2026-08-20
Open	115.8
P OCF Ratio	195.5
Payment Date	2026-06-01
Position In Range	66.4
Ppne	27,022,376,000
Price Date	2026-05-08
Ptbv Ratio	1.01
Relative Volume	0.68x
Revenue	90,013,455,000x
Tax By Revenue	28.13x
Tax Rate	53.45%
Tr20y	2,819.13%
Tr6m	9.24%
Volume	153,509

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSX/HMB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+10.2%

$12.0 annual per share

Payout ratio

+58.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+21.7%

0 consecutive years of growth

Total shareholder yield

+10.2%

Next ex-dividend date: 2026-05-05

Performance

PSX/HMB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/HMB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+5.1%

Share of float held by funds and institutions

Insider ownership

+2.6%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.0%

Negative means the company is buying back shares.

Technical

PSX/HMB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.1

Neutral momentum band

Price vs 200-day MA

+0.9%

50/200-day relationship not available

Beta (5Y)

0.38

Less volatile than the market

Sharpe ratio

1.53

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/HMB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/HMB stock rating?

psx/HMB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/HMB analysis?

The full report lives at /stocks/psx/HMB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/HMB?

The latest report frames psx/HMB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/HMB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.