Financials / Insurance - LifeUpdated 2026-05-10 22:07 UTC

LON/0LJN stock hub

LON/0LJN has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

LON/0LJNis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

9.5B

London Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

LON/0LJN

In the news

Latest news · LON/0LJN

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.2

P25 8.9P50 11.2P75 14.4

Trailing P/E16

P25 9.1P50 13P75 18.8

ROE7.1

P25 3.3P50 10.3P75 16

ROIC6.3

P25 -0.8P50 6.7P75 14.6

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All LON/0LJN market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

215

Groups with data

Currency

USD

Showing 215 of 215 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	UK
Employees	10,797
Employees Change	-153%
Employees Change Percent	-1.38
Enterprise value	$12.3B
Exchange	London Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Insurance - Life
Isin	US91529Y1064
Last refreshed	2026-05-10
Market cap	$9.5B
Price	$81.22
Price currency	USD
Rev Per Employee	935,608.7x
Sector	Financials
Sic	6321
Symbol	lon/0LJN
Website	https://www.unum.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.24%
EV Earnings	20.78x
EV/EBIT	13.93x
EV/EBITDA	12.48x
EV/FCF	30.13x
EV/Sales	1.26x
FCF yield	4.3%
Forward P/E	9.19x
P/B ratio	1.15x
P/E ratio	16.03x
P/S ratio	0.94x
PE Ratio10 Y	8.71x
PE Ratio3 Y	9.61x
PE Ratio5 Y	8.27x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	9.01%
EBITDA Margin	9.95%
FCF margin	4.04%
Gross margin	29.53%
Gross Profit	$3B
Net Income	$591.8M
Net Income Growth	-50.32%
Net Income Growth Q	22.69%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	-19.98%
Net Income Growth5 Y	-0.09%
Pretax Margin	7.44%
Profit Margin	5.86%
Profit Per Employee	$54,808
Profitable Years	14
ROA	1.2
Roa5y	1.73
ROCE	1.94
ROE	7.07
Roe5y	12.14
ROIC	6.28
Roic5y	10.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	3.1%
Cagr3y	25.62%
Cagr5y	26.09%
Div CAGR3	7.84%
Div CAGR5	9.88%
EPS Growth	-45.98
EPS Growth Q	33.02
EPS Growth Quarters	1
EPS Growth Years	0
EPS Growth3 Y	-15.3
EPS Growth5 Y	3.68
FCF Growth	-62.46%
FCF Growth Q	-5.22%
FCF Growth3 Y	-21.97%
OCF Growth	-56.97%
OCF Growth Q	-3.62%
OCF Growth10 Y	-5.48%
OCF Growth3 Y	-18.43%
OCF Growth5 Y	64.75%
Revenue Growth	4.39x
Revenue Growth Q	8.53x
Revenue Growth Quarters	4x
Revenue Growth Years	0x
Revenue Growth3 Y	3.48x
Revenue Growth5 Y	-0.04x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.21
Assets	$47.5B
Cash	$1.7B
Debt	$3B
Debt EBITDA	$3
Debt Equity	$0.37
Debt FCF	$7.47
Equity	$8.2B
Interest Coverage	5.73
Liabilities	$39.2B
Net Cash	$-2.9B
Net Cash By Market Cap	$-30.58
Net Debt EBITDA	$2.89
Net Debt Equity	$0.35
Net Debt FCF	$7.11
Tangible Book Value	$8B
Tangible Book Value Per Share	$49.65
WACC	5.18

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	18.37
Net Working Capital	$11.3B
Quick ratio	4.5
Working Capital	$11.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	8.23%
Dividend Growth	4.76%
Dividend Growth Years	4%
Dividend per share	$1.36
Dividend Years	9
Dividend Yield	1.68%
Ex Div Date	2026-04-24
Last Dividend	$0.34
Payout Frequency	Quarterly
Payout Ratio	39.33%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	3.09%
200-day SMA	75.35
3Y total return	98.24%
50-day SMA	75.87
50-day SMA vs 200-day SMA	50over200
5Y total return	218.63%
All Time High	85.18
All Time High Change	-4.65%
All Time High Date	2025-07-02
All Time Low	11
All Time Low Change	638.36%
All Time Low Date	2020-03-20
ATR	1.72
Beta	0.23
Ch YTD	4.46
High	81.22
High52	85.18
High52 Date	2025-07-02
High52ch	-4.65%
Low	79.42
Low52	68.41
Low52 Date	2025-08-18
Low52ch	18.73%
Ma50ch	7.05%
Price vs 200-day SMA	7.78%
RSI	65.47
RSI Monthly	62.43
RSI Weekly	60.05
Sharpe ratio	0.16x
Sortino ratio	0.46
Total Return	9.9%
Tr YTD	5.73
Tr1m	8.47%
Tr1w	0.21%
Tr3m	10.19%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	$910.7M
Operating margin	9.01

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	143,827,783%
Net Borrowing	10,122,493.2
Shares Insiders	0.94%
Shares Institutions	83.69%
Shares Qo Q	-2.17%
Shares Yo Y	-8.23%
Short Ratio	2.07

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$408M
Average Volume	765.75x
Bv Per Share	51.32
CAPEX	$-103.1M
Ch1m	7.82
Ch1w	0.21
Ch1y	0.67
Ch3m	9.54
Ch3y	83.17
Ch5y	172.7
Ch6m	4.87
Change	1.39%
Change From Open	1.26
Close	80.11
Days Gap	0.12
Dollar Volume	4,304.7
Earnings Date	2026-04-28
EBIT	$910.7M
EBITDA	$1B
EPS	$3.49
F Score	5
FCF	$408M
FCF EV Yield	3.32x
Financing CF	-1,032,736,829
Fiscal Year End	December
Founded	1,848
Goodwill	258,930,442
Graham Number	89.75222
Graham Upside	10.51
Income Tax	$159.9M
Investing CF	487,477,229
Is Primary Listing	0
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Lynch Fair Value	$25.34
Lynch Upside	-68.8
Ma150	76.06
Ma150ch	6.79%
Ma20	79.18
Ma20ch	2.57%
Net CF	-34,154,456
Next Earnings Date	2026-07-28
Open	80.21
P FCF Ratio	23.24
P OCF Ratio	18.56
Payment Date	2026-05-15
Position In Range	100
Ppne	373,578,680.2
Price Date	2026-05-08
Price EBITDA	$9.43
Ptbv Ratio	1.19
Relative Volume	0.07x
Revenue	10,101,767,126x
Tax By Revenue	1.58x
Tax Rate	21.28%
Tr6m	6.14%
Volume	53

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

LON/0LJN dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.7%

$1.36 annual per share

Payout ratio

+39.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+9.9%

4 consecutive years of growth

Total shareholder yield

+9.9%

Next ex-dividend date: 2026-04-24

Performance

LON/0LJN stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns LON/0LJN?

Insider, institutional, and short-interest positioning.

Institutional ownership

+83.7%

Share of float held by funds and institutions

Insider ownership

+0.9%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

LON/0LJN momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

65.5

Neutral momentum band

Price vs 200-day MA

+7.8%

50/200-day relationship not available

Beta (5Y)

0.23

Less volatile than the market

Sharpe ratio

0.16

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About LON/0LJN

Hub-level FAQ points readers to the deeper analysis pages.

What is the current lon/0LJN stock rating?

lon/0LJN is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full lon/0LJN analysis?

The full report lives at /stocks/lon/0LJN/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for lon/0LJN?

The latest report frames lon/0LJN around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the lon/0LJN page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.