Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

UVSP stock hub

Univest Financial Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

1.1B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

UVSP

In the news

Latest news · UVSP

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.8

P25 8.8P50 10.4P75 13.1

Trailing P/E11.7

P25 10.9P50 14.7P75 36.2

ROE10.3

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All UVSP market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

242

Groups with data

Currency

USD

Showing 242 of 242 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000102212
Company name	Univest Financial Corporation
Country	United States
Country code	US
Cusip	915271100
Employees	949
Employees Change	-30%
Employees Change Percent	-3.06
Enterprise value	$1.2B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
IPO Date	1989-11-03
Isin	US9152711001
Last refreshed	2026-05-10
Market cap	$1.1B
Market cap category	Small-Cap
Price	$38.89
Price currency	USD
Rev Per Employee	340,942.04x
Sector	Financials
Sic	6022
Symbol	UVSP
Website	https://www.univest.net

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.81%
EV Earnings	12.45x
EV Sales Forward	3.34x
EV/FCF	11.33x
EV/Sales	3.67x
FCF yield	9.68%
Forward P/E	10.81x
P/B ratio	1.14x
P/E ratio	11.72x
P/S ratio	3.35x
PE Ratio10 Y	13.7x
PE Ratio3 Y	9.53x
PE Ratio5 Y	9.43x
PS Forward	3.04x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	32.4%
Gross Profit	$323.6M
Net Income	$95.5M
Net Income Growth	22.34%
Net Income Growth Q	20.97%
Net Income Growth Quarters	8%
Net Income Growth Years	2%
Net Income Growth3 Y	6.58%
Net Income Growth5 Y	3.94%
Pretax Margin	36.86%
Profit Margin	29.5%
Profit Per Employee	$100,584
Profitable Years	34
ROA	1.18
Roa5y	1.09
ROE	10.29
Roe5y	10.02

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.74%
Cagr15y	10.13%
Cagr1y	32.92%
Cagr20y	5.68%
Cagr3y	34.2%
Cagr5y	9.44%
Div CAGR10	1.07%
Div CAGR3	1.95%
Div CAGR5	8.21%
EPS Growth	24.75
EPS Growth Q	24.68
EPS Growth Quarters	8
EPS Growth Years	2
EPS Growth3 Y	7.51
EPS Growth5 Y	4.34
FCF Growth	39.53%
FCF Growth Q	57.86%
FCF Growth3 Y	1.88%
FCF Growth5 Y	9.92%
OCF Growth	36.52%
OCF Growth Q	41.86%
OCF Growth10 Y	10.11%
OCF Growth3 Y	0.56%
OCF Growth5 Y	9.07%
Revenue Growth	9.94x
Revenue Growth Q	12.05x
Revenue Growth Quarters	9x
Revenue Growth Years	5x
Revenue Growth3 Y	3.95x
Revenue Growth5 Y	5.06x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$8.1B
Cash	$222.6M
Debt	$327.9M
Debt FCF	$3.13
Equity	$952M
Liabilities	$7.2B
Net Cash	$-105.2M
Net Cash By Market Cap	$-9.72
Net Debt Equity	$0.11
Net Debt FCF	$1
Tangible Book Value	$775.7M
Tangible Book Value Per Share	$27.75
WACC	6.04

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-6.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.02%
Dividend Growth	4.71%
Dividend Growth Years	1%
Dividend per share	$0.92
Dividend Years	48
Dividend Yield	2.37%
Ex Div Date	2026-05-06
Last Dividend	$0.23
Payout Frequency	Quarterly
Payout Ratio	26.83%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	177.33%
1Y total return	32.89%
200-day SMA	32.65
3Y total return	141.73%
50-day SMA	35.51
50-day SMA vs 200-day SMA	50over200
5Y total return	56.98%
All Time High	39.06
All Time High Change	-0.44%
All Time High Date	2026-05-07
All Time Low	3.35
All Time Low Change	1,060.2%
All Time Low Date	1991-02-25
ATR	0.88
Beta	0.66
Beta1y	0.69
Beta2y	0.81
Ch YTD	18.78
High	39.01
High52	39.06
High52 Date	2026-05-07
High52ch	-0.44%
Low	38.51
Low52	27.91
Low52 Date	2025-08-04
Low52ch	39.34%
Ma50ch	9.51%
Price vs 200-day SMA	19.11%
RSI	68.06
RSI Monthly	73.54
RSI Weekly	70.32
Sharpe ratio	1.05x
Sortino ratio	1.88
Total Return	4.38%
Tr YTD	20.25
Tr15y	324.99%
Tr1m	9.31%
Tr1w	2.04%
Tr3m	9.88%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	3
Analyst Count Top	1
Analyst Price Target Top	$36
Analyst Ratings	Hold
Analyst Ratings Top	Hold
Earnings EPS Estimate	$0.83
Earnings EPS Estimate Growth	13.7
Earnings Revenue Estimate	84,719,200x
Earnings Revenue Estimate Growth	6.97x
Operating Income	$122.1M
Operating margin	37.75
Price target	$36.67
Price Target Change	$-5.71
Price Target Change Top	$-7.43

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	27,176,889%
Float Percent	97.6%
Net Borrowing	-27,926,000
Shares Insiders	1.63%
Shares Institutions	78.5%
Shares Out	27,845,802
Shares Qo Q	-1.67%
Shares Yo Y	-2.02%
Short Float	1.53%
Short Ratio	1.87
Short Shares	1.5

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$100M
Average Volume	207,736.45x
Bv Per Share	34.06
CAPEX	$-3.2M
Ch10y	99.85
Ch15y	144.1
Ch1m	8.66
Ch1w	1.44
Ch1y	29.29
Ch20y	43.98
Ch3m	8.54
Ch3y	116.2
Ch5y	32.37
Ch6m	31.61
Change	0.7%
Change From Open	0.75
Close	38.62
Days Gap	-0.05
Dollar Volume	8,597,684.5
Earnings Date	2026-04-22
Earnings Time	amc
EPS	$3.32
F Score	4
FCF	$104.8M
FCF EV Yield	8.82x
FCF Per Share	$3.76
Financing CF	62,893,000
Fiscal Year End	December
Founded	1,876
Goodwill	175,510,000
Graham Number	50.4226
Graham Upside	29.65
Income Tax	$23.8M
Investing CF	-117,713,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-22
Last Report Date	2026-03-31
Last Split Date	2005-05-02
Last Split Type	Forward
Last10k Filing Date	2026-02-23
Lynch Fair Value	$16.59
Lynch Upside	-57.35
Ma150	33.43
Ma150ch	16.32%
Ma20	37.71
Ma20ch	3.13%
Net CF	53,223,000
Next Earnings Date	2026-07-22
Open	38.6
Optionable	Yes
P FCF Ratio	10.33
P OCF Ratio	10.02
Payment Date	2026-05-20
Position In Range	76
Ppne	69,806,000
Price Date	2026-05-08
Ptbv Ratio	1.4
Relative Volume	1.06x
Revenue	323,554,000x
SBC By Revenue	1.5x
Share Based Comp	4,861,000
Tax By Revenue	7.36x
Tax Rate	19.97%
Tr20y	201.67%
Tr6m	33.23%
Us State	Pennsylvania
Volume	221,077

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

UVSP dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.4%

$0.92 annual per share

Payout ratio

+26.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+8.2%

1 consecutive years of growth

Total shareholder yield

+4.4%

Next ex-dividend date: 2026-05-06

Performance

UVSP stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns UVSP?

Insider, institutional, and short-interest positioning.

Institutional ownership

+78.5%

Float: +97.6% of shares outstanding

Insider ownership

+1.6%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

UVSP momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

68.1

Neutral momentum band

Price vs 200-day MA

+19.1%

50/200-day relationship not available

Beta (5Y)

0.66

Less volatile than the market

Sharpe ratio

1.05

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

UVSP vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Reducir
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Reducir
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Reducir

Questions

About UVSP

Hub-level FAQ points readers to the deeper analysis pages.

What is the current UVSP stock rating?

Univest Financial Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full UVSP analysis?

The full report lives at /stocks/UVSP/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for UVSP?

The latest report frames UVSP around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the UVSP page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.