Sector pending / Mortgage Bankers and Loan CorrespondentsUpdated 2026-05-10 22:07 UTC

FRA/1AC stock hub

FRA/1AC has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/1AC

In the news

Latest news · FRA/1AC

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.5

P25 n/aP50 n/aP75 n/a

Trailing P/E9.1

P25 n/aP50 n/aP75 n/a

ROE12.3

P25 n/aP50 n/aP75 n/a

ROIC1.8

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/1AC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

182

Groups with data

Currency

USD

Showing 182 of 182 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	5,241
Employees Change	786%
Employees Change Percent	17.64
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Mortgage Bankers and Loan Correspondents
Last refreshed	2026-05-10
Market cap	EUR 4B
Price	EUR 74.5
Price currency	EUR
Rev Per Employee	509,534.45x
Sic	6162
Symbol	fra/1AC
Website	https://pfsi.pennymac.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	11.01%
FCF yield	-88.46%
Forward P/E	7.45x
P/B ratio	1.06x
P/E ratio	9.08x
P/S ratio	1.39x
PE Ratio10 Y	9.84x
PE Ratio3 Y	19.05x
PE Ratio5 Y	13.2x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	87.15%
Gross Profit	EUR 2.5B
Net Income	EUR 439.8M
Net Income Growth	45.56%
Net Income Growth Q	7.92%
Net Income Growth3 Y	15.13%
Net Income Growth5 Y	-21.65%
Pretax Margin	16.63%
Profit Margin	15.28%
Profit Per Employee	EUR 77,845
ROA	1.82
Roa5y	2.13
ROE	12.32
Roe5y	13.64
ROIC	1.77
Roic5y	2.45

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	22.68%
Cagr1y	-9.17%
Cagr3y	13.67%
Cagr5y	10.74%
Div CAGR3	10.25%
Div CAGR5	14.37%
EPS Growth	44.38
EPS Growth Q	7.75
EPS Growth3 Y	15.57
EPS Growth5 Y	-15.97
Revenue Growth	29.95x
Revenue Growth Q	-16.56x
Revenue Growth3 Y	24.41x
Revenue Growth5 Y	-4.41x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.12
Assets	EUR 27.7B
Cash	EUR 435.5M
Debt	EUR 22.4B
Debt Equity	EUR 5.98
Debt FCF	EUR -6.35
Equity	EUR 3.8B
Liabilities	EUR 24B
Net Cash	EUR -22B
Net Cash By Market Cap	EUR -551
Net Debt Equity	EUR 5.87
Tangible Book Value	EUR 3.7B
Tangible Book Value Per Share	EUR 70.38

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.96
Quick ratio	0.44
Working Capital	EUR -679.9M
Working Capital Turnover	EUR -3.86

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.85%
Dividend Growth	0.23%
Dividend Growth Years	2%
Dividend per share	EUR 1.04
Dividend Years	9
Dividend Yield	1.39%
Ex Div Date	2026-02-13
Last Dividend	EUR 0.25
Payout Frequency	Quarterly
Payout Ratio	12.45%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	671.74%
1Y total return	-9.17%
200-day SMA	93.86
3Y total return	46.89%
50-day SMA	74.56
50-day SMA vs 200-day SMA	50under200
5Y total return	66.52%
All Time High	134
All Time High Change	-44.4%
All Time High Date	2026-01-19
All Time Low	9.41
All Time Low Change	691.37%
All Time Low Date	2016-02-12
ATR	1.41
Ch YTD	-33.48
High	74.5
High52	134
High52 Date	2026-01-19
High52ch	-44.4%
Low	74.5
Low52	71
Low52 Date	2026-03-09
Low52ch	4.93%
Ma50ch	-0.08%
Price vs 200-day SMA	-20.62%
RSI	47.63
RSI Monthly	43.22
RSI Weekly	37.97
Sharpe ratio	-0.15x
Sortino ratio	-0.07
Total Return	0.54%
Tr YTD	-33.26
Tr1m	-1.32%
Tr1w	-1.97%
Tr3m	-8.28%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 481.7M
Operating Income Growth	19.98
Operating Income Growth Q	0.48
Operating Income Growth3 Y	5.5
Operating Income Growth5 Y	-25.03
Operating margin	16.73

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	27,372,637%
Net Borrowing	3,262,287,038.1
Shares Insiders	3.98%
Shares Institutions	88.49%
Shares Qo Q	-0.58%
Shares Yo Y	0.85%
Short Ratio	3.48

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR -3.6B
Average Volume	0x
Bv Per Share	72.26
CAPEX	EUR -12M
Ch10y	597.1
Ch1m	-1.32
Ch1w	-1.97
Ch1y	-10.24
Ch3m	-8.59
Ch3y	41.91
Ch5y	56.51
Ch6m	-28.37
Change	2.05%
Change From Open	0
Close	73
Days Gap	2.05
Depreciation Amortization	19,034,203
Earnings Date	2026-05-05
EPS	EUR 8.16
F Score	4
FCF	EUR -3.5B
Financing CF	3,200,987,475
Fiscal Year End	December
Founded	2,008
Graham Number	113.65081
Graham Upside	52.55
Income Tax	EUR 38.8M
Investing CF	327,478,603
Is Primary Listing	0
Last Earnings Date	2026-05-05
Last Report Date	2026-03-31
Lynch Fair Value	EUR 41.02
Lynch Upside	-44.94
Ma150	94.51
Ma150ch	-21.17%
Ma20	75.55
Ma20ch	-1.39%
Net CF	7,302,666
Open	74.5
Payment Date	2026-02-26
Ppne	65,232,868.7
Price Date	2026-05-08
Ptbv Ratio	1.09
Relative Volume	2,000x
Revenue	2,878,869,653x
SBC By Revenue	0.83x
Share Based Comp	23,930,542
Tax By Revenue	1.35x
Tax Rate	8.12%
Tr6m	-27.95%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/1AC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.4%

$1.04 annual per share

Payout ratio

+12.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+14.4%

2 consecutive years of growth

Total shareholder yield

+0.5%

Next ex-dividend date: 2026-02-13

Performance

FRA/1AC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/1AC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+88.5%

Share of float held by funds and institutions

Insider ownership

+4.0%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

FRA/1AC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

47.6

Neutral momentum band

Price vs 200-day MA

-20.6%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

-0.15

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/1AC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/1AC stock rating?

fra/1AC is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/1AC analysis?

The full report lives at /stocks/fra/1AC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/1AC?

The latest report frames fra/1AC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/1AC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.